topic Re: NFCU next AR? in Credit Cards

NFCU next AR?

TXinandout — Wed, 08 Feb 2017 05:28:41 GMT

Does anyone have an idea when will it take place?

Re: NFCU next AR?

Anonymous — Wed, 08 Feb 2017 09:10:31 GMT

Early March, around the 1st or 2nd most likely

Re: NFCU next AR?

TXinandout — Wed, 08 Feb 2017 15:46:50 GMT

Thank you for answering. I thought that it was every 90 days, but when I look at my reports it shows every 60 days, so your answer now reffirms what I've seen.

Re: NFCU next AR?

Anonymous — Wed, 08 Feb 2017 17:13:45 GMT

Is the best time to ask for CLI at 60 days or 90 days? My NF CR will be 60 days old at the beginning of March. The CLI is sad at $2,100.00.

Also, how do I know when AR has been done? I know I look at my reports but the only reports I have (CCT, Credit Karma, MyFICO) only show hard inquiries not soft pulls. I can only see my full reports annually and I just pulled those a few weeks ago so I won't have access to them until Feb 2018.

Re: NFCU next AR?

TXinandout — Wed, 08 Feb 2017 17:36:45 GMT

90 days or 3 statements from where the time the credit line was granted. I know when it is because... I'm not sure if it is taboo on this board to say it, maybe someone can tell me if it is a violation of TOS to talk about the back door thing.

@Anonymous wrote:
Is the best time to ask for CLI at 60 days or 90 days? My NF CR will be 60 days old at the beginning of March. The CLI is sad at $2,100.00.

Also, how do I know when AR has been done? I know I look at my reports but the only reports I have (CCT, Credit Karma, MyFICO) only show hard inquiries not soft pulls. I can only see my full reports annually and I just pulled those a few weeks ago so I won't have access to them until Feb 2018.

Re: NFCU next AR?

Anonymous — Wed, 08 Feb 2017 17:50:30 GMT

About how you and many of us check certain things to see if the NFCU SP occurred? Yeah, I know what you're talking about but I'm also unsure if it's against TOS as well... I was thinking it should be early March but wasn't 100%.

Re: NFCU next AR?

Anonymous — Wed, 08 Feb 2017 18:00:20 GMT

@Anonymous wrote:
Is the best time to ask for CLI at 60 days or 90 days? My NF CR will be 60 days old at the beginning of March. The CLI is sad at $2,100.00.

Also, how do I know when AR has been done? I know I look at my reports but the only reports I have (CCT, Credit Karma, MyFICO) only show hard inquiries not soft pulls. I can only see my full reports annually and I just pulled those a few weeks ago so I won't have access to them until Feb 2018.

Best advice is the first AR *AFTER* you hit 90 days - in your case that means the May 1st AR

Re: NFCU next AR?

Scupra — Wed, 08 Feb 2017 18:06:24 GMT

@TXinandout wrote:
90 days or 3 statements from where the time the credit line was granted. I know when it is because... I'm not sure if it is taboo on this board to say it, maybe someone can tell me if it is a violation of TOS to talk about the back door thing.
@Anonymous wrote:
Is the best time to ask for CLI at 60 days or 90 days? My NF CR will be 60 days old at the beginning of March. The CLI is sad at $2,100.00.

Also, how do I know when AR has been done? I know I look at my reports but the only reports I have (CCT, Credit Karma, MyFICO) only show hard inquiries not soft pulls. I can only see my full reports annually and I just pulled those a few weeks ago so I won't have access to them until Feb 2018.

You are correct Please no talk about that

Re: NFCU next AR?

UncleB — Wed, 08 Feb 2017 18:44:34 GMT

IMO the best way to keep track of the AR is to subscribe to the 'main' NFCU CLI thread:

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/3419729

The folks there really keep up with it and there's usually a frenzy of posts around the time of the AR. That thread is also the best way to keep up with the most recent changes, like how most people now have to wait six months between CLIs.

Re: NFCU next AR?

TXinandout — Wed, 08 Feb 2017 18:53:07 GMT

HA! I knew it

@Scupra wrote:
@TXinandout wrote:
90 days or 3 statements from where the time the credit line was granted. I know when it is because... I'm not sure if it is taboo on this board to say it, maybe someone can tell me if it is a violation of TOS to talk about the back door thing.
@Anonymous wrote:
Is the best time to ask for CLI at 60 days or 90 days? My NF CR will be 60 days old at the beginning of March. The CLI is sad at $2,100.00.

Also, how do I know when AR has been done? I know I look at my reports but the only reports I have (CCT, Credit Karma, MyFICO) only show hard inquiries not soft pulls. I can only see my full reports annually and I just pulled those a few weeks ago so I won't have access to them until Feb 2018.

You are correct Please no talk about that

Re: NFCU next AR?

AverageJoesCredit — Wed, 08 Feb 2017 21:16:11 GMT

Oh the horrors Uncle B , having to wait 6 months for those massive Navy increases Whatever shall we do