topic Re: Quick and stupid credit card survey end of 2016 style! in Credit Cards

Quick and stupid credit card survey end of 2016 style!

Revelate — Thu, 15 Dec 2016 00:04:55 GMT

Came up in another discussion once again on Chase 5/24 in terms of the average consumer, so I thought it'd be interesting to see how much outliers we are statistically for people who post on this forum... and then looking at CK statistics and I'm in the top 1%, go me.

Simple format, though I suppose we could make it a bit more complicated if we so desired, CC's not including LOC's of any sort but including charge cards:

Total tradelines: 27 on EX/EQ, 26 on TU

Open credit cards: 15

Closed credit cards: 3

For reference from 2014 some average statistics, haven't found one for 2016 yet:

HOW MANY CARDS DOES THE AVERAGE AMERICAN HAVE?

	None	1-2	3-4	5-6	7+	Mean (incl. those with none)	Mean (card owners only)
2014	29%	33%	18%	9%	7%	2.6	3.7

Re: Quick and stupid credit card survey end of 2016 style!

driftless — Thu, 15 Dec 2016 15:43:08 GMT

4 + 1 biz card and I mortgage here. 6 closed accounts.

Re: Quick and stupid credit card survey end of 2016 style!

happypill — Thu, 15 Dec 2016 01:15:08 GMT

30 open, 10 closed for a total of 40. Of the open accounts, about 25 new in the past 24 months.

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 01:21:06 GMT

22 open. 6 closed (by me). All since 2014. CSP @ 12/24. Hope this helps. Thanks for the thread.

Re: Quick and stupid credit card survey end of 2016 style!

odd_dog — Thu, 15 Dec 2016 01:24:07 GMT

Total Tradelines: 154, open 46 closed 108 per Transunion....

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 01:29:39 GMT

I'm at 1/24

Total cards: 4

Re: Quick and stupid credit card survey end of 2016 style!

axlm — Thu, 15 Dec 2016 02:03:38 GMT

Maybe use something like this http://www.strawpoll.me/11878661 to make it easier?

Edit: My data points.

6 open

4 closed

1 loan

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 01:59:50 GMT

5 cards reporting open. 1 closed card. 1 paid off loan.

Re: Quick and stupid credit card survey end of 2016 style!

Gmood1 — Thu, 15 Dec 2016 02:01:32 GMT

Total trade lines reporting = 45
28 open / 17 closed
22 credit cards open / 13 closed
33/24 when it comes to Chase.

Re: Quick and stupid credit card survey end of 2016 style!

awp317 — Thu, 15 Dec 2016 02:24:55 GMT

15 open/29 closed. Not including company cards. 9/24. Ahh the life of a churner.

Re: Quick and stupid credit card survey end of 2016 style!

Revelate — Thu, 15 Dec 2016 03:14:31 GMT

@axlm wrote:
Maybe use something like this http://www.strawpoll.me/11878661 to make it easier?

Edit: My data points.
6 open
4 closed
1 loan

Hrm that's idea, was trying to keep it within the forum and I was just going to tabulate stuff in excel as I have time to do that these days (and I'm not expecting a billion responses anyway).

Re: Quick and stupid credit card survey end of 2016 style!

Aahz — Thu, 15 Dec 2016 03:36:23 GMT

Total tradelines: 44

Open credit cards: 26

Closed credit cards: 9

My personal from 2014

Total tradelines: 13

Open credit cards: 3

Closed credit cards: 2

Re: Quick and stupid credit card survey end of 2016 style!

wasCB14 — Thu, 15 Dec 2016 03:41:03 GMT

14 TLs.

13 open CCs.

1 closed CC.

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 10:15:36 GMT

TL: 27
Open: 12
Closed: 15

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 10:43:04 GMT

Trade Lines: 25

Open credit cards: 20

Closed credit cards: 8

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 11:11:08 GMT

5 Personal CC's (including Amazon Store Card)

1 Business CC

0 closed

All 5 personals opened in 24 window.

Re: Quick and stupid credit card survey end of 2016 style!

buckSwope — Thu, 15 Dec 2016 11:30:08 GMT

Trade Lines: 27
Open credit cards: 13
Closed credit cards: 7

Re: Quick and stupid credit card survey end of 2016 style!

Anonymous — Thu, 15 Dec 2016 23:03:26 GMT

Total tradelines: 12

Open Credit Cards: 6
Closed Credit Cards: 2
(Open Mortgage: 1)
(Closed Mortgage: 1)
(Closed Auto: 1)
(Closed Student Loan: 1)

Re: Quick and stupid credit card survey end of 2016 style!

Grafton88 — Fri, 16 Dec 2016 02:50:59 GMT

Total Trade Lines = 9

Open CC=6

Closed CC=0

Auto lease=1

Closed Loans=2