topic Re: Got ths gem of a preapproval today... in Credit Cards

Got ths gem of a preapproval today...

fltireguy — Wed, 30 Nov 2016 17:28:04 GMT

I feel honored... to take this to my SHREDDER!

Re: Got ths gem of a preapproval today...

Ysettle4 — Wed, 30 Nov 2016 17:32:31 GMT

Do it!!!! Umm, no. I'm kidding

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 18:32:23 GMT

That's hilarious..

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 18:36:22 GMT

lol

Re: Got ths gem of a preapproval today...

fltireguy — Wed, 30 Nov 2016 18:44:34 GMT

@Anonymous wrote:
That's hilarious..

I love the line " No penalty APR". I guess they dont consider 24% with no grace period a penalty in itself?

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 18:49:30 GMT

"Your credit history shows you're a perfect match for this offer"

*runs to pull reports to find out WTH*

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 18:54:06 GMT

@fltireguy wrote:
@Anonymous wrote:
That's hilarious..
I love the line " No penalty APR". I guess they dont consider 24% with no grace period a penalty in itself?

Yep! Haha! The entire thing is a joke!

Re: Got this gem of a preapproval today...

UncleB — Wed, 30 Nov 2016 19:07:07 GMT

I especially like the part where interest starts from the posting date... if only they would send me an offer like that!

Re: Got this gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 19:29:31 GMT

Plus an Annual Fee of $75....are all their credit cards just as bad?

Re: Got ths gem of a preapproval today...

Aduke1122 — Wed, 30 Nov 2016 19:35:04 GMT

They been hitting my email and letter box up once a week for a few mths now. They hit the trash pretty fast . Oh I let my 2 year old play with the fake card lol

Re: Got this gem of a preapproval today...

austinguy907 — Wed, 30 Nov 2016 19:35:30 GMT

@Anonymous wrote:
Plus an Annual Fee of $75....are all their credit cards just as bad?

YES and that's one of the lower ones they have.

Re: Got ths gem of a preapproval today...

BirchBarlow — Wed, 30 Nov 2016 19:39:44 GMT

At least it has palm trees.

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 19:45:20 GMT

I love the 24% interest that starts accruing at the posting date. However, my favorite part is the annual fee! They give you a bargain AF of $75 for your first year. However, after that, it costs $8.25 per month- that's (*cough* slightly *cough*) less than a gym membership! For the privledge of having a card from Credit One in my wallet, that is more than worth it.

brb, applying now

Re: Got ths gem of a preapproval today...

Aduke1122 — Wed, 30 Nov 2016 19:46:43 GMT

😂😂😉

Re: Got ths gem of a preapproval today...

arizonahd — Wed, 30 Nov 2016 19:59:30 GMT

Dat introductory fee doe. Some great savings there.

If only it was a secured card, then it would be complete.

Re: Got ths gem of a preapproval today...

Creditplz — Wed, 30 Nov 2016 20:01:14 GMT

They sent me one a few weeks back I just laughed and shred it

Re: Got ths gem of a preapproval today...

fltireguy — Wed, 30 Nov 2016 20:52:04 GMT

@Anonymous wrote:
I love the 24% interest that starts accruing at the posting date. However, my favorite part is the annual fee! They give you a bargain AF of $75 for your first year. However, after that, it costs $8.25 per month- that's (*cough* slightly *cough*) less than a gym membership! For the privledge of having a card from Credit One in my wallet, that is more than worth it.

brb, applying now

But, it IS a PLATINUM card.. thats gotta have some value to it!!

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 21:53:38 GMT

I got one the other day myself. It said "we gave you a preapproval online, but we can do better!" or something to that effect (the last time I looked at preapprovals it was like 2 years ago when I didn't know better, hahaha).

Terms were a little better (19.9% APR, $45 annual fee, no monthly fee) but it still doesn't have a grace period.

If I knew how much they were going to offer for a credit line, I almost would be tempted, but I don't need another tiny limit card that's just going to live in my sock drawer and not get used. As much as I think Credit One sucks, some of their offers could be at least mildly reasonable.

Re: Got ths gem of a preapproval today...

Anonymous — Wed, 30 Nov 2016 21:59:45 GMT

@Aduke1122 wrote:
They been hitting my email and letter box up once a week for a few mths now. They hit the trash pretty fast . Oh I let my 2 year old play with the fake card lol

They have been hitting my email sometimes twice a week...I love hitting that trash button and love emptying the trash even more...

Re: Got ths gem of a preapproval today...

Anonymous — Thu, 01 Dec 2016 03:18:19 GMT

@fltireguy wrote:
@Anonymous wrote:
I love the 24% interest that starts accruing at the posting date. However, my favorite part is the annual fee! They give you a bargain AF of $75 for your first year. However, after that, it costs $8.25 per month- that's (*cough* slightly *cough*) less than a gym membership! For the privledge of having a card from Credit One in my wallet, that is more than worth it.

brb, applying now
But, it IS a PLATINUM card.. thats gotta have some value to it!!

yes...if you DO get this card, you'll want to TURN IT INTO METAL!!