topic Re: Huntington Voice MasterCard in Credit Cards

Huntington Voice MasterCard

Anonymous — Wed, 30 Nov 2016 22:48:22 GMT

Another interesting card I never heard of. Let's you choose things like a lower APR or better rewards. Can you tell I am reading an article on the best cards of 2016 in every category?

https://www.huntington.com/landing/pas/creditcard/

Re: Huntington Voice MasterCard

Creditaddict — Wed, 30 Nov 2016 23:01:21 GMT

@Anonymous wrote:
Another interesting card I never heard of. Let's you choose things like a lower APR or better rewards. Can you tell I am reading an article on the best cards of 2016 in every category?

https://www.huntington.com/landing/pas/creditcard/

you have to be in their market to apply.

my partner got around it but i never could despite that im actually from the area originally!

Re: Huntington Voice MasterCard

Themanwhocan — Wed, 30 Nov 2016 23:13:01 GMT

Actually, I assumed you were looking at my Cash Back credit card charts.

http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/m-p/4004730#M1124381

Re: Huntington Voice MasterCard

JamP — Wed, 30 Nov 2016 23:49:10 GMT

Great Card and decent starting limits. I haven't heard of anyone getting a CLI though.

I have the 3% one but once they offer the low interest one or a 3% one to my DW we will have two.

We keep my card on the Walmart category but I switched it around before I acquired other cards to fill the space.

Re: Huntington Voice MasterCard

gdale6 — Thu, 01 Dec 2016 02:01:48 GMT

This card is on my list after the CSP. I opened a checking account with HB during a 200 signup bonus for it and they have bought a chain of banks in my area that will become HB in January.

Re: Huntington Voice MasterCard

pc01user — Thu, 01 Dec 2016 06:09:10 GMT

Awesome concept! Too bad it is not available for everyone.

Re: Huntington Voice MasterCard

Anonymous — Thu, 01 Dec 2016 06:57:28 GMT

For anyone who has the card... do you remember your score, who they pulled, and what SL you were given? Thx.

Also... I think if you live in the 8 states they have banks, or any neighboring states, you can get Accounts. This was told to me not by any official person so take it for what it is. You may want to call or chat if you want to apply

Re: Huntington Voice MasterCard

Vegas4Play — Thu, 01 Dec 2016 08:21:47 GMT

HB pulled EQ for my sister 4 months ago and SL of 13.7K

Re: Huntington Voice MasterCard

Anonymous — Thu, 01 Dec 2016 11:04:46 GMT

I can't tell from their website, but the grocery category doesn't include wholesale clubs, does it? I assume not, since it doesn't say it does, but I can't find details either.

Re: Huntington Voice MasterCard

Anonymous — Thu, 01 Dec 2016 21:43:56 GMT

Great card to have in any line-up! No foreign transaction fees, which is can be rare for cards that have no annual fee. Plus they always send me little offers, like earn $50 for spending $1500 on the card. I use the card for my utility bills and get about $5 per month for paying my bills.

Re: Huntington Voice MasterCard

CreditUnionFan — Mon, 05 Dec 2016 04:09:06 GMT

@Anonymous wrote:
Another interesting card I never heard of. Let's you choose things like a lower APR or better rewards. Can you tell I am reading an article on the best cards of 2016 in every category?

https://www.huntington.com/landing/pas/creditcard/

If you open a checking account they will pre-screen you (EQ) for the Voice Mastercard. Accepting the card results in a HP on the EQ.

If you choose the 3% rewards, you can change the category quarterly.

Re: Huntington Voice MasterCard

B335is — Mon, 05 Dec 2016 08:09:04 GMT

It's been a solid card for me. I was able to snag a second one (lower rate) before I moved to CA. As others have said they pull EQ and I haven't received a CLI since approval.

Re: Huntington Voice MasterCard

Anonymous — Sun, 19 Feb 2017 09:32:23 GMT

Does anyone know about the checking with the prequalify CC? Will they hard pull you for the checking then?

Re: Huntington Voice MasterCard

Anonymous — Sun, 19 Feb 2017 11:36:36 GMT

@Anonymous wrote:
Great card to have in any line-up! No foreign transaction fees, which is can be rare for cards that have no annual fee. Plus they always send me little offers, like earn $50 for spending $1500 on the card. I use the card for my utility bills and get about $5 per month for paying my bills.

Did I miss something ... read the Terms & Conditions for the Huntington Voice and they apply the Foreign Transactions Costs in accordance with Master Card policies.

Re: Huntington Voice MasterCard

Anonymous — Sun, 19 Feb 2017 14:56:29 GMT

I live outside the area and while passing through Indianapolis in 2016 applied for a checking account and credit card using an out of state address. I got both with a mid-700's score, but I'm not sure which bureau they pulled.

Re: Huntington Voice MasterCard

Anonymous — Sun, 19 Feb 2017 15:50:07 GMT

Do you remember if it was one pull? I'm wondering if the checking gets a hard pull. I'm sure the cc does. cB Database shows 99% of the time they pull EQ

Re: Huntington Voice MasterCard

CreditUnionFan — Mon, 20 Feb 2017 13:04:28 GMT

@Anonymous wrote:
Do you remember if it was one pull? I'm wondering if the checking gets a hard pull. I'm sure the cc does. cB Database shows 99% of the time they pull EQ

When I opened checking and was preapproved for the Voice MC on the same day, the net result was that EQ only showed one HP.

Re: Huntington Voice MasterCard

Anonymous — Mon, 20 Feb 2017 13:56:39 GMT

I remember trying to get this card even if I was outside their footprint. I was not able to get it, the application wouldn't even submit/process. I remember trying with a rep and online with no luck!