topic Re: Chase new credit card(s) reporting time-frame in Credit Cards

Chase new credit card(s) reporting time-frame

njames33 — Fri, 17 Mar 2017 17:47:47 GMT

Was approved for 3 Chase cards and from what I understand my score is going to take a hit once they all report. My next payment date isn't until 4/20, would it be safe to assume that's how long I have before these will report? I've read various answers on this so far.

Re: Chase new credit card(s) reporting time-frame

Anonymous — Fri, 17 Mar 2017 17:50:30 GMT

They generally report shortly after your statement cuts. That is before the payment due date. Also, depending on if these new cards significantly improved your Util % or not, the new accounts might actually help your overall score. If you were already at a low util, then it will probably be a slight bump down from new accounts/inquiries and lowering of your AAoA.

Re: Chase new credit card(s) reporting time-frame

Random_idiot — Fri, 17 Mar 2017 17:51:54 GMT

expect a hit on the uti + AAoA (unless balance is 0), once statement is cut.

Re: Chase new credit card(s) reporting time-frame

njames33 — Fri, 17 Mar 2017 18:32:35 GMT

Great thanks. Just called and had her move them all to the same latest date which is 4/8, payment due on May 5th.

Re: Chase new credit card(s) reporting time-frame

Anonymous — Fri, 17 Mar 2017 19:14:18 GMT

@njames33 wrote:
Was approved for 3 Chase cards and from what I understand my score is going to take a hit once they all report. My next payment date isn't until 4/20, would it be safe to assume that's how long I have before these will report? I've read various answers on this so far.

I was approved for my Marriott card on 2/13, CCT just alerted that all 3 bureaus were reporting as of 3/15.

Re: Chase new credit card(s) reporting time-frame

Anonymous — Sat, 18 Mar 2017 11:35:14 GMT

My 2 previous Chase cards didn't start reporting for 2 months, which can be beneficial. Just got my CSP recently, so we'll see how that goes.