topic Re: First National Bank - TravElite - American Express Card in Credit Cards

First National Bank - TravElite - American Express Card

Kforce — Fri, 07 Apr 2017 01:17:40 GMT

Just loged into my FNBO page and there was a new limited time card offer

First National Bank - TravElite - American Express Card

Limited Time Offer

3x points per $1 spent on travel purchases1
1.5x points per $1 spent on everyday purchases1
Earn 25,000 points to redeem for a $250 statement credit, when you spend $2,500 in the first 3 billing cycles1
$100 Global Entry Credit2 – Save time and bypass the lines for TSA screening and customs at select U.S. airports if approved. Pay your Global Entry application fee and receive the full $100 back as a statement credit.
$100 Travel Discretionary Fund3 - Enroll your TravElite Card with Premium Concierge and receive up to $100 in statement credits yearly to use for baggage, fees, airport lounge access, on-board food and beverage and more.
Your variable APR based on the Prime Rate will be 16.24% to 23.24% on purchases and balance transfers, based on your creditworthiness4
No Foreign Transaction Fee4
No Annual Fee4

Credit Card Benefits5

View your FICO® Credit Score each month online - for FREE! Knowing your FICO® Credit Score can help you maintain or even improve your financial health.
Zero Liability6
Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Amex Connect
CONNECT to a world of special benefits7 - with CONNECT from American Express, you have access to a range of offers for shopping, dining, presale ticket access to popular entertainment, sporting events and more.
Auto Rental Insurance
Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.
Travel Accident Insurance
Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.
Purchase Protection
Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.
Extended Warranty
Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Re: First National Bank - TravElite - American Express Card

CreditMagic7 — Fri, 07 Apr 2017 01:58:23 GMT

Nothing similar showing on my page for this card yet but many thanks for sharing yours.

Re: First National Bank - TravElite - American Express Card

Kforce — Fri, 07 Apr 2017 02:13:49 GMT

@CreditMagic7 wrote:
Nothing similar showing on my page for this card yet but many thanks for sharing yours.
Available to all, not a special offer, It's posted on the main FNBO site

Main page: https://www.firstnational.com/site/personal/
Go to Credit Cards

or

Credit card page direct, first card on top-left
https://www.firstnational.com/site/personal/credit-card/

FNBO TravElite AMEX - Limited Time Offer

creditfan — Fri, 07 Apr 2017 02:20:59 GMT

This is a very good card compares to any other hefty fee card, like no AF fee, and good returns in travel credits. The info below I took directly from their site

https://www.firstnational.com/site/personal/credit-card/amex/amex-travelite.fhtml

hurry up guys, time is limited

3x points per $1 spent on travel purchases
1.5x points per $1 spent on everyday purchases1
Earn 25,000 points to redeem for a $250 statement credit, when you spend $2,500 in the first 3 billing cycles1
$100 Global Entry Credit2 – Save time and bypass the lines for TSA screening and customs at select U.S. airports if approved. Pay your Global Entry application fee and receive the full $100 back as a statement credit.
$100 Travel Discretionary Fund3 - Enroll your TravElite Card with Premium Concierge and receive up to $100 in statement credits yearly to use for baggage, fees, airport lounge access, on-board food and beverage and more.
Your variable APR based on the Prime Rate will be 16.24% to 23.24% on purchases and balance transfers, based on your creditworthiness4
No Foreign Transaction Fee4
No Annual Fee4

Re: FNBO TravElite AMEX - Limited Time Offer

Revelate — Fri, 07 Apr 2017 05:18:40 GMT

My only problem with this card is it's Amex transaction network, and even with my limited travels around the world so far, that's an unfortunate factor when it comes to this card's usability internationally.

Otherwise it's pretty swanky, almost assuredly just took top crown for anyone who only travels rarely and eats primarily at home I suspect.

Re: First National Bank - TravElite - American Express Card

celluloid17 — Fri, 07 Apr 2017 05:39:12 GMT

I really like FNBO's credit card model. They release these genuinely intriguing cards that have highly competitive reward structures, but they limit their risk by only offering them to applicants for a limited time. I'm surprised more credit card issuers don't follow suit. It certainly is one way to keep the rewards game rolling without compromising longterm profitablity.

Re: First National Bank - TravElite - American Express Card

UncleB — Fri, 07 Apr 2017 06:53:04 GMT

I actually really like this card... in my case it would overlap a bit but I would love to have another 3% card for travel, and with no AF it actually offers quite a few extra perks when you take a closer look.

I'm afraid I'll have to pass, though... I'm still trying to let things cool down from January, and it will be a while before any bank (especially a conservative one like FNBO) would desire me as a new customer.

Re: First National Bank - TravElite - American Express Card

Anonymous — Fri, 07 Apr 2017 11:49:10 GMT

I'm starting graduate school soon and traveling during breaks so this is really an enticing offer!! Thank you for sharing. Not sure if I want to step out of the garden for this card or wait a few more years for chase UR cards

Re: First National Bank - TravElite - American Express Card

deltatee — Fri, 07 Apr 2017 14:22:05 GMT

If I am reading the card information correctly, $100 incidental charges per year without an annual fee is a really good deal!

Re: First National Bank - TravElite - American Express Card

Anonymous — Fri, 07 Apr 2017 15:51:59 GMT

Applied last night, and just saw that I was appoved for $8500.00 for this card. Thanks OP for the heads up, finally a good travel card with no anual fee.

PS. The Application is way easier compared to the Bucksback 2% Visa, as there is no geo lock.

Re: First National Bank - TravElite - American Express Card

dbw79 — Fri, 07 Apr 2017 15:55:28 GMT

Sonny- Congrats. I believe that's a great sl for FNBO. Whom did they pull? Experian I'm assuming? But maybe Equifax?

Re: FNBO TravElite AMEX - Limited Time Offer

Anonymous — Fri, 07 Apr 2017 16:02:00 GMT

@Revelate wrote:
My only problem with this card is it's Amex transaction network, and even with my limited travels around the world so far, that's an unfortunate factor when it comes to this card's usability internationally.

Otherwise it's pretty swanky, almost assuredly just took top crown for anyone who only travels rarely and eats primarily at home I suspect.

Common ... you need to have one of those swank cards to look rich and elite as you swish around those high class places you frequent on the corporate allowance

Re: First National Bank - TravElite - American Express Card

Anonymous — Fri, 07 Apr 2017 16:16:50 GMT

@dbw79 wrote:
Sonny- Congrats. I believe that's a great sl for FNBO. Whom did they pull? Experian I'm assuming? But maybe Equifax?

They pulled Experian, current score is 797 Fico 8 as of 03/17.

I'm actually excited for this card as the Bucksback card grew from $4400 to $13200 in 14 months.

Re: First National Bank - TravElite - American Express Card

dbw79 — Fri, 07 Apr 2017 16:26:20 GMT

Thanks again. That's a great score, and you deserve that approval.

Re: First National Bank - TravElite - American Express Card

Anonymous — Fri, 07 Apr 2017 16:34:54 GMT

You have my interest peaked! What a card for FNBO. Many perks for no AF ... unusual to say the least.

Re: First National Bank - TravElite - American Express Card

Anonymous — Fri, 07 Apr 2017 17:11:58 GMT

I'm really tempted to apply for this one but I think I'm going to have to pass since I'm over 5/24 until Sept. and I really want the CSR and Marriott cards..... I wonder how long they will be offering this.

Re: First National Bank - TravElite - American Express Card

galahad15 — Fri, 07 Apr 2017 18:35:38 GMT

I just tried apping, and was approved for a $10k SL

As I think recall another poster mentioning earlier in the thread, I as well love the fact that this card offers some very nice perks and features, all without any AF!

Re: First National Bank - TravElite - American Express Card

dbw79 — Fri, 07 Apr 2017 18:36:11 GMT

Congrats to you as well! Excellent starting limit. Mind sharing your stats, and whom did they pull on you? Experian?

Re: First National Bank - TravElite - American Express Card

celluloid17 — Fri, 07 Apr 2017 18:49:27 GMT

It looks like they offered this card back in 2014, but it had a $99 AF then:

http://ficoforums.myfico.com/t5/Credit-Cards/quot-It-s-not-a-Card-It-s-THE-Card-quot-TRAVELITE-American/td-p/3482293

Re: First National Bank - TravElite - American Express Card

galahad15 — Fri, 07 Apr 2017 18:59:55 GMT

@dbw79 wrote:
Congrats to you as well! Excellent starting limit. Mind sharing your stats, and whom did they pull on you? Experian?

Thank you! Last time I checked my FICO 8 Scores, I was 800+ across all 3 bureaus (very sorry as I can't seem to recall the exact values immediately atm, but I think I do remember though that EQ and TU were around the 830s or so, and EX was like around 807-810 or thereabouts?). I believe that FNBO also pulled EX for me as well.