topic Re: What is the MAX credit limit possible for the CITI Double Cash Card??? in Credit Cards

What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Sat, 11 Feb 2017 08:29:50 GMT

I have had the card for 18 months now and over that time I have gone from $3,700 to start now to $25,000!!! Great card and great benefits with 2% cash back and all the 3 times I requested a CLI they were low offers and I requested more credit after and was granted the requested amount everytime (none of those 3 times btw did I get a Hard Pull on credit report even though it said it would for requesting more credit... they have never pulled and inquiry on me other then the first time when I got the card).

SO .... now that I am at $25,000 .... I am curious .... What Is The Max Possible Credit Limit On This Card????? Anyone Know?

Thanks so much and I look forward to a reply from somehow who knows the answer to this question.

-Chris

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

AverageJoesCredit — Sat, 11 Feb 2017 12:01:02 GMT

Wow, you know your Golden when you sport a 25k DC , very nice!. I remember seeing a poster recently with a 50 k DC card so obviously to the person with the right profile, Citi will give you more.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

shakalaka — Sat, 11 Feb 2017 14:50:57 GMT

I have 41k, but I have seen 50 here in the forum.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Sat, 11 Feb 2017 17:11:38 GMT

Okay thats very good to hear .... seems from these couple replies thre have some 50K limits so I would assume at the moment that may be the max. I have shot for $10K every 6 months the last two times and got approved. So maybe in another 6 months from now I will shot for 10 to maybe 15K then follow up with the same approved increase a year from now to hopefully be near that $50K.

Thanks so much for rhe replies.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Creditaddict — Sat, 11 Feb 2017 17:26:43 GMT

@Anonymous wrote:
Okay thats very good to hear .... seems from these couple replies thre have some 50K limits so I would assume at the moment that may be the max. I have shot for $10K every 6 months the last two times and got approved. So maybe in another 6 months from now I will shot for 10 to maybe 15K then follow up with the same approved increase a year from now to hopefully be near that $50K.

Thanks so much for rhe replies.

why not just ask for the $50k or more and let them counter.

my husbands is $32k and some change.

If Citi didn't make it so difficult to combine cards we would take it higher and get rid of AA personal.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 14 Feb 2017 05:22:38 GMT

Ya Now that I am up to $25K in another 6 months I will be applying for another CLI ... the once they approve the pointless $2,500 or whatever dumb increase it is I will then ask for $50K!

At tht point my history willbe 2 years of solid use never going over a couple thousand any billing period along with making large $1K Plus payment every time (I use this card for everything ... bills, payments, insurnace, anything I buy ... then use the money from check I would normally pay from bank account to make a massive payment) which looks great to them and on the credit report.

I'm sure 6 months from now I'll be up to the $50K or somewhere in between if they counter.

Thanks for all the replies.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 14 Feb 2017 06:43:58 GMT

FYI Citi's internal policy limits your max line to roughtly 48% of your income. When I worked there, we pushed up against it a few times on Citigold clients. If you have the credit, and the spend makes sense they will push it as high as you qualify for.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 14 Feb 2017 07:02:45 GMT

I'm surprised that card can get up to $50K. Sean60099 do you know what the max limit regardless of income this card can get up to?

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Creditaddict — Tue, 14 Feb 2017 07:37:52 GMT

I'm not sure why people always think this card has some low limit exposure I believe Citi has a $250k or $500,000 limit exposure and this card is not limited to $40k!

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 08 Aug 2017 06:29:06 GMT

Well I am not not sure if this just applies to me but I requested $50,000 this time around for a CLI (after they granted 47K increase up from $25K) and I got an email stating this .......

"Thank you for your interest in obtaining a credit-limit increase on your Citi account. Although we are unable to give you the total amount requested, we are pleased to inform you that your credit limit has been increased to $40700. This amount is currently the maximum amount of credit our policy will allow.

The specific details explaining this decision will be provided to you within 7-10 days.

We value you as a customer and appreciate the opportunity to serve your financial needs.

Sincerely,
Credit Management"

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 08 Aug 2017 06:32:37 GMT

So again maybe everyone is different but based on this reply email I am maxed out on my Citi Double Cash card at $40,700

I mean the increases have been great and I just got a $15,700 increase today from my previous $25K ... and I started this card exactly 2 years ago at I think like $3,700 (then to $7,500, then to $15,000, then to $25,000).

So overall that is great but I was hoping this card would be going and going as the years progressed.

I guess I'll see again in another 6 months what they say when I request another increase then.

Just wanted to share this.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

csryang — Tue, 08 Aug 2017 06:46:14 GMT

@Anonymous wrote:
So again maybe everyone is different but based on this reply email I am maxed out on my Citi Double Cash card at $40,700

I mean the increases have been great and I just got a $15,700 increase today from my previous $25K ... and I started this card exactly 2 years ago at I think like $3,700 (then to $7,500, then to $15,000, then to $25,000).

So overall that is great but I was hoping this card would be going and going as the years progressed.

I guess I'll see again in another 6 months what they say when I request another increase then.

Just wanted to share this.

I think it has something to do with your income and usage of the card as well... Do you mind sharing your estimated yearly income and monthly charge on Citi double cash?

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 08 Aug 2017 11:45:35 GMT

A while back, someone posted with about $150K+ limit on a normal Citi card (not the DC but I doubt that matters), so it certainly sounds like either there is no limit (based on income) or a very high one).

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

AverageJoesCredit — Tue, 08 Aug 2017 14:00:54 GMT

Was a poster that said they had a 100k limit on the DC.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Tue, 08 Aug 2017 14:11:55 GMT

Ha! Apparently for me the max is $500!!

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

AverageJoesCredit — Tue, 08 Aug 2017 14:34:34 GMT

$500 more than Superman carries

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

JaeJae12 — Wed, 09 Aug 2017 01:33:06 GMT

it can be any amount they want to give you 😝

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Credit-hoarder — Wed, 09 Aug 2017 01:47:28 GMT

Do you think the same maximum for Double Cash (whatever it may be) would apply for Diamond Preferred (the card I have) also?

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

AverageJoesCredit — Wed, 09 Aug 2017 01:49:07 GMT

Id imagine so long as your income supports it and you really use the card alot Citi will give you what you need.

Re: What is the MAX credit limit possible for the CITI Double Cash Card???

Anonymous — Thu, 26 Jul 2018 21:23:11 GMT

The product itself does not have a max. Ive had several clients with 250k+ limits. However depending on where you fall on the credit rack they will cap out based on % of income. There are several credit tiers and income ranges and each has its own max line assignment. Ie: someone with an income of 30k with a 780 Fico will get a lower % of there income as a credit line than someone with a $150k income with a 780 Fico.