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    <title>topic Re: Barclay Rewards cli help/advice in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730722#M1374256</link>
    <description>Have you tried the APR reduction trick?</description>
    <pubDate>Fri, 26 Aug 2016 22:13:42 GMT</pubDate>
    <dc:creator>dragontears</dc:creator>
    <dc:date>2016-08-26T22:13:42Z</dc:date>
    <item>
      <title>Barclay Rewards cli help/advice</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4728076#M1373346</link>
      <description>&lt;P&gt;I've had the card for 11 statements. It's my smallest card with a cl of $1000. &amp;nbsp;Highest is Chase &amp;nbsp;Marriott 15k&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I actually like the rewards but but use it to much like $200/350 per month always pif. Tu score is in the 660's...&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thinking about closing it. Apr trick still work? I'm not going to wast a hard.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestions on calling in and what to say and with who?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any advice would be most appreciative!&lt;/P&gt;</description>
      <pubDate>Wed, 24 Aug 2016 21:22:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4728076#M1373346</guid>
      <dc:creator>My_Fako</dc:creator>
      <dc:date>2016-08-24T21:22:44Z</dc:date>
    </item>
    <item>
      <title>Re: Barclay Rewards cli help/advice</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730695#M1374249</link>
      <description>ttt</description>
      <pubDate>Fri, 26 Aug 2016 21:51:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730695#M1374249</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2016-08-26T21:51:12Z</dc:date>
    </item>
    <item>
      <title>Re: Barclay Rewards cli help/advice</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730722#M1374256</link>
      <description>Have you tried the APR reduction trick?</description>
      <pubDate>Fri, 26 Aug 2016 22:13:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730722#M1374256</guid>
      <dc:creator>dragontears</dc:creator>
      <dc:date>2016-08-26T22:13:42Z</dc:date>
    </item>
    <item>
      <title>Re: Barclay Rewards cli help/advice</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730738#M1374262</link>
      <description>&lt;P&gt;You can call and ask for an APR reduction. Usually you will get transferred to a department who can possibly give a SP CLI. Otherwise it's a hard pull only.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sometimes the rep will refuse to transfer you, you can hang up and try again if that happens.&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 22:21:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730738#M1374262</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2016-08-26T22:21:48Z</dc:date>
    </item>
    <item>
      <title>Re: Barclay Rewards cli help/advice</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730749#M1374265</link>
      <description>&lt;P&gt;If you do call in and no joy with the apr reduction/SP CLI request, like mentioned it will demand a HP and possibly some questioning on why you want an increase, how much do you spend on this and that account regularly&amp;nbsp;etc.&lt;/P&gt;</description>
      <pubDate>Fri, 26 Aug 2016 22:30:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Rewards-cli-help-advice/m-p/4730749#M1374265</guid>
      <dc:creator>CreditMagic7</dc:creator>
      <dc:date>2016-08-26T22:30:29Z</dc:date>
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