topic Re: Credit card debit consilidation in Credit Cards

Credit card debit consilidation

Anonymous — Tue, 06 Dec 2016 15:29:54 GMT

I have 4 credit cards totalling a debt of about $41,000. I pay all of my bills on time. My FICO score is 694 and my Transunion is 616 and Equifax is 618. I am looking for a way to consolidate all of the cards into one payment. I have not had much luck. I am trying to pay off the credit card debt without paying so much interest.

Re: Credit card debit consilidation

NRB525 — Tue, 06 Dec 2016 15:53:41 GMT

Welcome to the forums.

I think I understand where you are coming from; I had lots of credit card debts not too long ago. I still have "lots of debt" but it's a little bit less than before

Can you list out each of the credit cards you have, which bank and the brand name of the card, your credit limit and how much you have owed on the card, as well as the current interest rate and whether any promotional APR applies. If a promotional APR, when that expires. Also list cards with no balance, because they will be relevant to understanding your entire profile.

From that list of card information you will get more helpful information that is specific to your situation.

Good luck!

Re: Credit card debit consilidation

Anonymous — Tue, 06 Dec 2016 18:08:15 GMT

In the same boat but less credit amounts wish I could combine 2 cap one cards but the online thing denied due to balances I didn't know 1 had to be a 0 balance