topic Re: Multiple FNBO Applications in Credit Cards

Multiple FNBO Applications

dbw79 — Wed, 02 Nov 2016 19:43:34 GMT

Good Afternoon,

I searched the boards but couldn't find anything about my question. I was just (yesterday) approved for their NRA card, with a very decent starting limit. Manual process took about 2 days to get the approval. I am very interested as well in their new 2% Cash Back card, which will expire in December. Has anyone had success with 2 apps/approvals at the same time with FNBO? I thought I did read somewhere where they want 6 months in between apps, which I would understand and have no issue with. Just don't want to waste a hard pull. Thoughts?

Re: Multiple FNBO Applications

Themanwhocan — Wed, 02 Nov 2016 19:53:04 GMT

I was approved for a second FNBO card 5 months and 4 days after my first approval.

Re: Multiple FNBO Applications

dbw79 — Wed, 02 Nov 2016 20:32:43 GMT

Thank you. I have a feeling a will build a solid relationship with them for 6 months, then go for another! Just curious where everyone stood.

Re: Multiple FNBO Applications

Dalmus — Wed, 02 Nov 2016 20:41:04 GMT

Once you're in with them, they are pretty good. I've gotten an auto CLI every 4 months like clockwork. If they hold true to their pattern, I should be getting one this month. And I just did a PIF (I had a 0% promo I was carrying a balance on), so hopefully that will sweeten the pot!

Re: Multiple FNBO Applications

dbw79 — Wed, 02 Nov 2016 20:42:40 GMT

Thanks Dalmus. I did research their cli's before I apped, and I did see 4 months seems to be the norm for them, and they are sp's, which makes them even sweeter. I figured it's a great bank to get in with. i will treat them right, and they should do the same in exchange. Looking forward to it.