topic Re: Another early discover graduation post. in Credit Cards

Another early discover graduation post.

Anonymous — Sat, 05 Nov 2016 18:58:26 GMT

Hello everyone just wanted to post on here about my Discover IT card graduating early. I know a couple others have expierenced this as well.

Yesterday was my 7th statement, so I got online to ask the rep on what day would my account reviews take place. She proceeded to enform me that my account graduated as of yesterday, and I would be getting my deposit of $1,000 back soon.

For those wondering on spend. I have maxed my card out a couple of times and paid it in full. My average monthly spend over the 7 months was $422 per month and I never left a balance of more than $280 on it at reporting time.

My scores at the time of graduations are

EQ - 615

TU - 639

EX - 635

I had 26% utilization on this card and overall utlization of 28% my scores are actually about 10 points down from last month as I didnt realize my CLOC reported like a credit card and I used the wole 100% on it. It is now paid in full and should update monday.

Thanks for reading, and hopefully everyone else is able to graduate early as well

Re: Another early discover graduation post.

Anonymous — Sat, 05 Nov 2016 20:40:31 GMT

Im right there with you and my scores are nearly identical to yours at time of graduation. Such a good feeling, congrats!

Re: Another early discover graduation post.

Anonymous — Sat, 05 Nov 2016 20:58:30 GMT

Congrats!!!

I'm hoping for the same..my 7th statement cuts today. So hopefully good news tomorrow or soon. My scores when I recieved it were 600 to 620s. Now my TU is 767 and Exp 653 .. Utilization 9% .. having my deposit back in time for christmas would be really nice!

Re: Another early discover graduation post.

Anonymous — Tue, 08 Nov 2016 04:50:05 GMT

Just wanted to post up and confirm, 'my card did graduate. I received the email today stating that my card graduated and I would be getting my deposit back in 5-7 days. No CLI but I'm hoping to get one soon as my transition score just updated today and shot up to 649

Re: Another early discover graduation post.

Anonymous — Tue, 08 Nov 2016 05:09:23 GMT

Congratulations! Discover has been on a roll lately in unsecuring cards. Glad you could benefit. Enjoy!