topic Re: Amex 3X CLI question in Credit Cards

Amex 3X CLI question

Creditwiser — Mon, 12 Sep 2016 17:06:06 GMT

Counting the days untill I'm eligible to give the 3X CLI a go. I've read The Definitive guide to Amex CLI but could not find an answer to this question...

Since I'm currently an AU with 20k available, will my 3X CLI, and my total avail CL among the two cards prompt a Financial Review? Or is the AU not factored in ? I currently sit at 2k SL. Potential 3X CLI bringing me to 6k. 6 months thereafter, with some luck I can go to 18K. This on paper brings my total avail credit with AMEX to 38K which is obviously above the 34K review threshold.

What say you Amex experts ? Thanks.

Re: Amex 3X CLI question

darwin_wins — Mon, 12 Sep 2016 17:09:18 GMT

I believe your total limit would be your own limit and not the one that you are AU on.

Re: Amex 3X CLI question

Discover2016 — Mon, 12 Sep 2016 17:10:51 GMT

I think Amex will only factor your credit lines since you're not responsible for the AU account per se.

Re: Amex 3X CLI question

CreditCuriosity — Mon, 12 Sep 2016 17:13:42 GMT

Au accounts not included as your aren't responsible for repayment.

Also you are getting FR and request for 4506 confused.. FR accounts are froozen, if they request a 4506 due to asking for a CLI, you can cimply not supply it if they ask and you just won't get the CLI

Re: Amex 3X CLI question

Creditwiser — Mon, 12 Sep 2016 17:28:29 GMT

Thanks everyone. Good to know.