https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Fall-Clean-up/m-p/4755707#M1383203 <P>Well... I started with 4 Capital One cards. I decided to consolidate down to 2 cards. I already had the Visa signature. After 2 years of trying to do something with the QS1 card that has been stuck in limbo FOREVER, I decided to ask for a product change. I did the facebook, live chat, phone, and email to EO to try to get the card upgraded to something else- with no relief. So, when I consolidated another card into the QS1 MC, I called and asked to be upgraded and was given several options. I chose the Venture World Mastercard upgrade! The fee is waived for the first year. After reading on here, I think I'm going to let it ride for this year and then switch to the QS WMC option. I don't like the Venture look so I uploaded my own picture and now I'm satisfied... FOR NOW, that is.</P><P>&nbsp;</P><P>But, AFTER 2 years of credit rebuilding, I now have just 2 cards with Capital One: the Visa Signature and the World Mastercard. This is the only MC in my portfolio so I'm thrilled to keep it.&nbsp;</P> Mon, 26 Sep 2016 15:32:06 GMT Anonymous 2016-09-26T15:32:06Z https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Fall-Clean-up/m-p/4755707#M1383203 <P>Well... I started with 4 Capital One cards. I decided to consolidate down to 2 cards. I already had the Visa signature. After 2 years of trying to do something with the QS1 card that has been stuck in limbo FOREVER, I decided to ask for a product change. I did the facebook, live chat, phone, and email to EO to try to get the card upgraded to something else- with no relief. So, when I consolidated another card into the QS1 MC, I called and asked to be upgraded and was given several options. I chose the Venture World Mastercard upgrade! The fee is waived for the first year. After reading on here, I think I'm going to let it ride for this year and then switch to the QS WMC option. I don't like the Venture look so I uploaded my own picture and now I'm satisfied... FOR NOW, that is.</P><P>&nbsp;</P><P>But, AFTER 2 years of credit rebuilding, I now have just 2 cards with Capital One: the Visa Signature and the World Mastercard. This is the only MC in my portfolio so I'm thrilled to keep it.&nbsp;</P> Mon, 26 Sep 2016 15:32:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Fall-Clean-up/m-p/4755707#M1383203 Anonymous 2016-09-26T15:32:06Z https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Fall-Clean-up/m-p/4755739#M1383207 <P>Nice job!</P> Mon, 26 Sep 2016 16:17:26 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Fall-Clean-up/m-p/4755739#M1383207 Anonymous 2016-09-26T16:17:26Z