topic Re: PenFed Pre Approval in Credit Cards

PenFed Pre Approval

corymcd88 — Sun, 02 Apr 2017 20:49:45 GMT

Has anyone gotten any PenFed Pre Approval or the 2th quarter FICO?

Re: PenFed Pre Approval

Anonymous — Sun, 02 Apr 2017 21:00:22 GMT

I just noticed that ANY reference to anything FICO related is absent from my site.

Re: PenFed Pre Approval

Anonymous — Sun, 02 Apr 2017 21:14:00 GMT

@Anonymous wrote:
I just noticed that ANY reference to anything FICO related is absent from my site.

+ 1 My score is no longer available.

To OP's question though, my preapprovals now show the Power Cash Rewards card where before it was not available. Curiously, they have pre-approved me for the Promise card despite the fact that I already have one. Maybe the site is glitchy as they are updating things?

Re: PenFed Pre Approval

corymcd88 — Sun, 02 Apr 2017 21:15:46 GMT

@Anonymous wrote:
I just noticed that ANY reference to anything FICO related is absent from my site.

No, FICO for me.

Re: PenFed Pre Approval

CreditCuriosity — Sun, 02 Apr 2017 21:19:26 GMT

Probably be up being Fico score monday or Tuesday they were behind last time (quarter) for some reason as well..Not sure about pre-approvals or not as I don't have any, but others might.

edit: just noticed someone else above saying they have pre-approvals.

Re: PenFed Pre Approval

Anonymous — Sun, 02 Apr 2017 21:39:26 GMT

I called today. They are blaming it on the weekend and claim their going to start down loading them(FICO Scores)this week. The CSR put me on hold twice trying to get an answer and this is what they told me.

Re: PenFed Pre Approval

AverageJoesCredit — Sun, 02 Apr 2017 21:35:24 GMT

Probably think we wait 3 months anyway whats a few extra days lol

Re: PenFed Pre Approval

Ysettle4 — Sun, 02 Apr 2017 22:22:31 GMT

@Anonymous wrote:
I called today. They are blaming it on the weekend and claim their going to start down loading them(FICO Scores)this week. The CSR put me on hold twice trying to get an answer and this is what they told me.

This is the norm for PenFed. If at anytime the quarterly updates (1st of that month) falls on the weekend, they will publish the next business day.

Re: PenFed Pre Approval

Anonymous — Sun, 02 Apr 2017 23:04:19 GMT

@Ysettle4 wrote:
@Anonymous wrote:
I called today. They are blaming it on the weekend and claim their going to start down loading them(FICO Scores)this week. The CSR put me on hold twice trying to get an answer and this is what they told me.
This is the norm for PenFed. If at anytime the quarterly updates (1st of that month) falls on the weekend, they will publish the next business day.

Good to know, thanks. Your information just verified what Penfed told me.

@Anonymous that when the pre-approvals come out as well @Ysettle4?

Re: PenFed Pre Approval

Ysettle4 — Sun, 02 Apr 2017 23:26:26 GMT

Same time as the FICO score updates, yes.

Re: PenFed Pre Approval

Anonymous — Sun, 02 Apr 2017 23:30:37 GMT

@Ysettle4 wrote:
Same time as the FICO score updates, yes.

Thanks for the great info. Learn something new everyday.

Re: PenFed Pre Approval

CribDuchess — Mon, 03 Apr 2017 04:46:24 GMT

@corymcd88 wrote:
Has anyone gotten any PenFed Pre Approval or the 2th quarter FICO?

I did receive pre-approved offers this quarter, they appeared in my online account on Saturday morning. I am missing the FICO update. As others stated, hopefully the FICO score will show up tomorrow.

Re: PenFed Pre Approval

Anonymous — Mon, 03 Apr 2017 07:05:46 GMT

Your post answered the question I was going to post.

I've been with PenFed since 9/8/16 and got a CC and PLOC in Dec-2016. I finally got the same offer list you got from your screenshot.

For everyone does that mean you're pre-approved (not like getting BS pre-approval offers in the mail from vendors)?

Thanks

P.S. No FICO box showing when I log in either.

Re: PenFed Pre Approval

CribDuchess — Mon, 03 Apr 2017 12:41:16 GMT

Hi CreditLuv,

Yes, it does mean you are pre-approved for those products, so there won't be a hard pull if you accept an offer. Definitely not a BS offer. 😉

Congratulations!!

Re: PenFed Pre Approval

Anonymous — Mon, 03 Apr 2017 13:58:23 GMT

@Anonymous wrote:
Your post answered the question I was going to post.

I've been with PenFed since 9/8/16 and got a CC and PLOC in Dec-2016. I finally got the same offer list you got from your screenshot.

For everyone does that mean you're pre-approved (not like getting BS pre-approval offers in the mail from vendors)?

Thanks

P.S. No FICO box showing when I log in either.

Could you share your previous FICO score from Penfed?

Re: PenFed Pre Approval

MyLoFICO — Mon, 03 Apr 2017 14:58:34 GMT

Wait a minute...When you join PenFed they have a page of pre-approvals that come up? So like you know what they are willing to approve you for and the limit? So this eliminates blind apping?

Re: PenFed Pre Approval

CribDuchess — Tue, 04 Apr 2017 03:34:34 GMT

Hi MyLoFICO,

The pre-approvals are offered quarterly, but not all members receive the quarterly offers. And, if a member receives pre-approved offers during one quarter, it doesn't mean they receive offers in the next quarter. It's pretty much a crap shoot.

Yes, receiving the pre-approved offers during a quarter does eliminate blind apping, as you know you are already approved for the products listed in your offer and there isn't a hard pull involved.

It's definitely a nice benefit.

Re: PenFed Pre Approval

Anonymous — Tue, 04 Apr 2017 06:19:21 GMT

Here you go @hoxuantu

Re: PenFed Pre Approval

MyLoFICO — Tue, 04 Apr 2017 11:26:21 GMT

@CribDuchess wrote:
Hi MyLoFICO,

The pre-approvals are offered quarterly, but not all members receive the quarterly offers. And, if a member receives pre-approved offers during one quarter, it doesn't mean they receive offers in the next quarter. It's pretty much a crap shoot.

Yes, receiving the pre-approved offers during a quarter does eliminate blind apping, as you know you are already approved for the products listed in your offer and there isn't a hard pull involved.

It's definitely a nice benefit.

Thanks. That is a pretty cool benefit. And I guess since they just hit for you guys, if I joined today it would be about 3 months before I saw anything, if I get offered anything at all.

Re: PenFed Pre Approval

Anonymous — Tue, 04 Apr 2017 15:34:27 GMT

I dont see any fico scores when i login into penfed. I joined in feb 2017 and have penfed powercash rewards. All i see above the accounts tab is just 3 ads for car buying services, credit cards and mortgage. Where is the nextgen fico score?