topic Re: How high can an Amazon CL get? in Credit Cards

How high can an Amazon CL get?

Anonymous — Fri, 25 Nov 2016 00:53:34 GMT

Those that have experience with the Amazon card, how high do they typically go with their credit limits? Are they at all like Lowe's which is also through Synchrony that gives out monster limits? Do you call the same Credit Solutions number that you call for Lowe's? I ask because my father has an Amazon card and would like a higher limit, but I have no experience with the card. Over Thanksgiving dinner I was telling him how easy it was for me to raise my Lowe's CL with a 3 minute phone call and I started wondering if the same would be true of Amazon since it's also through Synchrony. If anyone can offer some personal experience here that would be great before I have him make the call.

Re: How high can an Amazon CL get?

austinguy907 — Fri, 25 Nov 2016 01:03:55 GMT

Use this one 877-379-8173 and ask for the moon like you would on Lowe's and see what they counter with.

Re: How high can an Amazon CL get?

iv — Fri, 25 Nov 2016 01:26:14 GMT

The Amazon/Sync card goes to at least $30k. (Might go higher, I only asked for 30.)

Re: How high can an Amazon CL get?

austinguy907 — Fri, 25 Nov 2016 01:32:14 GMT

IV..... That's impressive but, like all Synch cards... How in the heck can you manage to spend 30K on Amazon? Do they sell cars?

Re: How high can an Amazon CL get?

iv — Fri, 25 Nov 2016 01:58:31 GMT

@austinguy907 wrote:
IV..... That's impressive but, like all Synch cards... How in the heck can you manage to spend 30K on Amazon?

Easy... I think we buy more via Amazon these days than anywhere else. Prime is so **bleep** convenient, and it's gotten rare to NOT find any random specific item available on Amazon.

I'd have to pull the full order history for exact numbers, but we're easily spending in the low-to-mid five figures annually there recently. (And proportionally less at a whole pile of online and physical stores that used to get our business.)

I wouldn't consider any of the other Sync store cards useful to me... and held out a long time before getting the Prime card - but that 5% really adds up. (And it's not time-limited and capped like Discover or Freedom.)

@austinguy907 wrote:
Do they sell cars?

Well... yeah, actually. Did you see the news last week about that? Starting in Italy as a test: http://www.reuters.com/article/us-fiatchrysler-amazon-idUSKBN13D1SI

Right now the US service is just an index and review site - but the framework is there for more (if state laws end up allowing it, anyway):

https://www.amazon.com/b?node=10677469011

Re: How high can an Amazon CL get?

washpadude — Fri, 25 Nov 2016 02:01:01 GMT

@austinguy907 wrote:
IV..... That's impressive but, like all Synch cards... How in the heck can you manage to spend 30K on Amazon? Do they sell cars?

Not that I would recommend putting it on your Amazon card, but they do sell computer servers topping 100k.

Re: How high can an Amazon CL get?

Anonymous — Fri, 25 Nov 2016 02:14:27 GMT

Austinguy, Is that the same number used for Lowe's accounts? I can't remember which number I called when I bumped my Lowe's up to $30k.

Wondering if Credit Solutions number is the same for all Synchrony accounts.

So Amazon has no problem giving out huge limits like Lowe's does? No difference here?

My father bought a TV a few months back and he has exactly 2 credit cards... the Amazon card with I believe a $5k limit and a Chase card with a $25k limit. He wanted to use the Amazon card, but the TV was almost $10k so he couldn't so naturally he used his Chase. I know he was pissed that he couldn't use the Amazon card though. Upon speaking with him today he had no idea you could even request a CLI; he always thought they were just given to people if the creditor thought you were deserving of it.

His FICO 08's are all 820-830 so I'm fairly certain that he would get just about the highest CL that Amazon would give. Good to know they go $30k. I know Lowe's goes $35k without IV. I wonder if the same limit is true of Amazon since they are through the same institution. Anyone else have any experience pushing the limits with Amazon?

Re: How high can an Amazon CL get?

austinguy907 — Fri, 25 Nov 2016 02:50:22 GMT

BBS, It's the overseas one that works better than the US one. Synch = CS no matter the card.

Re: How high can an Amazon CL get?

Anonymous — Fri, 25 Nov 2016 02:50:27 GMT

@austinguy907 wrote:
Use this one 877-379-8173 and ask for the moon like you would on Lowe's and see what they counter with.

In searching I also found this number 866-519-6441 - are their multiple numbers out there that all get you to Credit Solutions?

Re: How high can an Amazon CL get?

austinguy907 — Fri, 25 Nov 2016 03:02:57 GMT

@Anonymous wrote:
@austinguy907 wrote:
Use this one 877-379-8173 and ask for the moon like you would on Lowe's and see what they counter with.
In searching I also found this number 866-519-6441 - are their multiple numbers out there that all get you to Credit Solutions?

There's a few... some prefer US to overseas. If you want to maximize the result w/o the PITA rejections the US team gives then use the 8173 number. I had called the US one a few times over a couple of years trying to get my Sam's MC to move and never got anywhere with them or the online request. I saw the 8173 number start trending on here with success and gave it a shot or was going to close the account. They didn't give me any static or question anything at all and came back with a bump from 11 to 25K in a matter of minutes.

Re: How high can an Amazon CL get?

iv — Fri, 25 Nov 2016 03:25:36 GMT

@Anonymous wrote:
I know Lowe's goes $35k without IV. I wonder if the same limit is true of Amazon since they are through the same institution.

Gah... what's wrong with calling it POI (proof of income)?

(Sorry, but for obvious reasons, the heavy use of "IV" as shorthand for income verification around here this past month has made me... twitchy.)

-IV

Re: How high can an Amazon CL get?

austinguy907 — Fri, 25 Nov 2016 03:27:20 GMT

Twitching like you have the DT's when you hear your name being called?

Re: How high can an Amazon CL get?

iv — Fri, 25 Nov 2016 03:48:17 GMT

@austinguy907 wrote:
Twitching like you have the DT's when you hear your name being called?

Something like that...

(FWIW, username is not related to either income verification OR anything involving needles... just initials I've been using online since the early 90s.)

Re: How high can an Amazon CL get?

austinguy907 — Fri, 25 Nov 2016 03:59:55 GMT

Understandable.... must be grandfatehred in with only two letters for UN... most systems now require at least 4-5 characters.

Re: How high can an Amazon CL get?

Anonymous — Fri, 25 Nov 2016 14:16:17 GMT

@austinguy907 wrote:
There's a few... some prefer US to overseas. If you want to maximize the result w/o the PITA rejections the US team gives then use the 8173 number. I had called the US one a few times over a couple of years trying to get my Sam's MC to move and never got anywhere with them or the online request. I saw the 8173 number start trending on here with success and gave it a shot or was going to close the account. They didn't give me any static or question anything at all and came back with a bump from 11 to 25K in a matter of minutes.

Gotcha, thanks for clearing that up. I really wish I could remember which number I called; my phone history doesn't go back that far. I've dealt with so many CSRs over the last few months that I can't remember if I talked to what I would have believe to be someone overseas or in the US in this case. Regardless, I'll have my father use the number you provided first in this thread and see how he makes out.

Do you recall from your call what pieces of information they use for verification when you call? Since my father has never made one of these types of calls in his 70+ years I want to make sure I arm him with everything needs and that he's set up for success.

Re: How high can an Amazon CL get?

BronzeTrader — Fri, 25 Nov 2016 14:38:59 GMT

@Anonymous wrote:
Those that have experience with the Amazon card, how high do they typically go with their credit limits? Are they at all like Lowe's which is also through Synchrony that gives out monster limits? Do you call the same Credit Solutions number that you call for Lowe's? I ask because my father has an Amazon card and would like a higher limit, but I have no experience with the card. Over Thanksgiving dinner I was telling him how easy it was for me to raise my Lowe's CL with a 3 minute phone call and I started wondering if the same would be true of Amazon since it's also through Synchrony. If anyone can offer some personal experience here that would be great before I have him make the call.

Synchrony is a wild one. I have a Lowes' card with $2,400 CL, which I'm very happy with. I think the original CL was much higher, but I called to drop it. My Synchrony Crate & Barrel card has a CL of $20,000. I called again to lower to $2,000. It does not make sense to have such high CLs. I would not want to keep the bad quality Synchrony CLs to be a big part of my total CLs. Synchrony credit is so easy to abtain.

One piece advise I can give to you is that, for Synchrony, only get the credit you need. It does not do you much good to have monster CLs from them as main part of your total CL.

Re: How high can an Amazon CL get?

live-n-learn — Fri, 25 Nov 2016 14:39:12 GMT

Good Question.

I know the Amazon store card can get up to 15K. Not sure about their Visa.

Re: How high can an Amazon CL get?

BronzeTrader — Fri, 25 Nov 2016 14:48:29 GMT

@live-n-learn wrote:
Good Question.

I know the Amazon store card can get up to 15K. Not sure about their Visa.

The Amazon Visa is from Chase. So it can go higher as what Chase sees. It can even go up to $50k CL if you can show the income etc. I dropped my CL to $5k now. Enough for me.

Re: How high can an Amazon CL get?

Anonymous — Fri, 25 Nov 2016 15:37:56 GMT

@BronzeTrader wrote:
One piece advise I can give to you is that, for Synchrony, only get the credit you need. It does not do you much good to have monster CLs from them as main part of your total CL.

Well, considering my father wanted to puchase a TV for $10k with Amazon, I'd say he needs a CL of at least that, probably more so he has some wiggle room in the event that he wants to make a similarly large purchase in the future. $5k definitely isn't cutting it for him.

Re: How high can an Amazon CL get?

BronzeTrader — Fri, 25 Nov 2016 18:53:45 GMT

@Anonymous wrote:
@BronzeTrader wrote:
One piece advise I can give to you is that, for Synchrony, only get the credit you need. It does not do you much good to have monster CLs from them as main part of your total CL.
Well, considering my father wanted to puchase a TV for $10k with Amazon, I'd say he needs a CL of at least that, probably more so he has some wiggle room in the event that he wants to make a similarly large purchase in the future. $5k definitely isn't cutting it for him.

Just wonder what TV would cost $10k? I just checked the black Friday sales, and even the 68" TV just costs about $2,000.

If I want a higher CL with my Chase Amazon, I can just move some CL from my other 6 Chase CCs. I do not think Chase would extend me more CL. Already too high, six figures.