topic Re: does barclays auto CLI every 12 months?? in Credit Cards

does barclays auto CLI every 12 months??

c32knight — Fri, 10 Feb 2017 20:44:22 GMT

I was just wondering if I should expect another auto CLI on my arrival card. I apped for the card as a rewards mastercard originally and received auto CLI's at 6 and 12 months. This month marks 12 months since the last auto CLI. I have called about APR reductions and tried the SP route but gotten nothing that way. Has anyone had their barclay card for a few years that can shed some light

Re: does barclays auto CLI every 12 months??

wasCB14 — Fri, 10 Feb 2017 20:49:33 GMT

I got my first at 20 months. Nothing is guaranteed.

Re: does barclays auto CLI every 12 months??

grillandwinemaster — Fri, 10 Feb 2017 21:18:00 GMT

With Barclays it's kind of like throwing darts at a wall blindfolded.

I've had my Barclays for 2 years and I haven't received anything from them.

Not to sound so cliche, but it's a YMMV situation.

Re: does barclays auto CLI every 12 months??

gdale6 — Fri, 10 Feb 2017 22:18:12 GMT

No, my first auto from them on one of my SM cards took 30 months.

Re: does barclays auto CLI every 12 months??

DeeBee78 — Fri, 10 Feb 2017 22:36:22 GMT

@c32knight wrote:
I was just wondering if I should expect another auto CLI on my arrival card. I apped for the card as a rewards mastercard originally and received auto CLI's at 6 and 12 months. This month marks 12 months since the last auto CLI. I have called about APR reductions and tried the SP route but gotten nothing that way. Has anyone had their barclay card for a few years that can shed some light

Barclays is more likely to do an Auto-CLD than CLI

Re: does barclays auto CLI every 12 months??

grillandwinemaster — Fri, 10 Feb 2017 22:39:03 GMT

@DeeBee78 wrote:
@c32knight wrote:
I was just wondering if I should expect another auto CLI on my arrival card. I apped for the card as a rewards mastercard originally and received auto CLI's at 6 and 12 months. This month marks 12 months since the last auto CLI. I have called about APR reductions and tried the SP route but gotten nothing that way. Has anyone had their barclay card for a few years that can shed some light
Barclays is more likely to do an Auto-CLD than CLI

Wow!! I think you nailed it DeeBee!😂

Re: does barclays auto CLI every 12 months??

buggie — Tue, 14 Feb 2017 16:07:56 GMT

Yep. I never got any CLI on Barclay until at about 2 years in I asked for one, and, with a hard pull I got a small one. Then, a few weeks ago they took it back! CLD!!

That has never happened to me before. I was mad. I paid off the card, closed it, and will never get a card from them again. It was one of my oldest cards, too, but I just couldn't tolerate that kind of treatment when I have never done anything wrong other than carry a fairly small balance.

Re: does barclays auto CLI every 12 months??

Anonymous — Tue, 14 Feb 2017 16:15:19 GMT

@grillandwinemaster wrote:
With Barclays it's kind of like throwing darts at a wall blindfolded.

I've had my Barclays for 2 years and I haven't received anything from them.

Not to sound so cliche, but it's a YMMV situation.

Have to agree. (You made me laugh. "throwing darts at a wall blindfolded," indeed.)

Re: does barclays auto CLI every 12 months??

SouthJamaica — Tue, 14 Feb 2017 16:53:42 GMT

@c32knight wrote:
I was just wondering if I should expect another auto CLI on my arrival card. I apped for the card as a rewards mastercard originally and received auto CLI's at 6 and 12 months. This month marks 12 months since the last auto CLI. I have called about APR reductions and tried the SP route but gotten nothing that way. Has anyone had their barclay card for a few years that can shed some light

When I started with Barclays around 2 1/2 years ago they seemed to do a CLI/CLD review every 6 months.

Now I don't know, haven't seen any 'luv' from them in a long while.

The one thing I can say for sure is : don't pull the credit increase request button unless you're willing to take a Hard Pull on Transunion.

Re: does barclays auto CLI every 12 months??

Anonymous — Tue, 14 Feb 2017 18:17:02 GMT

@buggie wrote:
Yep. I never got any CLI on Barclay until at about 2 years in I asked for one, and, with a hard pull I got a small one. Then, a few weeks ago they took it back! CLD!!

That has never happened to me before. I was mad. I paid off the card, closed it, and will never get a card from them again. It was one of my oldest cards, too, but I just couldn't tolerate that kind of treatment when I have never done anything wrong other than carry a fairly small balance.

I transferred the balance on my Barclay card to another card recently. I'm expecting Barclay card to show zero balance today or tomorrow. After reading this, I'm wondering if they will apply a CLD. I've never had an increase with them since getting the card one and half years ago. I carried a balance several months after a made a $800 purchase with my low limit of $1000.

Re: does barclays auto CLI every 12 months??

DeeBee78 — Tue, 14 Feb 2017 18:35:37 GMT

@Anonymous wrote:
@buggie wrote:
Yep. I never got any CLI on Barclay until at about 2 years in I asked for one, and, with a hard pull I got a small one. Then, a few weeks ago they took it back! CLD!!

That has never happened to me before. I was mad. I paid off the card, closed it, and will never get a card from them again. It was one of my oldest cards, too, but I just couldn't tolerate that kind of treatment when I have never done anything wrong other than carry a fairly small balance.

I transferred the balance on my Barclay card to another card recently. I'm expecting Barclay card to show zero balance today or tomorrow. After reading this, I'm wondering if they will apply a CLD. I've never had an increase with them since getting the card one and half years ago. I carried a balance several months after a made a $800 purchase with my low limit of $1000.

The CLD's seem to happen when your statement cuts, so check after your next closing date.

Re: does barclays auto CLI every 12 months??

Anonymous — Tue, 14 Feb 2017 19:08:54 GMT

@DeeBee78 wrote:
@Anonymous wrote:
@buggie wrote:
Yep. I never got any CLI on Barclay until at about 2 years in I asked for one, and, with a hard pull I got a small one. Then, a few weeks ago they took it back! CLD!!

That has never happened to me before. I was mad. I paid off the card, closed it, and will never get a card from them again. It was one of my oldest cards, too, but I just couldn't tolerate that kind of treatment when I have never done anything wrong other than carry a fairly small balance.

I transferred the balance on my Barclay card to another card recently. I'm expecting Barclay card to show zero balance today or tomorrow. After reading this, I'm wondering if they will apply a CLD. I've never had an increase with them since getting the card one and half years ago. I carried a balance several months after a made a $800 purchase with my low limit of $1000.
The CLD's seem to happen when your statement cuts, so check after your next closing date.

My next statement is 2/17. I will be on the lookout! Thanks.

Re: does barclays auto CLI every 12 months??

Anonymous — Sat, 18 Feb 2017 20:08:53 GMT

@Anonymous wrote:
@DeeBee78 wrote:
@Anonymous wrote:
@buggie wrote:
Yep. I never got any CLI on Barclay until at about 2 years in I asked for one, and, with a hard pull I got a small one. Then, a few weeks ago they took it back! CLD!!

That has never happened to me before. I was mad. I paid off the card, closed it, and will never get a card from them again. It was one of my oldest cards, too, but I just couldn't tolerate that kind of treatment when I have never done anything wrong other than carry a fairly small balance.

I transferred the balance on my Barclay card to another card recently. I'm expecting Barclay card to show zero balance today or tomorrow. After reading this, I'm wondering if they will apply a CLD. I've never had an increase with them since getting the card one and half years ago. I carried a balance several months after a made a $800 purchase with my low limit of $1000.
The CLD's seem to happen when your statement cuts, so check after your next closing date.
My next statement is 2/17. I will be on the lookout! Thanks.

My statement cut yesterday. Earlier in the week, I paid the whole balance (via balance transfer to another card ) by the due date. So far, my limit was not reduced,

Re: does barclays auto CLI every 12 months??

Anonymous — Sat, 18 Feb 2017 20:04:06 GMT

@c32knight wrote:
I was just wondering if I should expect another auto CLI on my arrival card. I apped for the card as a rewards mastercard originally and received auto CLI's at 6 and 12 months. This month marks 12 months since the last auto CLI. I have called about APR reductions and tried the SP route but gotten nothing that way. Has anyone had their barclay card for a few years that can shed some light

They auto CLI'd my SM after I think 3 months, and again around 6 months. It's almost 2 years old and hasn't seen any further change, nor has the Arrival+ changed at all in the ~7ish months I've had it.

Re: does barclays auto CLI every 12 months??

negg — Sat, 18 Feb 2017 20:39:57 GMT

I've had 5 in 3 years. To each there own in credit.

Re: does barclays auto CLI every 12 months??

Anonymous — Sat, 18 Feb 2017 21:07:36 GMT

For me they CLI whenever I call in for offers and there is a SP CLI available.