topic Re: Fidelity Rewards Visa - Anyone Apply? in Credit Cards

Fidelity Rewards Visa - Anyone Apply?

B335is — Wed, 04 May 2016 23:37:14 GMT

Now that Elan took over, just curious if anyone has applied for it yet? I think Elan pulls EQ.

https://www.fidelity.com/cash-management/visa-signature-card

Re: Fidelity Rewards Visa - Anyone Apply?

CreditCuriosity — Wed, 04 May 2016 23:45:29 GMT

Yes some have.. Typically a TU pull btw.

Re: Fidelity Rewards Visa - Anyone Apply?

Creditplz — Wed, 04 May 2016 23:48:51 GMT

Elan financial services pulled EX for me a few days ago, I'm in CA.

Re: Fidelity Rewards Visa - Anyone Apply?

B335is — Wed, 04 May 2016 23:49:26 GMT

@CreditCuriousity wrote:
Yes some have.. Typically a TU pull btw.

Interesting, the pulls showed EQ.

Re: Fidelity Rewards Visa - Anyone Apply?

CreditCuriosity — Thu, 05 May 2016 00:22:14 GMT

@B335is wrote:
@CreditCuriousity wrote:
Yes some have.. Typically a TU pull btw.
Interesting, the pulls showed EQ.

Probably Regional? Who knows Elan/Us Bank has always hit me with TU pulls... Credit pulls DB pretty much shows an even split between Exp/TU and a few Equifax pull.. Alot of posts on this card I believe were TU pulls if I remember correctly. Obviously more people will weigh in here that have the card. Will consider it after my Discover year of double cash back is over as it is essentially a 2% card min atm. Have a considerable amount with fidelity, whether they consider that in decision making to an extent, who knows.

Edit: I do see some entries on credit pulls that are EQ for this card. I know I have seen people post on here about TU pulls though w/regards to this card. Wait for people to weigh in as I could be delusional

Re: Fidelity Rewards Visa - Anyone Apply?

Creditaddict — Thu, 05 May 2016 00:27:06 GMT

@Creditplz wrote:
Elan financial services pulled EX for me a few days ago, I'm in CA.

US Bank was EX for us here in CA for both personal and business cards last year.

and last week when I wanted a manual review CLI they asked for EX... I cancelled.

Re: Fidelity Rewards Visa - Anyone Apply?

bldmt — Thu, 05 May 2016 00:31:28 GMT

May be regional. I am in NH and they pulled EX back in January for the Fidelity card.

Re: Fidelity Rewards Visa - Anyone Apply?

UncleB — Thu, 05 May 2016 00:58:39 GMT

I'll admit that it's on my short list now that I have clean reports... I'm likely on the cusp with inquiries, though. (TU-4, EQ-4, EX-3).

I'm still weighing my options before I go for anything... I'm trying to be deliberate with my selections.

Other than 2% and a fixed APR, is there anything that stands out with this card?

Re: Fidelity Rewards Visa - Anyone Apply?

Benzman — Thu, 05 May 2016 01:06:10 GMT

Got my card about two weeks ago. EXP pull for me here in PA.

One of the better interest rate cards I have now other than the Ring.

Re: Fidelity Rewards Visa - Anyone Apply?

sr383 — Thu, 05 May 2016 01:08:17 GMT

TransUnion for me in Seattle. At least it's only one bureau.

Re: Fidelity Rewards Visa - Anyone Apply?

Anonymous — Thu, 05 May 2016 01:15:33 GMT

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Fidelity-Visa-Signature-Approved/td-p/4570278. Yea.. Details here.

Re: Fidelity Rewards Visa - Anyone Apply?

B335is — Thu, 05 May 2016 01:34:19 GMT

For those of you approved after the Elan takeover, was it instant or 7-10 day notice?

Re: Fidelity Rewards Visa - Anyone Apply?

sr383 — Thu, 05 May 2016 03:00:46 GMT

Instant

Re: Fidelity Rewards Visa - Anyone Apply?

Anonymous — Thu, 05 May 2016 03:46:38 GMT

Approved for this card in March, wasnt instant approval 4me, took like2/3 days ...score was about 695 on Ex here in Texas... 9k SL

Re: Fidelity Rewards Visa - Anyone Apply?

Creditplz — Thu, 05 May 2016 03:57:32 GMT

My EX Fico 8 is 732, I got the 7-10 day message, 3% UTL, income -186k. Still haven't received a card or a denial letter

Re: Fidelity Rewards Visa - Anyone Apply?

Anonymous — Thu, 05 May 2016 04:00:22 GMT

@Creditplz if u have a Fidelity account setup login online and it will pop up after a few days on ur profile if your approved, if I would have waited on mail or email that was definitely 10 days later!

Re: Fidelity Rewards Visa - Anyone Apply?

Benzman — Thu, 05 May 2016 04:08:36 GMT

I got the 7-10 day response as well, just assumed it would be a denial and didn't think anymore about it.

Received card with 5K limit about 2 to 3 weeks later. Was quite shocked and pleased at the same time when I opened the envelope as I had totally forgot about it.

Re: Fidelity Rewards Visa - Anyone Apply?

Creditplz — Thu, 05 May 2016 04:03:12 GMT

I don't have one I guess I'll have to sit by the mailbox 😂

Re: Fidelity Rewards Visa - Anyone Apply?

Anonymous — Thu, 05 May 2016 04:07:04 GMT

At least from reading the forums most 7 - 10 day messages land with approvals!! #hope

Re: Fidelity Rewards Visa - Anyone Apply?

Creditplz — Thu, 05 May 2016 04:15:44 GMT

Hopefully!! It wasn't a flat out denial so I'll sit and hope it was a approval!