topic Re: Question/Suggestions?? in Credit Cards

Question/Suggestions??

JaeJae12 — Fri, 16 Sep 2016 19:48:35 GMT

My Citi prestige annual fee is about to hit soon, with the devaluation anyone know what I can product change it to? Already have the double cash and forward , perhaps a no fee card, thanks

Re: Question/Suggestions??

Anonymous — Sat, 17 Sep 2016 00:04:54 GMT

Move your limit to the DC and close it.

Re: Question/Suggestions??

Kevin86475391 — Sat, 17 Sep 2016 04:38:11 GMT

@Anonymous wrote:
Move your limit to the DC and close it.

I'd do this too personally.

Re: Question/Suggestions??

Berk — Sat, 17 Sep 2016 12:39:30 GMT

@Anonymous wrote:
Move your limit to the DC and close it.

Just remember that with Citi it isn't as simple as moving credit limits around. Citi requires you to ask for a CLI on the card that you want to have a higher limit on and a CLD on the card that you want to have a lower limit on. This results in a hard pull and you will end up leaving $500.00 or so on the card that you requested the CLD on.

Re: Question/Suggestions??

Anonymous — Sat, 17 Sep 2016 15:06:31 GMT

I thought it was Chase that you had to leave 500 on the unwanted card...

Re: Question/Suggestions??

Anonymous — Sat, 17 Sep 2016 15:45:21 GMT

Chase has a similar policy but it's super easy through a chat window/secure message. Call into Citi and ask for someone higher up. If you get a foreigner network they may close your account before you get the other one increased lol