topic Re: AMEX upgrade question in Credit Cards

AMEX upgrade question

Cmikul — Fri, 11 Nov 2016 04:23:44 GMT

my Green card is due for an upgrade and I have 3 options...one is the Preferred and one is the Premier Gold. I also have the Platinum option.

What is the difference between the two Gold cards

Re: AMEX upgrade question

creditguy — Fri, 11 Nov 2016 04:27:27 GMT

The points earning structure and the cost of their AF's are what sets them apart.

Re: AMEX upgrade question

Cmikul — Fri, 11 Nov 2016 04:31:46 GMT

well I don't see any info online for the Preferred Gold so I'm asking

Re: AMEX upgrade question

creditguy — Fri, 11 Nov 2016 04:37:15 GMT

You should be able to go to the Amex site and add the two cards into the comparison box and look at them side by side to see their differences.

https://www.americanexpress.com/us/credit-cards/compare-cards/

Re: AMEX upgrade question

Cmikul — Fri, 11 Nov 2016 04:40:30 GMT

yeah, you could if they were both listed but only the Premier is listed

Re: AMEX upgrade question

creditguy — Fri, 11 Nov 2016 04:47:56 GMT

Sorry all I know is the regular gold and the premier rewards gold, never heard of a preferred gold. Hopefully someone has and can help.

Re: AMEX upgrade question

Anonymous — Fri, 11 Nov 2016 05:39:45 GMT

Ther preferred is the traditional Charge Card, the Priemer is the one that allows you to get higher rewards and points, if you prefer maximum points go with the priemer rewards gold card. If you travel alot go with the Platinum. yet the Permier is my suggestion given the annual fee is wavied the first year then $195 after that.

Re: AMEX upgrade question

NRB525 — Fri, 11 Nov 2016 05:43:54 GMT

@Cmikul wrote:
yeah, you could if they were both listed but only the Premier is listed

You might have to scroll down the page a bit to get to the regular Gold Card, but they are both there.

Re: AMEX upgrade question

Cmikul — Fri, 11 Nov 2016 06:17:10 GMT

that's the regular and the premier

I'm looking for the "Preffered Rewards Gold Card"

Upgrade your
Rewards Green-91004 to Preferred Rewards Gold Card from American Express

Upgrade your
Rewards Green-91004 to Premier Rewards Gold Card from American Express®

Re: AMEX upgrade question

Anonymous — Fri, 11 Nov 2016 07:10:21 GMT

I didn't even know a Preferred Gold Card existed

Re: AMEX upgrade question

UncleB — Fri, 11 Nov 2016 07:44:50 GMT

@Anonymous wrote:
I didn't even know a Preferred Gold Card existed

Me either.

A quick search only comes back with the PRG we're all familiar with and the 'standard' Gold... the only thing I can think of is that they are now referring to the 'regular' Gold as 'Preferred', at least in some cases.

OP, if you really want to know you should probably do a chat with an Amex CSR and ask what the AF is for the 'Preferred' Gold card... if it's $160/year that would mean that it's likely the standard 'gold' we're accustomed to here.

If @Anonymous is around he/she might be able to shed some light as well.

Re: AMEX upgrade question

ScarlettClone — Fri, 11 Nov 2016 16:46:30 GMT

The Preferred Rewards Gold Card is a UK card not a US card from my simple google search.

https://www.americanexpress.com/uk/content/gold-card/cm/?s_tntref=https://www.google.com

Charge Card
No preset spending limit
No interest charges
Just pay off your balance in full each month
Annual fee
£140
(£0 in first year)
(£0 in first year)
The annual fee is £140. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £140 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date.
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Product Terms
Read Summary Box

If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available – the Basic Card

Representative example
Representative 19.9% APR variable. Based on assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable.
Card type
Credit Card with a variable credit limit
Annual fee
No annual fee

Test Content

Card type
Charge Card with no preset spending limit and no interest charges. All you need to do is pay off your balance in full each month.
Annual fee
No annual fee

Test Content

Highlights

Earn 20,000 bonus Membership Rewards ®
Membership Rewards
The 20,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £2,000 within the first three months of Cardmembership. All introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past six months. Please note that it can take up to one month for bonus points to be awarded to your Account. Flights are based on a return economy flight, reward flights are subject to availability.
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points when you spend £2,000 in your first three months of Cardmembership. That’s enough for a return flight from London to over 100 destinations or a £100 Gift Card to spend at over 20 eligible retailers.

For a full list of rewards you can redeem your points for click here. Terms, taxes fees and charges may apply.

Receive a 10,000 Membership Rewards ®
10,000
10,000 Membership Rewards points will be awarded to your Account after Card renewal if you have made purchases of at least £15,000 within a 12-month period ending on the anniversary of your Preferred Rewards Gold Cardmembership. Should you qualify in any given year, the 10,000 Membership Rewards points will be awarded to your Account within 60 days after your Card renewal. (The following charges are not valid charges for the purpose of calculating your spend accrual towards this bonus in a given year: cash withdrawals, American Express Travellers Cheque purchases, foreign exchange, fees and interest charges for returned payments, finance charges, late payment and referral charges, fees/charges including joining, annual and Membership Rewards fees.
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points anniversary bonus after each year of Cardmembership, when you spend at least £15,000 within the 12 month period of your Card anniversary.
Transfer your points to 12 major frequent flyer
Frequent flyer programmes
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and 3 hotel
Hotel programmes
Club CarlsonSM, Hilton HHonorsTM and Starwood Preferred Guest®
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programmes, redeem them with a wide range of shopping, travel and lifestyle partners or Shop with Points with select retailers online such as Amazon.co.uk and Ticketmaster.
Receive US $75 hotel credit
$75USD credit
Valid for new bookings with participating providers of at least two consecutive nights made online through americanexpress.co.uk/travel To see an example list of participating hotels visit americanexpress.co.uk/hotelsgold Payment must be made in full with an American Express Card in the Preferred Rewards Gold Cardmember’s name. This benefit is for Preferred Rewards Gold Cardmembers only. The Gold Cardmember must travel on the itinerary booked. The Cardmember will receive the credit as a deduction from the final hotel bill when checking out of the hotel; they will receive $1 for each eligible dollar spent up to $75 USD. Room upgrade is based on availability and eligibility at check-in. Participating providers and benefits subject to change. Bookings for participating hotels at The Hotel Collection made online at americanexpress.co.uk/travel will not earn two additional Membership Rewards points for every £1 spent, but will be earned at the normal rate of one point for virtually every £1 spent. Full Terms and Conditions apply, please visit americanexpress.co.uk/hotelsgold
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and room upgrades where available at over 350 hotels globally including Hilton, InterContinental and Sofitel.
Enjoy two complimentary Lounge visits
Lounge visits
In order to fulfil your membership with LOUNGE CLUB(TM), we will share certain information about you with the Priority Travel Group Holdings Limited ("PTG") who administer the LOUNGE CLUB(TM) programme. PTG will provide complimentary membership for the primary card holder to LOUNGE CLUB(TM), and issue a card and lounge listing. You will be entitled to two complimentary lounge visits at participating lounges each year you hold a valid Preferred Rewards Gold Card, which may be used by the primary Cardmember or by the primary Cardmember and one guest. Once you have activated your American Express Preferred Rewards Gold Card, please allow up to 28 working days for your LOUNGE CLUB(TM) card to arrive in the mail. Full Terms and Conditions apply, for details visit americanexpress.co.uk/loungesgold
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per year to use at over 500 airport lounges globally.
Benefit from Travel Inconvenience
inconvenience insurance
Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
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Protection and Travel Accident Protection
accident insurance
Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
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benefits when you pay with your Card.
10% off Hertz
10% off Hertz
Hertz Gold Plus Rewards enrolment is required to access the benefits, please enrol at Hertz.com/AmexBenefits 10% off Hertz's publicly available retail car rental rates excludes Special Offers, and is offered at time of booking at participating Hertz locations worldwide. One car-class upgrade is subject to availability. Fee-Waived Additional Driver, must be requested at rental location prior to collection and is subject to meeting Hertz's driving requirements. In all cases, a valid Preferred Rewards Gold Card must be registered as the form of payment in your Gold Plus Reward membership profile. Benefits are only available for new reservations and Terms Apply - visit the website for full Terms and Conditions Hertz.com/AmexBenefits Reservations can be made via americanexpress.co.uk/travel, hertz.com, Hertz.com/AmexBenefits or through Hertz worldwide telephone reservations when the member’s Preferred Rewards Gold Card benefits-enabled Gold Plus Rewards membership number is entered prior to completion of the booking.
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base car rental rates, plus a one car class upgrade and additional driver fee waived. Upgrades are subject to availability.

Re: AMEX upgrade question

Anonymous — Fri, 11 Nov 2016 16:51:08 GMT

@Cmikul wrote:
my Green card is due for an upgrade and I have 3 options...one is the Preferred and one is the Premier Gold. I also have the Platinum option.
What is the difference between the two Gold cards

While none of us seem to know what a US Preferred card is: what are they offering for points for the upgrade (as compared to apping and cancelling the green?)

Re: AMEX upgrade question

aussiesareforever — Fri, 11 Nov 2016 17:47:38 GMT

My guess is that they are calling the regular gold the preferred gold.

And I absolutely agree with just canceling the green and applying for whichever one you choose. Better sign up bonus that way

Re: AMEX upgrade question

PointsBonus — Sun, 22 Jan 2017 01:26:51 GMT

Just a quick question, How long was it before the "upgrade" was offered to you ?

I had my Green card for about 10 months now....

Thank You

Re: AMEX upgrade question

Anonymous — Sun, 22 Jan 2017 03:34:25 GMT

I would assume you can upgrade at any moments. Yet I believe it be safe after six months. Similar to a cli from them.

Re: AMEX upgrade question

Anonymous — Sun, 22 Jan 2017 04:44:32 GMT

I used to have the green until I cancelled it after getting my PRG. Before I cancelled, I confirmed with a couple of amex reps that you can only PC the card after your 12th statement cuts. Not sure if the rule is still the same. Good thing I cancelled, I would have missed out on the huge PRG sign up bonus.