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    <title>topic Re: UMB Dynamics ePlate? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911206#M1434213</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/694251"&gt;@Themanwhocan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Anyone have any experience with one of these accounts? It seems like you can change where your rewards go on the fly with your cell phone and by choosing a channel on the card itself?&lt;BR /&gt;&lt;BR /&gt;&lt;A href="https://www2.dynamicsinc.com/Technology" target="_blank"&gt;https://www2.dynamicsinc.com/Technology&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nah, thats been around quite a while, but never saw anyone who wanted the low rewards and the rediculous $99 annual fee that one of the cards has.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I do a similar choosing of rewards, by merely pulling the corrrect card out of my wallet. Though if you wanted just one card, then a simple 2% cash back card would beat that fancy pants card every time.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's about what I was thinking, but the way everything is portrayed is kind of confusing. Thanks for the confirmation!&lt;/P&gt;</description>
    <pubDate>Thu, 06 Apr 2017 00:41:28 GMT</pubDate>
    <dc:creator>ChargedUp</dc:creator>
    <dc:date>2017-04-06T00:41:28Z</dc:date>
    <item>
      <title>UMB Dynamics ePlate?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911111#M1434193</link>
      <description>&lt;P&gt;Anyone have any experience with one of these accounts? It seems like you can change where your rewards go on the fly with your cell phone and by choosing a channel on the card itself?&lt;BR /&gt;&lt;BR /&gt;&lt;A href="https://www2.dynamicsinc.com/Technology" target="_blank"&gt;https://www2.dynamicsinc.com/Technology&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 05 Apr 2017 23:17:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911111#M1434193</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2017-04-05T23:17:43Z</dc:date>
    </item>
    <item>
      <title>Re: UMB Dynamics ePlate?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911178#M1434208</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Anyone have any experience with one of these accounts? It seems like you can change where your rewards go on the fly with your cell phone and by choosing a channel on the card itself?&lt;BR /&gt;&lt;BR /&gt;&lt;A href="https://www2.dynamicsinc.com/Technology" target="_blank"&gt;https://www2.dynamicsinc.com/Technology&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nah, thats been around quite a while, but never saw anyone who wanted the low rewards and the rediculous $99 annual fee that one of the cards has.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I do a similar choosing of rewards, by merely pulling the corrrect card out of my wallet. Though if you wanted just one card, then a simple 2% cash back card would beat that fancy pants card every time.&lt;/P&gt;</description>
      <pubDate>Thu, 06 Apr 2017 00:19:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911178#M1434208</guid>
      <dc:creator>Themanwhocan</dc:creator>
      <dc:date>2017-04-06T00:19:19Z</dc:date>
    </item>
    <item>
      <title>Re: UMB Dynamics ePlate?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911206#M1434213</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/694251"&gt;@Themanwhocan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Anyone have any experience with one of these accounts? It seems like you can change where your rewards go on the fly with your cell phone and by choosing a channel on the card itself?&lt;BR /&gt;&lt;BR /&gt;&lt;A href="https://www2.dynamicsinc.com/Technology" target="_blank"&gt;https://www2.dynamicsinc.com/Technology&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nah, thats been around quite a while, but never saw anyone who wanted the low rewards and the rediculous $99 annual fee that one of the cards has.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I do a similar choosing of rewards, by merely pulling the corrrect card out of my wallet. Though if you wanted just one card, then a simple 2% cash back card would beat that fancy pants card every time.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's about what I was thinking, but the way everything is portrayed is kind of confusing. Thanks for the confirmation!&lt;/P&gt;</description>
      <pubDate>Thu, 06 Apr 2017 00:41:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/UMB-Dynamics-ePlate/m-p/4911206#M1434213</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2017-04-06T00:41:28Z</dc:date>
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