topic Re: Close Credit one secure in Credit Cards

Close Credit one secure

Anonymous — Tue, 27 Sep 2016 10:19:59 GMT

Hey guys- Since joining my fico scores have gone up from 551 to 645 and as of yesterday was finally approved for a chase freedom card after being denied prior for bank of america secured and barclays... I do have a credit one secured account that I got in august do I keep it and ride the year off on it and close before renewing or go ahead and close it and get my money back.... i'm in the process of buying a second home for rental and will be financing 80% of the home- At what point should I app other places to get a higher amount of utilization??

Re: Close Credit one secure

Anonymous — Tue, 27 Sep 2016 13:31:35 GMT

If you are in the process of buying a second home, don't close the account until that process is over-.

Re: Close Credit one secure

grillandwinemaster — Wed, 28 Sep 2016 02:36:52 GMT

And also don't app until your mortgage process is closed and you have keys in your hand!

Re: Close Credit one secure

Anonymous — Tue, 27 Sep 2016 23:12:29 GMT

Do you guys think I need to do this I've got15 years of good credit history- I'm not worried about the length of my credit history

Re: Close Credit one secure

Anonymous — Wed, 28 Sep 2016 20:19:56 GMT

Oops made a mistake- It's an open sky cc