https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4911158#M1434204 <P>Congrats on the promo rate, but this isn't new... they've been offering temporary reductions for a while now.</P><P>&nbsp;</P><P>I'm still hoping at some point they'll start offering permanent reductions, especially since they seem to be tightening up with approvals and CLIs (at least for some people).</P> Thu, 06 Apr 2017 00:05:37 GMT UncleB 2017-04-06T00:05:37Z https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4910640#M1434174 <P>YAY!</P><P>Just for fun I chatted Cap One. Currently carrying a 0% balance. Ased for a rate reduction (as this card has my highest rate). Went from 23.65% purchase APR to 19.65%. Neat. One little success to brag about <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Wed, 05 Apr 2017 16:04:49 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4910640#M1434174 Anonymous 2017-04-05T16:04:49Z https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4910646#M1434175 Thats fantastic!. Is this permanent? I thought i read that Cap One doesnt permanently lower apr on temp. Could be wrong though.Enjoy<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Wed, 05 Apr 2017 16:12:12 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4910646#M1434175 AverageJoesCredit 2017-04-05T16:12:12Z https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4910653#M1434176 No perm and "can" change after 7 months. we will see if it does? Wed, 05 Apr 2017 16:17:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4910653#M1434176 Anonymous 2017-04-05T16:17:31Z https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4911077#M1434186 Hmmmmm, interesting! I might have to try this. Thanks for sharing, Chevyguy. And congratulations!!! ☺ Wed, 05 Apr 2017 22:34:29 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4911077#M1434186 Anonymous 2017-04-05T22:34:29Z https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4911158#M1434204 <P>Congrats on the promo rate, but this isn't new... they've been offering temporary reductions for a while now.</P><P>&nbsp;</P><P>I'm still hoping at some point they'll start offering permanent reductions, especially since they seem to be tightening up with approvals and CLIs (at least for some people).</P> Thu, 06 Apr 2017 00:05:37 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Cap-One-rate-reduction/m-p/4911158#M1434204 UncleB 2017-04-06T00:05:37Z