topic Re: Question on Synch CLI's-Call after Button? in Credit Cards

Question on Synch CLI's-Call after Button?

Anonymous — Tue, 29 Nov 2016 12:04:08 GMT

If I accepted the luv button increase on my Amazon and GAP cards, is it too late to call the underwriters and ask for a larger one? Will it just be denied? I read calling you can get a way bigger increase.

If so I'll call next time but would love it for my Utilization.
Thanks

Re: Question on Synch CLI's-Call after Button?

Anonymous — Tue, 29 Nov 2016 16:22:13 GMT

I always call or use the chat feature to get my increases. I never use the Luv button. I don't think it would necessarily hurt to try...

Re: Question on Synch CLI's-Call after Button?

happypill — Tue, 29 Nov 2016 16:54:41 GMT

I'm not 100% sure on this, but doesn't the Sync luv button result in a HP, while the chat and phone request go with SP? I do know there have been stories where people requested an increase amount, received the requested amount, then asked for any additional increase immediately and were successful again. Basically, if you chat or call and they give you 100% of your request rather than counter with a lower amount, there's probably room to go higher.

Re: Question on Synch CLI's-Call after Button?

Anonymous — Tue, 29 Nov 2016 19:21:12 GMT

I've never got a HP from the button and I check monthly. Maybe I will have to try this out just to get an official answer for the forums in case someone else wants to know. Lol.

Re: Question on Synch CLI's-Call after Button?

Anonymous — Tue, 29 Nov 2016 19:31:57 GMT

@happypill wrote:
I'm not 100% sure on this, but doesn't the Sync luv button result in a HP, while the chat and phone request go with SP? I do know there have been stories where people requested an increase amount, received the requested amount, then asked for any additional increase immediately and were successful again. Basically, if you chat or call and they give you 100% of your request rather than counter with a lower amount, there's probably room to go higher.

It's always been a SP for me!

Re: Question on Synch CLI's-Call after Button?

Gmood1 — Tue, 29 Nov 2016 21:46:35 GMT

@Anonymous wrote:
If I accepted the luv button increase on my Amazon and GAP cards, is it too late to call the underwriters and ask for a larger one? Will it just be denied? I read calling you can get a way bigger increase.

If so I'll call next time but would love it for my Utilization.
Thanks

I've only called in once for Lowes. All of the other CLI's afterwards were through the luv button. Both were SPs. I don't believe it's necessary to call in for CLI's now if the account has a limit increase button, unless you'd rather talk to someone.

Re: Question on Synch CLI's-Call after Button?

Anonymous — Wed, 30 Nov 2016 09:14:13 GMT

That's what I always thought but I read if you call you can get way bigger ones. Never understood why but that's what I read. Ask for a huge amount and they will counter with your max, versus the button giving you smaller amounts

Re: Question on Synch CLI's-Call after Button?

Gmood1 — Wed, 30 Nov 2016 09:40:35 GMT

Yeah I've seen that to.However, I maxed out (highest without POI)the Lowes card with the luv button. Wasn't calling in the norm, before all of the luv buttons started showing up in Synchrony accounts?

Certainly can't hurt to call in, doesn't hurt to use luv button either and ask for max.