topic Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases in Credit Cards

Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

CribDuchess — Sun, 06 Nov 2016 21:23:13 GMT

Sears is really trying to become my primary credit card as of late. This latest offer is 10% cash back (statement credit) on grocery, gas station, and restaurant purchases through December 31st. It's a maxium of $100 cash back each month. We can easily meet this spend to get the full $100 per month, as I recently added my son as an AU. Have already received $100 back for October spending.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

CreditUnionFan — Sun, 06 Nov 2016 22:17:36 GMT

10% is a sweet offer. Is that in "Shop Your Way" rewards, or cold hard cash?

I'm surprised that Citibank hasn't done a larger conversion of store-only cards to the co-branded MC.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

CribDuchess — Sun, 06 Nov 2016 22:26:43 GMT

It's cold hard cash, in the form of a statement credit. I have no use for Shop Your Way rewards.

I've had my Sears card since 1994, and it took 20 years for them to upgrade it to a MasterCard. When they did that, it still had a paltry limit of $400 or something like that. After the upgrade, I went online and hit the luv button to get the limit increased to $10,100 and it was a SP.

It's not sexy, but I will use the card for the 10% back.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

AverageJoesCredit — Sun, 06 Nov 2016 22:30:31 GMT

Lol! I wonder how they came up with the 10,100? Better than 400 though and 10% is 10%. Nice

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

CribDuchess — Sun, 06 Nov 2016 23:14:24 GMT

I wish I knew. Like that extra $100 in limit would make such a difference? But that's Citi for ya.

Another annoying thing is the online account for the Sears card. It doesn't show pending purchases, which is very annoying. I tried to see if I could add the Sears card to my existing online account for Citi, which has my other three Citi cards, but when I enter the Sears card number it just gives me an error.

But I agree, 10% is 10% and that's nice.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

Anonymous — Sun, 06 Nov 2016 23:25:11 GMT

Is this for all Sears cardholders or just specially selected cardholders? I have a Sears card, but don't ever use it. I got it when I made a larger purchase (appliance) just for the discount.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

CribDuchess — Sun, 06 Nov 2016 23:50:22 GMT

I think you have to receive the offer and then enroll in it. But, it wouldn't hurt to call them to see if it's available on your card.

I don't typically use my Sears card, but these kind of offers ensure that it gets swiped. They basically are paying me to use the card.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

Anonymous — Mon, 07 Nov 2016 01:45:55 GMT

@CribDuchess wrote:

I've had my Sears card since 1994, and it took 20 years for them to upgrade it to a MasterCard. When they did that, it still had a paltry limit of $400 or something like that. After the upgrade, I went online and hit the luv button to get the limit increased to $10,100 and it was a SP.

Impressive >25X CLI! Can't say I've seen many that high in terms of ratio.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

CribDuchess — Mon, 07 Nov 2016 02:12:36 GMT

Thanks Brutal! I do think they were generous. I now have over $66k in CL with Citi across 4 cards.

Re: Sears 10% Cash Back Offer on Grocery, Gas & Restaurant Purchases

happypill — Mon, 07 Nov 2016 17:24:19 GMT

Wow, 10% statement credits is a solid offer and $100 per month is a nice reward. Not like some other "special offers" where you can earn like $15. I'm not sure, but it does seem like there is a $300 minimum for the rewards to kick in, but otherwise very strong.