topic Re: Mint.com - setting yourselves up for identity theft in Credit Cards

Mint.com

Anonymous — Sun, 01 Feb 2009 00:46:01 GMT

Does anyone else use this site to keep up with there credit card bills is it reliable?

Re: Mint.com

Red1Blue — Sun, 01 Feb 2009 00:52:11 GMT

I use BOA billpay to keep track of my payments.

Re: Mint.com

Creditaddict — Sun, 01 Feb 2009 00:52:43 GMT

I set it all up but have not started using a lot of there features, I do get the weekly "financial snapshots" of myself, but I find they run AT LEAST 1 week behind of how my bank accounts and credit cards really are with balances.

Good be a great tool probably if fully used, since you could eliminate possibly logging into like 30 different sites if you have as many accounts as me.

Re: Mint.com

Creditaddict — Sun, 01 Feb 2009 00:54:58 GMT

@Red1Blue wrote:
I use BOA billpay to keep track of my payments.
I use my bank billpay also, but this kind of puts everything in one place with all your balances tallied, then you can personalize it by adding how much you want to budget yourself to in each categories and it will tell you weekly how much you have spent in those categories.

Re: Mint.com

Red1Blue — Sun, 01 Feb 2009 01:12:21 GMT

How safe is it?

Re: Mint.com

Creditaddict — Sun, 01 Feb 2009 01:15:00 GMT

@Red1Blue wrote:
How safe is it?
I assume it's fine, they don't have your account numbers, just your logins

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 01:17:42 GMT

@Anonymous wrote:
Does anyone else use this site to keep up with there credit card bills is it reliable?

Pretty decent program, very safe, and highly recommended by the WSJ.

Re: Mint.com

Red1Blue — Sun, 01 Feb 2009 01:21:24 GMT

I just signed up for it. I am trying it now.

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 01:25:15 GMT

The site seems coo i'm setting up my acounts now. I just hope it's fully secure an updates on the regular. I have 12 accounts now i get tired of logging into every account one by one.

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 01:27:22 GMT

Yodlee has upgraded their programming. It's sweet, too.

Re: Mint.com

Red1Blue — Sun, 01 Feb 2009 01:28:44 GMT

Bank of America also offers very similar feature for their customers. Also I have smith barney investment account and it also helps me to keep track of all my accounts the same way,

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 01:30:36 GMT

Once you enter the account numbers into their site, you never have to enter information again. It gives you a snap shot of all your accounts at one time. No more going to each credit card site to obtain info. Mint also keeps track of your APRs. Pretty nifty.

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 01:33:34 GMT

@Red1Blue wrote:
Bank of America also offers very similar feature for their customers. Also I have smith barney investment account and it also helps me to keep track of all my accounts the same way,

You have to be a BOA account holder, do you not? Mint and Yodlee are free to all. Quicken also has a free service, too.

Message Edited by FaircreditguyFL on 01-31-2009 05:33 PM

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 01:59:20 GMT

I used mint before I started banking with BofA. The BofA online stuff is simply AMAZING, you can track your budget by items, you can get e-bills for credit cards, its just fantastic and ill never go back!!!!

Re: Mint.com

preci0uz — Sun, 01 Feb 2009 02:01:56 GMT

I use and love it.

It's pretty accurate in reminding me about my due dates. I pay them as soon as I get my statement, however, when I see the payment reminders, I always double check. I like having this as a back up, just in case I forget.

It tracks, credit cards, checking accounts, brokerage accounts, loans- pretty much everything.

It downloads most of your recents transactions and it categorizes them, so then you can see you're spending trends.

You can even set up a bugdget and it will tell you when you've gone over your budget etc.

It also tells me when my bank accounts are running low.

It gives me a snapshot of all my accounts with my current balances, however, for my BOFA checking, it never shows the accurate balance. Not sure why. I think it doesn't count "pending" transactions. Who knows.

It's also very easy to read and love the modern look to their website.

Ahh- I love mint!

Message Edited by preci0uz on 01-31-2009 09:01 PM

Re: Mint.com

iamrayl — Sun, 01 Feb 2009 02:00:42 GMT

I've been using Mint for the past 8 or so months. It's great especially since it is free. I also use the BOA service called My Portfolio, i prefer this one because I have a couple accounts that are not supported by either service but with BOA i can manually add and edit the balance monthly, Mint doesn't allow that. Also the BOA service allows you to track points and miles from my credit cards. Mint doesn't. The Mint interface is nicer and both sites are secure. They are both great places to track all of your account/balances and transactions in one place.

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 02:08:24 GMT

On Mint.com, you can manually put in the url and it will go to the site to pull the information. This is what I had to do for my credit union.

Re: Mint.com

iamrayl — Sun, 01 Feb 2009 02:17:53 GMT

RenoFico, where do you go to manually enter the URL? I've looked all over the site, couldn't find anything.

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 02:30:15 GMT

In the search page that comes up to add an account. I initially couldn't get my credit union to show up but then typed the url and it came up. I don't think so, but I might have messed up on the first search and the url just brought it up. If that was the case I apologize for making my original statement.

Re: Mint.com

Anonymous — Sun, 01 Feb 2009 03:21:06 GMT

I use it and love it. At first I was worried about security but now I don't even give it a thought. My only complaint is that it can't handle my margin investing account.

For credit cards, it's great, though. I don't pay anything from it but I check balances, and I watch every transaction that comes through. It updates every time you log in.