topic Re: Experience with "tire" cards in Credit Cards

Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 16:04:46 GMT

I will probably need tires on my car sometime in 18 was wondering if anyone had good or bad experience with tire cards or should I just go to wally world scores are hovering around 700 thanks

Re: Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 16:12:12 GMT

My personal experience is only with one card, I have the Firestone card the SL was so low on it I didn't use it until having it after a year, I need a new tire after catching a hex key in mines, after the first statement cut from that I finally got a CLI, worked in my favor, on going promos, sounds like you need a set and usually it's a financing promo with deferred interest. Others may chime in on other cards, other than that it's either Sears, Walmart or Sams Club for a good deal, especially Sams/Walmart with the warranty level

Re: Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 16:23:33 GMT

I recently put tires on a Walmart card. I wasn't planning on it, but then the specific tires I wanted were on a rollback special at Walmart, beating every other deal out there. With a $3K CL, a $900 set of tires was a no-brainer for me.

Re: Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 17:15:05 GMT

With the new 5 thread that I completely support I suggest only getting credit as needed, something that grows. A Walmart card is no big boy bankcard but it covers so many bases and does offer statement credit cash back. It also has deferred interest in store which is what you want for tires

Re: Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 18:00:40 GMT

I used to have a card for America's Tire. It offered great rebates and 0% financing. Loved it and used it!☺

Re: Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 18:11:49 GMT

BTW the card for America's Tire is called the CarCareOne.

Re: Experience with "tire" cards

Anonymous — Thu, 15 Dec 2016 18:42:26 GMT

I guess I'm fortunate with this, but I would never open a CC for a single purchase. If you absolutely have to finance or pay over time, I would get a bank card with 0% offer for the next XX months. I've seen Chase Freedom at 15 months and a US Bank card at 22 months 0%. I feel that's a better use of an HP and new account..

Re: Experience with "tire" cards

wasCB14 — Thu, 15 Dec 2016 19:30:12 GMT

If labor isn't included in the price, consider getting a card (if you don't have one already) that offers price protection.

Re: Experience with "tire" cards

wasCB14 — Fri, 16 Dec 2016 03:56:58 GMT

I just bought some tires from Costco a few hours ago, paying with Prestige (MC still works for Costco.com). The tires themselves were about 10% cheaper than any price I could find online through manual searching, but I've already registered them for price rewind, anyway.

Costco's labor fee for installing and balancing them is about half of what my dealership wanted...and the dealer's tire prices were about 20% higher. Local tire-only stores were similarly expensive, and often had limited inventory.

A question, though...

I had a wheel alignment (and minor hubcap repair) about 5000 miles ago and haven't noticed anything amiss since then while driving (I could tell something was wrong when it needed the repair). Should I bother to get an alignment once the new tires are on, so long as they are properly installed and balanced?

Re: Experience with "tire" cards

CreditMagic7 — Fri, 16 Dec 2016 04:59:36 GMT

I had a Firestone (CFNA) early on in credit building. Simple as pie to be approved for but there is a reason for that.

You would never be able to get a reasonable enough credit limit if you wanted to turn to Firestone for mid to major service work.

Been there tried that and i closed mine after a year. Only used it to buy "tires".

However with say a Walmart Sychrony sponsored Card you can get quality new tires at a decent price and pretty efficient maintenance people from my experience with them,

Just bought some LT Tires for my SUV a couple months ago and everything was so right with that decision that it's the only place i go now for "TIRES".

And maintenance if needed because you eventually get a much higher credit limit to support those purchases and at a reasonable price too.

Plus, if you needed to carry that balance over for another month or two before PIF it won't break you even at the APR that's assigned to it.

Re: Experience with "tire" cards

Anonymous — Fri, 16 Dec 2016 05:31:52 GMT

Here's my story. Maybe it can help you. I drive a 2012 Honda Pilot (Touring Edition). I was about to need a new set of tires. The stock Michelin's were about $250 a piece to replace. I decided to buy some 22" rims and found that I could get tires for them for $115 each brand new. That was a shocker. I bought 2 tires one month and then 1 tire each month afterwards. The rims were $1100. Find out what size your tires are. Go to EBay and buy one at a time. It only costs about $25 per tire to be mounted at your local tire store. You don't have to buy all 4 at the same time. Store them somewhere until you have bought all 4. I will buy 4 more of the exact same tires soon for the next change.

Re: Experience with "tire" cards

Anonymous — Fri, 16 Dec 2016 06:38:37 GMT

My walmart doesnt offer tires anymore but if you already have the card and the deferred interest coupon works on tires I say go for that since you wont have to take another pull or add an account.

I got a Discount Tire card (CarCareOne) in early November and used it on black friday to get some studded tires on my car and got a great rebate for it. They also have rebates year round if you use the card. Unfortunately I was only given a $500 SL so I was barely even able to use it since my tires cost $428 (installed).

Re: Experience with "tire" cards

Anonymous — Fri, 16 Dec 2016 06:42:56 GMT

Thanks for the insight everyone seems the best thing to do is just use my Walmart card

Re: Experience with "tire" cards

elim — Fri, 16 Dec 2016 07:21:00 GMT

I ordered tires at wally yesterday, lol

Nice ones too!

Re: Experience with "tire" cards

Anonymous — Fri, 16 Dec 2016 08:17:44 GMT

Best to do an extensive search before buying. Better than settling for the status quo. Don't get a credit card for tires only.

http://www.ebay.com/itm/1x-Triangle-TR968-265-35R22-102V-All-Season-High-Performance-Tires-265-35-22-New-/172178095983?hash=item28169d3f6f

Re: Experience with "tire" cards

Anonymous — Fri, 16 Dec 2016 13:50:01 GMT

@Anonymous wrote:
I guess I'm fortunate with this, but I would never open a CC for a single purchase. If you absolutely have to finance or pay over time, I would get a bank card with 0% offer for the next XX months. I've seen Chase Freedom at 15 months and a US Bank card at 22 months 0%. I feel that's a better use of an HP and new account..

I agree 100% here. Tires, generally speaking, aren't a very common purchase. Outside of a mechanic or someone that travels a ton with multiple vehicles or other similar examples I think most people probably buy a set of tires every couple of years. I'm not sure I see the point in having a CC that's acquired to put a purchase on every few years, but that's just me.

Re: Experience with "tire" cards

CreditMagic7 — Fri, 16 Dec 2016 16:10:10 GMT

@elim wrote:
I ordered tires at wally yesterday, lol

Nice ones too!

Have to agree.

I been everyplace, Big O, Firestone, etc. but Walmart is no slouch when it comes to tires.

Love my SUV Light Truck GoodYear Wranglers and at a super price too! Put them on Walmart Card and done.

Only needed a pair anyway. Those puppies last!

Re: Experience with "tire" cards

wasCB14 — Sat, 17 Dec 2016 21:49:31 GMT

Dealer price: $1150 for everything (tires, tax on tires, labor, tax on labor, old tire disposal fees)

Tire specialist price: $1100 for everything

Walmart and Amazon: $800 for tires and tire taxes, but I'd pay separately for labor, labor taxes and disposal fees

Costco: $750 for everything

Costco less the Citi price rewinds (one per tire) I only started Thursday...

(drum roll)

$470!

*PW found the price, and labor is listed as a separate item on my receipt, so I should have no trouble with my claims.

Re: Experience with "tire" cards

Khalifa_Jayy — Sun, 18 Dec 2016 00:20:21 GMT

Why is everyone putting tires in quotes? Lol. I feel like this is some sort of euphemism I'm failing to grasp.

CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]

Re: Experience with "tire" cards

fltireguy — Sun, 18 Dec 2016 01:32:16 GMT

You are comparing mail order to full service to a warehouse club. That's not realistic. But, ANY national chain (Firestone,NTB,Tire Kingdom,Monro,etc) will match the Costco price, AND give you full service, which Costco cannot provide....