topic Re: How is Amex these days in Credit Cards

How is Amex these days

Anonymous — Sat, 11 Feb 2017 23:31:25 GMT

Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

Re: How is Amex these days

Anonymous — Sat, 11 Feb 2017 23:33:39 GMT

I personally don't have any complaints. I like the customer service and user friendly web interface. Nice increases and timely posting of payments. Was there something specific you wanted to find out about..?

Re: How is Amex these days

Anonymous — Sun, 12 Feb 2017 00:04:48 GMT

I've personally had a great relationship with them so no complaints here. As long as you haven't burned them before, you should be able to app and not have a problem getting a new card.

Re: How is Amex these days

Anonymous — Sun, 12 Feb 2017 00:32:12 GMT

I just applied for AMEX Everyday card after a few days of hesitation since I was worried I would apply, not get approved and take the hard inquiry hit. My approval chances were good based off Credit Karma. After thinking about it all day I said what the heck and got approved for $1K. My credit was around 665ish.

Re: How is Amex these days

Isacking97 — Sun, 12 Feb 2017 00:40:58 GMT

@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

Very good customer service, web services are good incluiding the free EX fico credit score, great credit line increases X3 from your original credit line to be exact.

I have a EveryDay Card at 17.49% (v), Credit Limit at $5,300

Re: How is Amex these days

Anonymous — Sun, 12 Feb 2017 00:57:38 GMT

@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

Welcome back.

I have 3 cards with Centurion Bank and one on the network with BBVA, and I'm happy with the services I received.

Re: How is Amex these days

wasCB14 — Sun, 12 Feb 2017 01:03:59 GMT

Amex Offers (as in merchant-specific statement credits, not card app bonuses) aren't as good as they used to be.

Platinum now offers a backdoor to Marriott Gold via SPG, though. That's a nice feature that hasn't gotten a lot of attention. I'm renewing mine.

Re: How is Amex these days

Peteyglad — Sun, 12 Feb 2017 03:12:05 GMT

@wasCB14 wrote:
Platinum now offers a backdoor to Marriott Gold via SPG, though. That's a nice feature that hasn't gotten a lot of attention. I'm renewing mine.

Because of this feature I kept my Platinum and downgraded my Ritz to the Marriott Premier.

Re: How is Amex these days

DeeBee78 — Sun, 12 Feb 2017 03:14:10 GMT

@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

I just applied and got approved yesterday for both of my Amex cards. The only thing I'm worried about is my $500 limit on my Everyday card getting stuck there for a while, like their smaller limits tend to do.

The offers are also super-meh to me. 90% of them are obscure online retailers I don't shop at, and there aren't any restaurant offers. We'll see if they improve over time.

Re: How is Amex these days

garagebandking — Sun, 12 Feb 2017 03:24:11 GMT

Only complaint I really have was the crap starting limit, but that's my fault for chasing them at the tail end of a rebuild. Otherwise, the sign-up bonus for BCE when I apped was good, the APR nice, and the member offers for discounts/statement credits have come in handy. Their CS has been fine the few times I've dealt with them.

Re: How is Amex these days

Anonymous — Sun, 12 Feb 2017 03:32:04 GMT

@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

Well, so far they seem to love me more than every other lender. I was on a perfect role with them until my latest app for a 3rd business revolver but they denied me because the business SPG had a 3k balance (on 10k limit) on the first statement. I just paid all 5k off for it's SUB, so I am waiting for my reports to all catch up this month and will give it another try with all zero balances with them.

Service-wise they have been amazing. Every time I ask a question or have used the Platinum concierge they are great to deal with. If Amex had the acceptance of Visa, I would probably stop using most other cards.

Re: How is Amex these days

Guyatthebeach — Sun, 12 Feb 2017 03:34:52 GMT

@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

They're been nice to be since I got my BCE card. I even got my $250 statement credit after the first statement cut.

I'm so glad to be back in the AMEX family.

Re: How is Amex these days

SkyCommander — Sun, 12 Feb 2017 04:03:58 GMT

I like Amex. I use their cards often and PIF and never had any problems. They probably like me back because of their specialized offers they often send me. Decent iPad app and their website is good.

Re: How is Amex these days

mjb59463 — Sun, 12 Feb 2017 04:48:41 GMT

I only have them because I'm a loyal Delta flyer and I can earn MQM's through spend.

Their customer service has been decent to me, their website is easy to use, and they've been generous with limits, but if Delta ever dropped them as a partner I'd dump them in a heartbeat.

Re: How is Amex these days

Creditplz — Sun, 12 Feb 2017 05:36:00 GMT

Every time I call Customer Sevice it's always someone who sounds like they're based in India who can't seem to hear me... also I can't quite understand them, but occasionally I get a good representative for that reason I give them a 6/10.

As far as the product itself it's a 9/10 !

Re: How is Amex these days

Anonymous — Sun, 12 Feb 2017 16:28:04 GMT

Love Amex. They get more than half my spend.

Re: How is Amex these days

blondy250 — Sun, 12 Feb 2017 16:49:54 GMT

@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

They are just like any other kind of card issuer, pay your bill on time and don't do anything strange and you'll be fine. However since many (most) of your posts are complaints about Amex i think you should probably stay away.

Re: How is Amex these days

Isacking97 — Sun, 12 Feb 2017 17:12:28 GMT

@blondy250 wrote:
@Anonymous wrote:
Haven't been here in a while so not up to date on much. Thinking about getting an Amex again. When I left them it was on good terms so shouldn't be an issue.

I'm curious how they are treating everyone lately?

They are just like any other kind of card issuer, pay your bill on time and don't do anything strange and you'll be fine. However since many (most) of your posts are complaints about Amex i think you should probably stay away.

Many of the complaints are from people how has used the card irresposibly or there credit score has gone down to under 620

Re: How is Amex these days

wasCB14 — Sun, 12 Feb 2017 17:33:14 GMT

@Creditplz wrote:
Every time I call Customer Sevice it's always someone who sounds like they're based in India who can't seem to hear me... also I can't quite understand them, but occasionally I get a good representative for that reason I give them a 6/10.

As far as the product itself it's a 9/10 !

Which card are you talking about?

Re: How is Amex these days

red259 — Sun, 12 Feb 2017 19:20:28 GMT

I don't have a problem with them. SPG merged with Marriott so be mindful of that if looking at SPG card. The amex plat had some changes awhile back which may make it a little more appealing although nothing ground breaking.