topic Re: Requesting Hard-limit Reporting For AmEx Charge Cards in Credit Cards

Requesting Hard-limit Reporting For AmEx Charge Cards

Schwartzinator — Thu, 03 Nov 2016 04:00:32 GMT

Has anyone had any luck in getting AmEx to report a credit limit on any of their charge cards? I'd like to keep my Platinum, but close my PRG and BCE to slim down my Wallet without effecting my total available credit.

Re: Requesting Hard-limit Reporting For AmEx Charge Cards

Skye12329 — Thu, 03 Nov 2016 04:36:39 GMT

DH has a hard limit of 2k on his PRG and it does report to the credit bureaus or currently is.

Re: Requesting Hard-limit Reporting For AmEx Charge Cards

Anonymous — Thu, 03 Nov 2016 13:43:38 GMT

A global limit will only report to the bureau as a result of an adverse action by a Responsible Lending Action. There is no way to request such a limit be reported otherwise.

Re: Requesting Hard-limit Reporting For AmEx Charge Cards

Schwartzinator — Thu, 03 Nov 2016 05:21:14 GMT

That's unfortunate. I can always ask for CLIs to offset the losses if it ends up being a negative for whatever reason.