topic Re: First Discover CLI? in Credit Cards

First Discover CLI?

Anonymous — Tue, 03 Jan 2017 01:57:35 GMT

I got approved for 2600 on December 2, when is the first time I can get a CLI? I haven't been able to find a defined rules like the AMEX 61-day rule. Any advance is appreciated!

Re: First Discover CLI?

austinguy907 — Tue, 03 Jan 2017 02:02:14 GMT

http://ficoforums.myfico.com/t5/Credit-Cards/Discover-unOfficial-Data-Points/m-p/4802538

Re: First Discover CLI?

AverageJoesCredit — Tue, 03 Jan 2017 02:18:15 GMT

Many say to at least give new account 90 days to see if they give auto luv and id imagine after that ymmv as it could be every 30 days or 60 or even 90. Good thing is they are sp so really nothing to lose hitting it once your ready. Best of luck.

Re: First Discover CLI?

Anonymous — Tue, 03 Jan 2017 02:46:27 GMT

Answer 1: If you receive an auto-CLI, usually somewhere between 60-90 days, hit the button immediately online to obtain another usually instant CLI. These can come at different times, but usually between 60-90 days is when they happen if they are going to happen. For me, it was Day 77.

Answer 2: If you don't receive an auto-CLI by Day 90, I suggest on Day 91 requesting your first CLI. Have people requested one sooner and received it? Sure. I just think it's best to ride out the most common range of time where auto-CLIs come first. Just my opinion.

Re: First Discover CLI?

joltdude — Tue, 03 Jan 2017 04:10:39 GMT

Note of reference sometimes the 90 day CLI doesn't make it onto the statement....

Mine just showed up in my account 3-4 days after the statement was avalible online...

But i like BBS's method..

Auto CLI.. Just go right ahead and hit the LUV button

No Auto Luv.... id wait a day or two after your third statement.. it will appear in your account BEFORE you get your email notification.. they are SLOW sending them out

and just hit the CLI button on your own accord... and dont let the 2 day thing intimidate you...

-J

Re: First Discover CLI?

Anonymous — Tue, 03 Jan 2017 13:32:16 GMT

Good call on CLIs being visible on your account before receiving email notification. With Discover I find myself logging into my account multiple times throughout the day starting on the day I request a CLI and get the 2 day message