topic BankAmericard Better Balance Rewards Credit Card in Credit Cards

BankAmericard Better Balance Rewards Credit Card

Anonymous — Mon, 30 Jan 2017 01:47:35 GMT

For those of you who have a BankAmericard Better Balance Rewards credit card, is it a "Platinum Plus" or a "World Mastercard"?

Re: BankAmericard Better Balance Rewards Credit Card

AverageJoesCredit — Mon, 30 Jan 2017 01:56:21 GMT

I think mine is a Platinum Plus.

Re: BankAmericard Better Balance Rewards Credit Card

kdm31091 — Mon, 30 Jan 2017 01:58:48 GMT

AFAIK the BBR doesn't come in World Mastercard (or Visa Signature when it was issued as Visa). Platinum MC or Visa only.

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Mon, 30 Jan 2017 03:24:03 GMT

Thanks, kdm31091!

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Mon, 30 Jan 2017 03:24:50 GMT

Thanks, AverageJoesCredit!

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Mon, 30 Jan 2017 04:57:46 GMT

App'ed last week and mine is also a Platinum Plus MC.

Re: BankAmericard Better Balance Rewards Credit Card

Creditplz — Mon, 30 Jan 2017 05:02:01 GMT

I've had mine since august with a 6k CL and it's a nice card to have

Re: BankAmericard Better Balance Rewards Credit Card

AverageJoesCredit — Mon, 30 Jan 2017 18:28:44 GMT

Here here, meesa luv mee BBRrrrrrr

Re: BankAmericard Better Balance Rewards Credit Card

rooeez — Wed, 01 Feb 2017 21:25:19 GMT

Just got mine and it is also a Platinum Plus. Anybody know what the actual "Plus" denotes? lol

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Wed, 01 Feb 2017 22:03:25 GMT

@rooeez wrote:
Just got mine and it is also a Platinum Plus. Anybody know what the actual "Plus" denotes? lol

Got this from MyFico 2008 thread...difference between Platinum and Plus...

http://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-difference-Platinum-vs-Platinum-Plus/td-p/322258

Re: BankAmericard Better Balance Rewards Credit Card

rooeez — Wed, 01 Feb 2017 22:40:50 GMT

@Anonymous wrote:
@rooeez wrote:
Just got mine and it is also a Platinum Plus. Anybody know what the actual "Plus" denotes? lol
Got this from MyFico 2008 thread...difference between Platinum and Plus...

http://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-difference-Platinum-vs-Platinum-Plus/td-p/322258

That's what I figured. Thanks.

Re: BankAmericard Better Balance Rewards Credit Card

SunriseEarth — Wed, 01 Feb 2017 23:07:28 GMT

Both of mine are Platinum Plus MC. I don't really need WMC benefits on the cards, so it's not a big loss.

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Wed, 01 Feb 2017 23:14:27 GMT

@Anonymous wrote:
For those of you who have a BankAmericard Better Balance Rewards credit card, is it a "Platinum Plus" or a "World Mastercard"?

Mine is a Platinum Plus. Interestingly though, my BBR started out as a Visa Signature World Points, then I PCed it to their old Accelerated Cash Rewards Amerian Express then to the BBR MC. Sort of a downgrade but way more rewarding than the other two types it was before!

Platinum Plus was just a marketing thing that MBNA created; similar to Citibank's "Platinum Select." Just a fancier way to say Platinum. BofA purchased MBNA; however, what used to be MBNA essentially still exists today just under the BofA name. Card names, BIN's, statements and addresses for "real" BofA cards all changed to what MBNA had in place before they were purchased by BofA. First USA and Chase same thing...The First USA name even shows up from time to time on inquiries, credit reports etc. Just a little tid bit LOL.

I am surprised BofA doesn't issue these as World MasterCard though, it would get them a higher swipe fee when we use our cards which could offset the reward cost to them.

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Sun, 05 Feb 2017 01:16:28 GMT

Very insghtful! Thanks, CO_Native!

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Sun, 05 Feb 2017 01:18:24 GMT

Just wanted to let everyone know that I was recently approved for a Bankamericard Better Balance Rewards Card and it's a Platinum Plus! Just received the card today (requested overnight shipping) and it looks like a gem!

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Sun, 05 Feb 2017 03:25:24 GMT

@Anonymous wrote:
Just wanted to let everyone know that I was recently approved for a Bankamericard Better Balance Rewards Card and it's a Platinum Plus! Just received the card today (requested overnight shipping) and it looks like a gem!

Excellent! BofA, in my opinion, makes some of the best looking cards. The pictures do not do them justice. The Cash Rewards card is particularly handsome.

Re: BankAmericard Better Balance Rewards Credit Card

Anonymous — Sun, 05 Feb 2017 05:40:33 GMT

They sure do. The Cash Rewards is a beauty! So is the Travel Rewards card!