topic Re: Does NFCU request docs for everything? in Credit Cards

Does NFCU request docs for everything?

Anonymous — Mon, 13 Mar 2017 23:15:21 GMT

I'm thinking of getting a credit card from them just because. I know they're always hard pulling, but are they always strict on requesting documentation?

Re: Does NFCU request docs for everything?

Anonymous — Mon, 13 Mar 2017 23:23:22 GMT

NFCU did not request POI from me when I was approved for the Cash Rewards. I have not seen anybody here that have reported having to send POI for a card with NFCU actually.

They may require it for other things such as a personal or car loan.

Re: Does NFCU request docs for everything?

Anonymous — Mon, 13 Mar 2017 23:42:53 GMT

@Anonymous wrote:
NFCU did not request POI from me when I was approved for the Cash Rewards. I have not seen anybody here that have reported having to send POI for a card with NFCU actually.

They may require it for other things such as a personal or car loan.

+1 They did not require POI when I was approved for the Cash Rewards cc either. I do not have any other products with them, so I can't speak to the loans or CLOC.

Re: Does NFCU request docs for everything?

Anonymous — Mon, 13 Mar 2017 23:49:48 GMT

Did not have to submit anything for my cashRewards card, but me and my bf jointly applied for a CLOC yesterday (shot for 15k) and were asked to submit paystubs, 2 letters confirming new address and IDs. Will go to the branch tomorrow and hand in said documentation and we'll see :-)

Re: Does NFCU request docs for everything?

Glkslngr — Mon, 13 Mar 2017 23:53:59 GMT

@Anonymous wrote:
I'm thinking of getting a credit card from them just because. I know they're always hard pulling, but are they always strict on requesting documentation?

I have a checking, savings, cc, and CLOC and they have never requested anything other than a signature card and copy of ID I believe.

Re: Does NFCU request docs for everything?

Anonymous — Tue, 14 Mar 2017 01:35:33 GMT

Thanks everyone. Might get a card later today

Re: Does NFCU request docs for everything?

Anonymous — Tue, 14 Mar 2017 01:38:33 GMT

they've been great to work with so far. Have savings, checking, cc, and CLOC with no type of POI; just signature for CLOC required

Re: Does NFCU request docs for everything?

bk510 — Tue, 14 Mar 2017 04:49:15 GMT

@Anonymous wrote:
NFCU did not request POI from me when I was approved for the Cash Rewards. I have not seen anybody here that have reported having to send POI for a card with NFCU actually.

They may require it for other things such as a personal or car loan.

Re: Does NFCU request docs for everything?

rmduhon — Tue, 14 Mar 2017 13:00:09 GMT

Hubby and I have separate checking and savings accounts and a personal loan and GoRewards with them (both joint), and have never been asked for any documents.

Re: Does NFCU request docs for everything?

Anonymous — Tue, 14 Mar 2017 13:08:01 GMT

I agree. I didn't have to send in any sort of POI for my Navy Fed credit card. They did mail me a promissory note for my CLOC that I had to sign and then return to them.