topic Re: What are your credit lines? in Credit Cards

What are your credit lines?

Isacking97 — Sat, 24 Dec 2016 16:39:49 GMT

Income: $7.3K (Student)

FICO: 716-733

Amex EveryDay: $5.3K

Discover Chrome: $500

BBPR VISA: $300 (Oldest Card 1y, 2m)

TCL: $6.1k

State/Province: PR (Puerto Rico) "YES PR IS PART OF THE USA"

What are your credit card limits, income and scores?

(Is to help others have a Idea)

Re: What are your credit lines?

Berk — Sat, 24 Dec 2016 16:39:46 GMT

You can see a generic representation in my signature.

Re: What are your credit lines?

Anonymous — Sat, 24 Dec 2016 16:45:07 GMT

My total available unsecured credit is about 145k now, after 2 recent promotions I am bringing in a measly 54k per year, as a full time student.

Re: What are your credit lines?

mitchblue — Sat, 24 Dec 2016 20:25:16 GMT

@Anonymous wrote:
My total available unsecured credit is about 145k now, after 2 recent promotions I am bringing in a measly 54k per year, as a full time student.

54k a year as a full time student is pretty good. And tough. I worked at my college cafeterria, 15 hours a week, and it was too much.

I wonder though if there is some type of limit a person can have compared to income?

Re: What are your credit lines?

Anonymous — Sat, 24 Dec 2016 20:31:23 GMT

54K as a full time student is amazing!

Re: What are your credit lines?

Anonymous — Sat, 24 Dec 2016 20:34:01 GMT

@mitchblue wrote:
@Anonymous wrote:
My total available unsecured credit is about 145k now, after 2 recent promotions I am bringing in a measly 54k per year, as a full time student.
54k a year as a full time student is pretty good. And tough. I worked at my college cafeterria, 15 hours a week, and it was too much.

I wonder though if there is some type of limit a person can have compared to income?

haha thanks, yeah it sucks but I don't want to have any debt when I graduate so I'm working 40+ hours a week during the day, and taking 12-14 credits at night or online. If I don't screw anything up, should be done with the bachelors in 2.5 more years.

There is definitely a ceiling, but it varies with your overall credit profile/history etc, and from lender to lender. I've seen people with 50-60k incomes who are able to get 30k or more on a single card, though I would imagine that at some point overall available credit will be an issue.

Re: What are your credit lines?

Anonymous — Sat, 24 Dec 2016 20:47:39 GMT

One Income: 200,000+
Credit lines: 250,000
Score: 760s
Debt: mortgage only

Re: What are your credit lines?

negg — Sat, 24 Dec 2016 21:30:10 GMT

Income: 68,000

credit: see sig

debt: 2000

Score: 755

Re: What are your credit lines?

Anonymous — Sat, 24 Dec 2016 21:43:14 GMT

Income: $130k
Credit: 96k (5 cards: 12k, 14k, 14k, 22k, 34k)
Debt: Mortgage Only
Scores: 800, 809, 817 (this month)
AAoA: 6.7 years

Re: What are your credit lines?

Schwartzinator — Sun, 25 Dec 2016 00:16:42 GMT

Student here as well with scroes between 745 and 760.

AmEx Blue Cash Everyday: 4k

Discover IT: 2k

UsBank Cash +: 1.5k

UsBank FlexPerks: 5.7k.

Re: What are your credit lines?

AverageJoesCredit — Sun, 25 Dec 2016 00:21:31 GMT

Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

Re: What are your credit lines?

Isacking97 — Sun, 25 Dec 2016 00:24:24 GMT

@AverageJoesCredit wrote:
Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

Your income is lower that mine? Jaja (7.3k)

Re: What are your credit lines?

Anonymous — Tue, 27 Dec 2016 22:55:54 GMT

Re: What are your credit lines?

galahad15 — Sun, 25 Dec 2016 01:56:59 GMT

My current total available revolving credit lines are ~$140,000.

4% util

Individ. annual income a little over $100k (Total HHI higher)

Estimated 30-40 cards, if you count both open and closed cards

FICOs: EQ=820, TU=815, EX=801

Re: What are your credit lines?

mitchblue — Sun, 25 Dec 2016 02:55:59 GMT

@AverageJoesCredit wrote:
Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

**Darn**. Here's to a better 2017, Merry Christmas..

Re: What are your credit lines?

Anonymous — Sun, 25 Dec 2016 04:05:34 GMT

I recently passed 200k total CL with CLI
I am looking for a new card to app for

Re: What are your credit lines?

Anonymous — Sun, 25 Dec 2016 04:14:45 GMT

My credit score is 530. I stiffed Aaron's Rent To Own on a $500 laptop they were charging me $100 a week for. People sometimes ask me how did I get these 23 tattoos when I use my EBT card at WalMart. Hopefully I get a new Iphone and an XBox in the morning for Christmas. Oh wait, is Aarons open on Christmas for me to rent a tv? Do they blacklist for more than a month?

Re: What are your credit lines?

Anonymous — Sun, 25 Dec 2016 17:07:05 GMT

$7,300 in personal credit ($17,300 including the business card).

$41,000 income

No debt other than the restaurant mortgage

Re: What are your credit lines?

Anonymous — Sun, 25 Dec 2016 17:34:12 GMT

Income about $60k- I work full time and am a full time master's student for Psych

Credit my cards and limits are below, to be honest I've never added it up.

Fico 8 again scores below

Debt a mortgage that I'm still on bc my ex can't refinance it ($!50k) and my SUV( about $16k left of a $26k loan). Once I'm done with school and my loans come out of deferrment I will have a ton more debt on me

Re: What are your credit lines?

Anonymous — Sun, 25 Dec 2016 17:42:29 GMT

@AverageJoesCredit wrote:
Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

Things will look up soon my friend!