topic Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate in Credit Cards

Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 00:59:38 GMT

I have received two offers in the mail for Juniper. I have not heard of them. I did search here and didnt see much info. Is this a good card and/or company. What type of limits do they grant (average) and what bureau(s) do they use. Any feedback is appreciated. Thanks in advance.

Message Edited by PurpleHaze on 01-10-2009 07:59 PM

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 01:10:20 GMT

Try searching Juni, Juny, and Barclays.

ETA: I have a Juni card -- the Travelocity MC. It started w/ a 2k limit in Jan 07 and went to 3k at the 1 year mark. Small AF of 29 bucks, but it has been a decent rewards card for me for airline tix.

Message Edited by WhirledPeasPlease on 01-10-2009 08:10 PM

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 03:08:31 GMT

Thanks for the reply Peas. I guess Im confused because when I search MyFico the references about Juni relate to co-branded cards. The two offers I received are for the Juniper Platinum MasterCard with no annual fee. Does anyone have this card? Looking to know who they pull, how hard/easy the card is to obtain and general score required.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 03:31:17 GMT

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=118716&query.id=26369#M118716

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=80504&query.id=26443#M80504

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=122101&query.id=26473#M122101

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=76490&query.id=26521#M76490

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=86189&query.id=26521#M86189

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=9804&query.id=26607#M9804

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=55231&query.id=26607#M55231

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=47575&query.id=26679#M47575

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 03:38:18 GMT

Sorry -- I have a problem with hitting 'post' too early! LOL

I think I combed thru and found the posts that directly talked about the 7.9% IR on a plain Jane Juni Plat MC. I'm sure there are comments by co-branded cardholders, but that's to be expected on here! (Heck, I did it in my orig post!)

I hope these help!

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 05:44:13 GMT

Juniper is all over these forums.

Heck. I have the card but can't remember who they pull.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 15:01:35 GMT

I have the Juniper Mastercard as well. I also have the 7.99% fixed rate. I have had it since June 2008 and I haven't had any problems. I have not received any increases as of yet. I did start out with a $2000 CL. I have heard lots of negative on this forum about them, but so far, I haven't had any problems. I am waiting, thought, as I know they have been reducing credit limits a lot lately.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 19:51:47 GMT

@Anonymous wrote:
Sorry -- I have a problem with hitting 'post' too early! LOL

I think I combed thru and found the posts that directly talked about the 7.9% IR on a plain Jane Juni Plat MC. I'm sure there are comments by co-branded cardholders, but that's to be expected on here! (Heck, I did it in my orig post!)

I hope these help!

Thanks for finding the links for me Peas. Its obvious I just dont have the hang of it yet lol. Other posters can learn from you and HTSU. You two provide answers and links if possible, versus leaving sarcastic posts advising the info is posted all over the forum. SO again I thank you. I will look through the links you provided. I am sure I will find what I am looking for. Thanks again for your POSITIVE response.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 19:53:20 GMT

@Anonymous wrote:
I have the Juniper Mastercard as well. I also have the 7.99% fixed rate. I have had it since June 2008 and I haven't had any problems. I have not received any increases as of yet. I did start out with a $2000 CL. I have heard lots of negative on this forum about them, but so far, I haven't had any problems. I am waiting, thought, as I know they have been reducing credit limits a lot lately.

Do you recall what bureau they pulled and/or if more than one?

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

MidnightVoice — Sun, 11 Jan 2009 20:00:16 GMT

Barclays usually pulls TU.

And I have one of their cards (Gas MC), and have never had a problem. No auto CLIs, but I got one when I asked (a small one - $1K).

I basically use it for the 3% back on my gas.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Sun, 11 Jan 2009 20:14:58 GMT

PurpleHaze wrote:
@Anonymous wrote:
Sorry -- I have a problem with hitting 'post' too early! LOL

I think I combed thru and found the posts that directly talked about the 7.9% IR on a plain Jane Juni Plat MC. I'm sure there are comments by co-branded cardholders, but that's to be expected on here! (Heck, I did it in my orig post!)

I hope these help!

Thanks for finding the links for me Peas. Its obvious I just dont have the hang of it yet lol. Other posters can learn from you and HTSU. You two provide answers and links if possible, versus leaving sarcastic posts advising the info is posted all over the forum. SO again I thank you. I will look through the links you provided. I am sure I will find what I am looking for. Thanks again for your POSITIVE response.

You're very welcome! I'm a search hound in general, lol.

Thanks also for the comparison to Hauling -- she's the queen, I'm just one of the ladies in waiting. LOL -- I'll be sure to let her know you gave her props!

Good luck w/ Juni -- I like the card, but their CS is at times a bit lacking.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Mon, 12 Jan 2009 05:15:50 GMT

You said ya looked but you didn't so I was sacastic. I'm being sarcastic again.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Tue, 13 Jan 2009 01:46:16 GMT

@Anonymous wrote:
You said ya looked but you didn't so I was sacastic. I'm being sarcastic again.

Your smiley winks aren't necessary. I wrote my point without hiding behind a smiley. If being negative makes you happy do you. I am sure you can read since you responded, therefore my post states I did look. The information I located was not beneficial. Hence, reaching out to others for responses. Obviously you post to bait and switch people to be internet gangsters and argue. Keep up the great work you do all over the board with your sarcasm and overall uselessness.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

Anonymous — Tue, 13 Jan 2009 02:24:47 GMT

@Anonymous wrote:
@Anonymous wrote:
You said ya looked but you didn't so I was sacastic. I'm being sarcastic again.
Your smiley winks aren't necessary. I wrote my point without hiding behind a smiley. If being negative makes you happy do you. I am sure you can read since you responded, therefore my post states I did look. The information I located was not beneficial. Hence, reaching out to others for responses. Obviously you post to bait and switch people to be internet gangsters and argue. Keep up the great work you do all over the board with your sarcasm and overall uselessness.

You're right. That sounded terrible. I'm sorry.

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

MidnightVoice — Tue, 13 Jan 2009 03:02:11 GMT

Group Hug?

Re: Juniper Offer 7.99% APR purchases and Balance Transfers - Not Introductory Rate

oracles — Tue, 13 Jan 2009 03:41:42 GMT

@MidnightVoice wrote:
Group Hug?

come here everyone lol

you see i am man enough to hug lol