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    <title>topic Re: Ritz Carlton Certs... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729494#M1373806</link>
    <description>There is not. This is why the points offers for the Ritz were so much better, you could use them for higher category Marriott or higher tier Ritz</description>
    <pubDate>Thu, 25 Aug 2016 22:43:28 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-08-25T22:43:28Z</dc:date>
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      <title>Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729458#M1373793</link>
      <description>&lt;P&gt;We have a 3 night stay at a tier 5 RC planned. I have 2 tier 4 Certs. Is their any value of tier 1-4 certificates against a tier 5 stay? Has anyone tried? I don't want to take a trip just to&amp;nbsp;use them, would rather apply them towards a planned stay (cert plus cash).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for any help&lt;/P&gt;</description>
      <pubDate>Thu, 25 Aug 2016 22:12:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729458#M1373793</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2016-08-25T22:12:37Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729494#M1373806</link>
      <description>There is not. This is why the points offers for the Ritz were so much better, you could use them for higher category Marriott or higher tier Ritz</description>
      <pubDate>Thu, 25 Aug 2016 22:43:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729494#M1373806</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-08-25T22:43:28Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729504#M1373809</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;There is not. This is why the points offers for the Ritz were so much better, you could use them for higher category Marriott or higher tier Ritz&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; &amp;nbsp;Thanks&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp; :[ &amp;nbsp; &amp;nbsp;We do have to go to Toronto this fall. &amp;nbsp;I'll use them there.&lt;/P&gt;</description>
      <pubDate>Thu, 25 Aug 2016 22:51:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729504#M1373809</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2016-08-25T22:51:11Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729507#M1373811</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/795878"&gt;@elim&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;We have a 3 night stay at a tier 5 RC planned. I have 2 tier 4 Certs. Is their any value of tier 1-4 certificates against a tier 5 stay? Has anyone tried? I don't want to take a trip just to&amp;nbsp;use them, would rather apply them towards a planned stay (cert plus cash).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for any help&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good question. I'm new to the Ritz-Carlton credit and hotels. &amp;nbsp;Looking forward to seeing the responses to this thread.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 25 Aug 2016 22:57:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729507#M1373811</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-08-25T22:57:21Z</dc:date>
    </item>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729643#M1373857</link>
      <description>&lt;P&gt;Waiting on new ritz card now. Other than tiers are certs limited to cost per night or by major calendar black outs? Can I stack club status on free nights?&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 01:46:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729643#M1373857</guid>
      <dc:creator>mdd0214</dc:creator>
      <dc:date>2016-08-26T01:46:29Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729648#M1373860</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/795878"&gt;@elim&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;There is not. This is why the points offers for the Ritz were so much better, you could use them for higher category Marriott or higher tier Ritz&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; &amp;nbsp;Thanks&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp; :[ &amp;nbsp; &amp;nbsp;We do have to go to Toronto this fall. &amp;nbsp;I'll use them there.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp; The Ritz Carlton in Toronto Canada VERY NICE Ritz Carlton. &amp;nbsp; P.S Chef Oliver &amp;nbsp;is amazing.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 01:53:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729648#M1373860</guid>
      <dc:creator>Saleen099</dc:creator>
      <dc:date>2016-08-26T01:53:14Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729659#M1373865</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/502244"&gt;@mdd0214&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Waiting on new ritz card now. Other than tiers are certs limited to cost per night or by major calendar black outs? Can I stack club status on free nights?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There is no cost per night stipulations, just has to be a tier 1-4. There are no blackout dates that I was aware of. You are not allowed to stack the club upgrade on top of the certs. The upgrades can only be used on paid stays.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 02:07:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729659#M1373865</guid>
      <dc:creator>Peteyglad</dc:creator>
      <dc:date>2016-08-26T02:07:19Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729939#M1373968</link>
      <description>&lt;P&gt;I have stayed in "Downtown USA" on so many trips lately (Downtown Detroit today), Wanted to apply the certs to a getaway stay at tier5 Beaver Creek.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://media-cdn.tripadvisor.com/media/photo-s/07/bc/9d/29/the-ritz-carlton-bachelor.jpg" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 10:15:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729939#M1373968</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2016-08-26T10:15:10Z</dc:date>
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    <item>
      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729951#M1373970</link>
      <description>Certificates can only be used for their designated hotel category or tier.&lt;BR /&gt;&lt;BR /&gt;Can't stack with any other offers, like club upgrade or $100 credit, though certificates can be used in conjunction with points to achieve a 5th night free booking.&lt;BR /&gt;&lt;BR /&gt;There are no "blackout" dates per se, but hotels can limit the amount of award availability they have. Usually not an issue except if there happens to be a big event of some kind. (think comic con, super bowl, nba playoffs, etc)</description>
      <pubDate>Fri, 26 Aug 2016 11:16:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729951#M1373970</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-08-26T11:16:52Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729964#M1373973</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;Certificates can only be used for their designated hotel category or tier.&lt;BR /&gt;&lt;BR /&gt;Can't stack with any other offers, like club upgrade or $100 credit, though &lt;FONT color="#000080"&gt;&lt;STRONG&gt;certificates can be used in conjunction with points to achieve a 5th night free booking&lt;/STRONG&gt;&lt;/FONT&gt;.&lt;BR /&gt;&lt;BR /&gt;There are no "blackout" dates per se, but hotels can limit the amount of award availability they have. Usually not an issue except if there happens to be a big event of some kind. (think comic con, super bowl, nba playoffs, etc)&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; Now this will help!&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 11:38:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729964#M1373973</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2016-08-26T11:38:17Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729965#M1373974</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;Certificates can only be used for their designated hotel category or tier.&lt;BR /&gt;&lt;BR /&gt;Can't stack with any other offers, like club upgrade or $100 credit, though &lt;U&gt;certificates can be used in conjunction with points to achieve a 5th night free booking.&lt;/U&gt;&lt;BR /&gt;&lt;BR /&gt;There are no "blackout" dates per se, but hotels can limit the amount of award availability they have. Usually not an issue except if there happens to be a big event of some kind. (think comic con, super bowl, nba playoffs, etc)&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hey jsucool76, have you ever tried this. I was shot down two different times being told the 5th night only counts for 4 nights paid in points. You are definitley one of the more knowledgeable posters with regards to loyalty programs and would love it if you can shine a light on this.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 11:45:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729965#M1373974</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-08-26T11:45:42Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729976#M1373980</link>
      <description>That's the best way to make use of the free night certs. Especially with 3 as the sign up bonus. Save up enough points for a 4th night and you'll get a 5th night for free.&lt;BR /&gt;&lt;BR /&gt;At most with a tier 4 you're looking at 60k points.&lt;BR /&gt;</description>
      <pubDate>Fri, 26 Aug 2016 12:10:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729976#M1373980</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-08-26T12:10:27Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729978#M1373981</link>
      <description>Certificates should count as points in that case @AngelGabriel. I'll check into it, as I may be wrong, but I'm pretty sure I'm right.&lt;BR /&gt;&lt;BR /&gt;Will let you know.</description>
      <pubDate>Fri, 26 Aug 2016 12:12:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4729978#M1373981</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-08-26T12:12:04Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4731099#M1374415</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;@Certificates should count as points in that case @Anonymous. I'll check into it, as I may be wrong, but I'm pretty sure I'm right.&lt;BR /&gt;&lt;BR /&gt;Will let you know.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Quick update. After some research, it appears I was wrong here. Dumb policy in my opinion.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Can't use the certs towards a 5th night free reservations.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 27 Aug 2016 04:59:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4731099#M1374415</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-08-27T04:59:34Z</dc:date>
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      <title>Re: Ritz Carlton Certs...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4731113#M1374426</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;@Certificates should count as points in that case @Anonymous. I'll check into it, as I may be wrong, but I'm pretty sure I'm right.&lt;BR /&gt;&lt;BR /&gt;Will let you know.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Quick update. After some research, it appears I was wrong here. Dumb policy in my opinion.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Can't use the certs towards a 5th night free reservations.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks for the update. When I saw your earlier post I died a little inside since I had already redeemed my certificates and was told it was a no go. I trust you over a rep any day of the week, seeing as how your break downs have been an&amp;nbsp;invaluable resource for me. In case I never said it before, Thank you for your diligent help with your guides and post.&lt;/P&gt;</description>
      <pubDate>Sat, 27 Aug 2016 05:26:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-Carlton-Certs/m-p/4731113#M1374426</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-08-27T05:26:13Z</dc:date>
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