topic Re: First Premier Bank Offer in Credit Cards

First Premier Bank Offer

bsal — Sat, 10 Jan 2009 18:58:50 GMT

Hey guys and girls I just have a quick question has anybody ever heard of First Premier Bank I just got and pre approval credit card from them ask me to apply i been pre approved, I have no credit cards and I am tryin to rebuild my credit the only thing i have is a macy's store department card. is first Premier Bank worth it?, and i'm also going be in the process of tryin to buy my first home should i even be applying for credit cards at this time? MY current fico report is Transunion 660 Equifax 717 Experian 700

Re: First Premier Bank Offer

Anonymous — Sat, 10 Jan 2009 18:59:48 GMT

NONONO

try HSBC, Cap1, BofA preapproval sites.

Re: First Premier Bank Offer

Creditaddict — Sat, 10 Jan 2009 19:02:58 GMT

Holy BLEEP, no, not with those scores!! Did you see the fees!

Re: First Premier Bank Offer

Anonymous — Sat, 10 Jan 2009 19:40:10 GMT

Do a search on here for "first premier" and you'll be running for the hills!

Re: First Premier Bank Offer

SCF — Sat, 10 Jan 2009 19:50:45 GMT

First Premier is not worth it bsal! Definitely go check out the pre-approval sites for HSBC and BofA, you could also visit your local bank or CU and talk to them about a CC. Since EQ is your highest and CUs usually pull EQ, you'd have a great chance of getting a no-fee decent limit card.

Say it with me now, "My scores are too good to pay pointless fees for a CC!"

Re: First Premier Bank Offer

Anonymous — Sat, 10 Jan 2009 19:50:57 GMT

Trash it try BOFA, Capital One, Citi.

Re: First Premier Bank Offer

MsKiwi — Sun, 11 Jan 2009 01:39:31 GMT

@bsal wrote:
Hey guys and girls I just have a quick question has anybody ever heard of First Premier Bank I just got and pre approval credit card from them ask me to apply i been pre approved, I have no credit cards and I am tryin to rebuild my credit the only thing i have is a macy's store department card. is first Premier Bank worth it?, and i'm also going be in the process of tryin to buy my first home should i even be applying for credit cards at this time? MY current fico report is Transunion 660 Equifax 717 Experian 700

Your scores are too high for a first premiere, they are for people with scores in the low-mid 500's. Try cap1, boa and hsbc I think they all have preapproval soft pulls. Amex does too but I'd stay away from them, not because of your scores, because they don't know who they want as customers right now.