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    <title>topic Macy's 2 month old SP in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macy-s-2-month-old-SP/m-p/4911927#M1434386</link>
    <description>&lt;P&gt;I just got my Macy's card in October. After seeing people get quick increases, I looked for the luv button. It wasn't there in January but it appeared in February.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I got denied. Tried again in March - denied.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Went back to look at the &amp;nbsp;letters and the February denial and EQ score from December, March denial had EQ from January.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My EQ jumped from 590&amp;nbsp;in January to 680 in March.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So, do I have to wait 2 more months for it to update on a SP...or I have to take a HP?? It's not worth the HP...I don't shop Macy's THAT much right now. But still...charged some stuff and bam, I'm at 30% util ($180/600). Most of my other limits are high enough such that normal spend is a drop in the bucket for util.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ugh. Patience I guess!&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 06 Apr 2017 19:20:39 GMT</pubDate>
    <dc:creator>MrsCHX</dc:creator>
    <dc:date>2017-04-06T19:20:39Z</dc:date>
    <item>
      <title>Macy's 2 month old SP</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Macy-s-2-month-old-SP/m-p/4911927#M1434386</link>
      <description>&lt;P&gt;I just got my Macy's card in October. After seeing people get quick increases, I looked for the luv button. It wasn't there in January but it appeared in February.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I got denied. Tried again in March - denied.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Went back to look at the &amp;nbsp;letters and the February denial and EQ score from December, March denial had EQ from January.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My EQ jumped from 590&amp;nbsp;in January to 680 in March.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So, do I have to wait 2 more months for it to update on a SP...or I have to take a HP?? It's not worth the HP...I don't shop Macy's THAT much right now. But still...charged some stuff and bam, I'm at 30% util ($180/600). Most of my other limits are high enough such that normal spend is a drop in the bucket for util.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ugh. Patience I guess!&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 06 Apr 2017 19:20:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Macy-s-2-month-old-SP/m-p/4911927#M1434386</guid>
      <dc:creator>MrsCHX</dc:creator>
      <dc:date>2017-04-06T19:20:39Z</dc:date>
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