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    <title>topic Re: Penfed Website Upgrade in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417989#M139635</link>
    <description>&lt;P&gt;You see, this is why i love my mother HTSU&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;she just breaks it all down so simply&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;800 is more of a vanity thing and i love the hell out of my chase freedom plus card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just think the penfed, with it extra rewards, may give me a little more advantage in receiving more reward checks&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I think here come an inquiry- thanks a lot HTSU&amp;nbsp;&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 17 Jan 2009 01:19:27 GMT</pubDate>
    <dc:creator>oracles</dc:creator>
    <dc:date>2009-01-17T01:19:27Z</dc:date>
    <item>
      <title>Penfed Website Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417934#M139614</link>
      <description>Woohoo!!&amp;nbsp; There was a message when I logged in this morning regarding some website changes to come on January 26th.&amp;nbsp; Notice mentions an easier banking experience and improved usability.&amp;nbsp; The message comes complete with pictures.&amp;nbsp; Looks yummy..</description>
      <pubDate>Sat, 17 Jan 2009 00:14:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417934#M139614</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-17T00:14:37Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed Website Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417935#M139615</link>
      <description>I want this card so badly lol, its either 800 club or Penfed, i just dont know anymore &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;</description>
      <pubDate>Sat, 17 Jan 2009 00:16:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417935#M139615</guid>
      <dc:creator>oracles</dc:creator>
      <dc:date>2009-01-17T00:16:15Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed Website Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417972#M139627</link>
      <description>Maybe it is a small comfort knowing when you get there you will have missed their poopy user interface &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp; I'd love to be in the 800 club too..&amp;nbsp;&amp;nbsp; Hope you get there soon!</description>
      <pubDate>Sat, 17 Jan 2009 00:59:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417972#M139627</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-17T00:59:19Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed Website Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417979#M139629</link>
      <description>&lt;P&gt;thanks rmily,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It is such a difficult decision lol&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If i get the penfed card, then i will have to wait longer for the 800 club because of the new account on my report.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just dont know anymore lol please help, i need therapy lmao&lt;/P&gt;</description>
      <pubDate>Sat, 17 Jan 2009 01:04:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417979#M139629</guid>
      <dc:creator>oracles</dc:creator>
      <dc:date>2009-01-17T01:04:52Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed Website Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417984#M139631</link>
      <description>If the PenFed rewards would make a noticeable difference in your finances, then when it's time, go for it.&lt;BR /&gt;&lt;BR /&gt;The purpose of good scores is to allow you to go for credit products that work for you. If 800 is just pretty much a vanity goal, it can easily wait for another year.&lt;BR /&gt;&lt;BR /&gt;If you just want the PenFed as another notch in your credit belt, then maybe going for 800's does make more sense.&lt;BR /&gt;&lt;BR /&gt;Try not to let emotions dictate your financial and credit decisions! It's hard enough making choices from a logical angle.  &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;</description>
      <pubDate>Sat, 17 Jan 2009 01:11:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417984#M139631</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2009-01-17T01:11:07Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed Website Upgrade</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417989#M139635</link>
      <description>&lt;P&gt;You see, this is why i love my mother HTSU&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;she just breaks it all down so simply&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;800 is more of a vanity thing and i love the hell out of my chase freedom plus card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I just think the penfed, with it extra rewards, may give me a little more advantage in receiving more reward checks&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I think here come an inquiry- thanks a lot HTSU&amp;nbsp;&lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 17 Jan 2009 01:19:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-Website-Upgrade/m-p/417989#M139635</guid>
      <dc:creator>oracles</dc:creator>
      <dc:date>2009-01-17T01:19:27Z</dc:date>
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