topic Re: Chase IHG CC SCore Criteria and CB pull in Credit Cards

Chase IHG CC SCore Criteria and CB pull

sreneesa — Tue, 23 Aug 2016 02:19:01 GMT

Good evening, Y'all!

I was wondering what score range Chase considers when approving the IHG cc? Also, what cc bureaus do they pull? I'm in Orange County, CA.

I do not plan on applying until a few of my inquiries fall off in the next 2-4 weeks. I have 4-5 on each. One baddie on TU and EX and utilizing around 16-17 percent on credit cards. Last app was 10/2015, I believe....I have a Chase freedom, which I barely use...I just attach a bill on there and pay off each month.

Thank you and have a great evening!

Re: Chase IHG CC SCore Criteria and CB pull

jsucool76 — Tue, 23 Aug 2016 03:24:17 GMT

IHG (like Chase's other visa signature cards) start at a $5000 minimum starting limit.

They aren't terribly hard to get, especially once you have an in with them (which you do, through freedom).

They usually double pull me, EX and EQ

Re: Chase IHG CC SCore Criteria and CB pull

Creditplz — Tue, 23 Aug 2016 03:28:04 GMT

DW was approved for it with a 776? Limit was $17,500 and it was a EX pull.. I am in Newport Coast so it's Orange County as well

Re: Chase IHG CC SCore Criteria and CB pull

wasCB14 — Tue, 23 Aug 2016 03:32:40 GMT

@jsucool76 wrote:
IHG (like Chase's other visa signature cards) start at a $5000 minimum starting limit.

They aren't terribly hard to get, especially once you have an in with them (which you do, through freedom).

They usually double pull me, EX and EQ

It's a WMC, and SLs can be under $5k.

Re: Chase IHG CC SCore Criteria and CB pull

creditfan — Tue, 23 Aug 2016 03:58:20 GMT

recently get approved ihg score a bit over 700

ex pull, SL 2k

Re: Chase IHG CC SCore Criteria and CB pull

sreneesa — Tue, 23 Aug 2016 06:02:25 GMT

Thank you all for the info!

My scores are EX 694, TU 692, EX 681

Ill try in a a month or two. Hopefull scores will go up, if not, I'll still try. Lol

Re: Chase IHG CC SCore Criteria and CB pull

sreneesa — Tue, 23 Aug 2016 06:08:41 GMT

*'EQ 694

Re: Chase IHG CC SCore Criteria and CB pull

jsucool76 — Tue, 23 Aug 2016 11:12:52 GMT

Oh crap, my bad. I didn't know chase issued any mastercards anymore. Haha.

Re: Chase IHG CC SCore Criteria and CB pull

Anonymous — Tue, 23 Aug 2016 11:36:56 GMT

It's also helpful to remember that Chase internal scores are one primary factor they will look at in making a decision. None of us knows exactly all the elements of Chase internal scoring; I can only say that in my own experience, using the card quite a lot and paying in full must be a strong factor in Chase internal scoring.

I only had a 4 month relationship with Chase (Hyatt) when I applied for my IHG, but had a strong history during those 4 months of using the card very frequently for substantial amounts (while still keeping utilization very reasonable) and paying in full monthly.

I then received a $20,000 starting credit limit on my IHG, while having only a 4 month relationship with Chase at the time. Hope it all works out for you!

Re: Chase IHG CC SCore Criteria and CB pull

ways2go — Tue, 23 Aug 2016 12:53:13 GMT

I've had my IHG for over three years now, my scores were in the high 600's, very thin file, and a SL of 3500. It's still at 3500. I love the card though. I like that free night.

Re: Chase IHG CC SCore Criteria and CB pull

sreneesa — Tue, 23 Aug 2016 16:25:01 GMT

Thank you all!

Re: Chase IHG CC SCore Criteria and CB pull

sreneesa — Tue, 23 Aug 2016 16:28:39 GMT

I'm itching to apply for this card. I want those 60000 + 5000 bonus points. I have been traveling and booked another trip and was like, I need the IHG...lol...I want to book another trip and use those bonus points. Not sure where Ill go next but love the option of using these points and purchasing more to use anywhere around the world. I'm certainly not swimming in money so this will help. lol

So tempted...............

Re: Chase IHG CC SCore Criteria and CB pull

Creditplz — Tue, 23 Aug 2016 19:23:18 GMT

My internal chase score I'd 655? Well it was a few months ago and my fico 8 EX is 748