topic Re: Marvel Card "under review" again in Credit Cards

Marvel Card "under review" again

Anonymous — Sat, 08 Apr 2017 15:39:22 GMT

So after submitting my blue envelope in December and they still closing all my accounts with no reason. I stupidly apped for the Marvel card just really like the design. Got approved used it payed in full this first statement and what happens lol I get a call that my account is under review and will get an envelope on the mail. Should have learned my lesson, but at least I earned the $25 for making first purchase. I got better cards Amex, Chase, Discover, USAA, BOA...... So I'm not gonna bother with synchrony bank ever. No biggie they lost a millennial with a good source of income and lots of spending that's usually payed in full.

Re: Marvel Card "under review" again

AverageJoesCredit — Sat, 08 Apr 2017 16:35:00 GMT

So now Lexus Nexus has all your info, they still closed your accounts, you apped again and came away with only $25? Sync can be good to many of us ,rebuildrrs and all, but no where near good enough to fill out a 4506 IMHO. Enjoy your other cards and hopefully some can pull lessons from tour experience. Just because someone complies with their request, doesnt mean theyll let you keep your accounts

Re: Marvel Card "under review" again

JR_TX — Sat, 08 Apr 2017 16:39:43 GMT

Sorry to hear about your experience with Synch's infamous Blue Envelope of Death OP. If you don't mind me asking, what was your CL/ exposure with Synch? I ask because I have a Marvel and Walmart CC with 6K a piece and I'm planning to poke the Synch bear a bit in the coming weeks.

Re: Marvel Card "under review" again

Anonymous — Sat, 08 Apr 2017 16:41:16 GMT

I actually requested my consumer report from nexis lexis and while they have alot of information pertaining to auto insurance claims and experian credit report there was nothing else on my report. But they for sure know more than I thought they would after seeing it. However I dont see it as anything damaging to me.

Re: Marvel Card "under review" again

Anonymous — Sat, 08 Apr 2017 16:42:28 GMT

I only had the Marvel card this time around and it had a small $2500 limit

@JR_TX wrote:
Sorry to hear about your experience with Synch's infamous Blue Envelope of Death OP. If you don't mind me asking, what was your CL/ exposure with Synch? I ask because I have a Marvel and Walmart CC with 6K a piece and I'm planning to poke the Synch bear a bit in the coming weeks.

Re: Marvel Card "under review" again

JR_TX — Sat, 08 Apr 2017 16:48:49 GMT

Wow! Only 2.5K and still asked for 4506T?! Wth? If they ever send me that Blue envelope I'd go bye bye on them in a heartbeat! Not gonna give Lexis Nexis anything! Just read an article about LN selling companies consumer infos! Nah not me! Not even if my life depends on it!

Re: Marvel Card "under review" again

Anonymous — Sat, 08 Apr 2017 16:54:11 GMT

@JR_TX wrote:
Wow! Only 2.5K and still asked for 4506T?! Wth? If they ever send me that Blue envelope I'd go bye bye on them in a heartbeat! Not gonna give Lexis Nexis anything! Just read an article about LN selling companies consumer infos! Nah not me! Not even if my life depends on it!

They sell your shopping information to marketers, and that information was sold/shared to them by places you sign up for rewards from. They cannot sell your personal identifying information, it's against the law.

Re: Marvel Card "under review" again

Anonymous — Sat, 08 Apr 2017 22:33:12 GMT

@Anonymous wrote:
So after submitting my blue envelope in December and they still closing all my accounts with no reason. I stupidly apped for the Marvel card just really like the design. Got approved used it payed in full this first statement and what happens lol I get a call that my account is under review and will get an envelope on the mail. Should have learned my lesson, but at least I earned the $25 for making first purchase. I got better cards Amex, Chase, Discover, USAA, BOA...... So I'm not gonna bother with synchrony bank ever. No biggie they lost a millennial with a good source of income and lots of spending that's usually payed in full.

Did they send you a letter stating why they closed your accounts even after submitting the documentation?

Re: Marvel Card "under review" again

Anonymous — Sun, 09 Apr 2017 00:45:37 GMT

No they didn't have an answer to give other than the accounts were closed and I could reapply at a later time.

Re: Marvel Card "under review" again

Man-Of-Steel — Sun, 09 Apr 2017 00:57:36 GMT

@Anonymous wrote:
So after submitting my blue envelope in December and they still closing all my accounts with no reason. I stupidly apped for the Marvel card just really like the design. Got approved used it payed in full this first statement and what happens lol I get a call that my account is under review and will get an envelope on the mail. Should have learned my lesson, but at least I earned the $25 for making first purchase. I got better cards Amex, Chase, Discover, USAA, BOA...... So I'm not gonna bother with synchrony bank ever. No biggie they lost a millennial with a good source of income and lots of spending that's usually payed in full.

Considering all that they've put you through so far, I think the bold part of what you listed above is a good idea. I have the Marvel Spider-Man card and the card design is very nice, but I think their online interface leaves a bit to be desired. This will likely be my one and only Synch account. At least you got the $25 credit before they shut you down again.