topic Re: What do you like best about your Amazon Store Card in Credit Cards

What do you like best about your Amazon Store Card

jamevfan — Mon, 07 Nov 2016 01:37:33 GMT

i have the amazon store card and love the benefit of having it but dont think im using it to its full potential, i used to mostly shop Ebay, what are some perks about amazon and navigating the site that you love? I like the 0% finanacing on 6-12 months and prime option for shipping but other than that are there any hidden favorites from long time users?

Re: What do you like best about your Amazon Store Card

Anonymous — Mon, 07 Nov 2016 01:50:49 GMT

I enjoy the 5% back also

Re: What do you like best about your Amazon Store Card

Anonymous — Mon, 07 Nov 2016 04:29:09 GMT

Not sure if you are asking about the card or the site, but I mostly got the card for the 5% off (for prime members). Since most of my shopping is through Amazon and I am a prime member, the card is perfect for me.
There are better cards that will offer 5% back on Amazon, but it is usually rotating category cards. I believe the Sallie Mae card also gets 5%, but it is capped. So this card is reliably at 5%.
Other than that, this card isn't really amazing.
Other cards such as the Chase Amazon and Discover It offer an added perk with Amazon. They allow you to redeem all or a portion of your rewards points right in Amazon Checkout for just about any redemption amount. Very easy to redeem rewards that way. It is strange that this is not an option for the Amazon Store Card.

Re: What do you like best about your Amazon Store Card

wasCB14 — Mon, 07 Nov 2016 04:44:07 GMT

...that a Prime order took 16 hours to arrive earlier this week, but Price Rewind only needed 8 to save me 40% on it.

Oh wait...that's Citi.

Re: What do you like best about your Amazon Store Card

jamevfan — Mon, 07 Nov 2016 13:31:11 GMT

ha!

Im growing to like amazon but im not a prime member now, I tried the trial and wasnt ordering as much so cancelled prime. Im trying to cut down on spening until our home closes so I will try it more after that happenes.....patiently waiting......

Re: What do you like best about your Amazon Store Card

Anonymous — Mon, 07 Nov 2016 14:13:20 GMT

To be completley honest with you my DW is a MAJOR shopee at the Amazon website. I mean she is an expert as she has her Consumer Reports magazine next to her as she shops on Amazon. She is a PRO. I was like if my wife is going to (imitating Wilma from the Flinstones) Charge it!!! Charge it!!! Charge it!!! then I may as well get 5% back on each and every purcahse. BTW, I actually enjoy my Amazon store card over the Chase Visa Amazon card. JMHO.

Re: What do you like best about your Amazon Store Card

jamevfan — Mon, 07 Nov 2016 14:30:01 GMT

Hmmmm.

Re: What do you like best about your Amazon Store Card

Anonymous — Mon, 07 Nov 2016 15:02:00 GMT

The 5%, the no interest when you purchase a certain amount. I use my constantly, I actually just bought a heated blanket this morning because it's like 50 degrees in my office. I have prime so I'm constantly on amazon purchasing things. It's just the best!

Re: What do you like best about your Amazon Store Card

Dalmus — Mon, 07 Nov 2016 16:34:49 GMT

As long as you're a regular Amazon shopper, the 5% "cash back" is a no brainer. With the holday's upon us, Amazon is getting quite a bit of money from me. The ONLY reason I'm not using my Amazon Store card right now is because Amazon one of Discover's 5% categories, plus I'm in my first year, so they double the cash back, so really I'm getting 10%.

Starting in January, Discover won' t be my Amazon funding source!

Re: What do you like best about your Amazon Store Card

Anonymous — Mon, 07 Nov 2016 16:42:46 GMT

I haven't used it yet, but the Amazon store card offers special financing at a couple other stores outside of Amazon (like Woot, for example, and a few others). That could come in handy.

But I like the 5% back.

Re: What do you like best about your Amazon Store Card

CreditMagic7 — Mon, 07 Nov 2016 19:03:15 GMT

Everything above already mentioned, 5% CB, etc.

Amazon really nailed the market when they started this and sometimes when you order you think that they must have a warehouse just around the corner too.

I am a long distance driver and know all about EXPEDITE very well.

The BEST I would have to say is that Synchrony services this card and that means Rapid Credit Limit Acceleration without a HP too.

A major PLUS for helping keep your utility low on high dollar purchases.

Re: What do you like best about your Amazon Store Card

BronzeTrader — Tue, 08 Nov 2016 14:34:27 GMT

I cancelled this CC with Syncrony Credit and cut off this card. I'm not a Prime member and I get 5% elsewhere. Syncrony is the worst CC company I've ever seen. Once we had a $10 payment not paid (or late), they charges us like $37 late fee. It is not the CC, but the Syncrony Credit.

Re: What do you like best about your Amazon Store Card

iv — Thu, 10 Nov 2016 02:39:13 GMT

@wasCB14 wrote:
...that a Prime order took 16 hours to arrive earlier this week

Yeah... I ordered a 1TB SSD at 7:36 last night. It was delivered at 8:08 this morning.

Finally, the local LaserShip has gotten their act together! (Better than their previous "same-day" == "next week" routine.)

(Right, right, this was about the card. Uncapped 5% and 30k limit is very nice, since these days we order a majority of all non-grocery purchases through Amazon... it's the only "store card" that I'd consider worthwhile.)

Re: What do you like best about your Amazon Store Card

Anonymous — Thu, 10 Nov 2016 02:58:57 GMT

5% back all the way. Limits grow faster than my bankcards. If I had a blispay id use that one to make a larger purchase over time as you score the 2% plus the 6 months payments. I'm still a happy customer with my amazon prime card for what it is though. I do spend 100+ a month thru amazon minimum. Soap, TP, home essentials, pet food is a lot of it.

Re: What do you like best about your Amazon Store Card

jamevfan — Thu, 10 Nov 2016 17:00:32 GMT

cool.Im getting some nice pointers I just wish they had a travel site we could use to book travel and vacations... otherwise im really happy with my amazon card

Re: What do you like best about your Amazon Store Card

AverageJoesCredit — Thu, 10 Nov 2016 17:01:55 GMT

Thsts its not a Chase Visa

Re: What do you like best about your Amazon Store Card

jamevfan — Thu, 10 Nov 2016 17:27:30 GMT

whats with the chase visa?

Re: What do you like best about your Amazon Store Card

indiasnowden — Thu, 10 Nov 2016 18:04:10 GMT

Besides the fact that they approved me? I like all the finance promos that others have mentioned. The payment site is easy to navigate and very informative on both your pc/mac and android versions. I was approved for $700 in June/July of this year. Logged in to pay my account in October and they gave me an auto increase to $2000. One more increase and I can buy my Summit refrigerator without devestating my utility. Which I have learned about from this site. Thanks to all. I love my Amazon. I will keep that and my Walmart over my CapOne Mastercard if I had to choose. I can get gas and food etc with my Wallys with cashback. I can use Amazon for everything else. Wally's also dropships large ticket items with finance promos but they ship slowly and the selection is not as extensive as Amazon's, I have Amazon Prime. I think to get all the benefits you need the Prime. I dropped my Spotify because all of my music is offered with Prime and I can ask for it using my Echo while cooking or hanging out in my kitchen (my favorite spot). I am deciding on whether to drop Hulu or Netflix because I have Prime which also carries an extensive collection. My Prime is renewed using my Amazon Store card so no worries there.

Back to the store card....my favortie card hands down. Although, I was just offered a Discover in the mail and accepted so we shall see if Amazon reigns supreme in 2017. Have a great winter season everybody.

Re: What do you like best about your Amazon Store Card

Anonymous — Thu, 10 Nov 2016 18:12:27 GMT

I asked for a CLI yesterday. Got the 7-10. Probably a denial but no HP so thats why I did it. It had been since July with use and PIF. I still like Amazon though!!!

Re: What do you like best about your Amazon Store Card

AverageJoesCredit — Fri, 11 Nov 2016 02:50:15 GMT

Sorry jamevfan, its just my take on the fact that from my understanding, the prime store card can be of more use rewards wise if you buy alot on Amazon with the 5% cash back while the Visa only provides 3%. That and seeing how you probably can get a much higher limit with the Sync card compared to the Chase Visa, hard pulls most likely for cli, and thats the two main reasons i like my Amazon store card.