topic Re: Exclusive Offer for Cardholders -- NFCU in Credit Cards

Exclusive Offer for Cardholders -- NFCU

CreditInspired — Fri, 24 Mar 2017 22:22:51 GMT

Check your email. I just got this Exclusive Offer for NFCU Cardholders.

Make a balance transfer to your existing NFCU credit card ending in XXXX and enjoy a 0% intro APR on the balance transferred for 12 months.

It gets better. The balance transfer fee is 0% and they did a comparison of other banks' transfer fees: USAA 3%, Citibank 3%, and BoA 3%.

If you received the exclusive offer, it expires April 30, 2017.

Why does this have to be offered when all my CCs already have 0% interest?

Re: Exclusive Offer for Cardholders -- NFCU

CreditCuriosity — Fri, 24 Mar 2017 22:52:56 GMT

Yep got exact same offer.. Only carrying approx 1k balance on PenFed at 4.99, but hey why not transfer it to NFCU since no BT fee and 0% for a year. Every penny counts . Hopefully many others got this offer as well that can use it to better potential than myself!

Re: Exclusive Offer for Cardholders -- NFCU

CreditMagic7 — Fri, 24 Mar 2017 23:15:17 GMT

I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

Re: Exclusive Offer for Cardholders -- NFCU

CreditInspired — Fri, 24 Mar 2017 23:33:48 GMT

Oh absolutely, creditmagic -- 0% int. and $0 fee. Every single penny saved counts.

Re: Exclusive Offer for Cardholders -- NFCU

CreditInspired — Fri, 24 Mar 2017 23:35:18 GMT

Oops, I meant @creditcuriosity 😂 I hope you get the offer too @creditmagic.

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Fri, 24 Mar 2017 23:51:45 GMT

Did not receive anything like that but could definately use it my card is only two months old, maybe that's why... but I need to go to the branch tomorrow anyways and ask them if such an lffer may be available to me. Thank you for sharing!

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Fri, 24 Mar 2017 23:59:04 GMT

@CreditMagic7 wrote:
I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

I received one from NF 2.99% for 12 months and also just received one from Citi .99% for 12 months. (+fee)

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Sat, 25 Mar 2017 01:33:00 GMT

I received the 0% APR offer and used it in December, but no recent offer here.

Perhaps they are sending this message to those who did not use one already.

Re: Exclusive Offer for Cardholders -- NFCU

CreditMagic7 — Sat, 25 Mar 2017 01:45:30 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh
I received one from NF 2.99% for 12 months and also just received one from Citi .99% for 12 months. (+fee)

Cool!

I think i will actually use the 2.99 APR BT offer so to get some mileage with NFCU because not much activity is been going to them at all.

Maybe that will help.

Re: Exclusive Offer for Cardholders -- NFCU

minski — Sat, 25 Mar 2017 02:10:56 GMT

No offer for me. I'm carrying a balance of > $3300 on my Citi DC at 0% APR but the promo expires next month. I have the cash to pay it off but if I were to get a 0% APR $0 balance transfer fee offer to my NFCU card, I might consider it to allow more time for the money to sit generating interest. Furthermore, my NFCU card has a higher CL so would lower my individual util. But it is only about 4 months old (got it in October or November?) so may need more history with them.

Re: Exclusive Offer for Cardholders -- NFCU

peghede — Sat, 25 Mar 2017 02:29:34 GMT

Got same email today for bt zero for 12 monts on one card (rewards), nothing on the other one (platinum).

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Sat, 25 Mar 2017 08:01:14 GMT

@CreditCuriousity wrote:
Yep got exact same offer.. Only carrying approx 1k balance on PenFed at 4.99, but hey why not transfer it to NFCU since no BT fee and 0% for a year. Every penny counts . Hopefully many others got this offer as well that can use it to better potential than myself!

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Sat, 25 Mar 2017 08:03:14 GMT

@CreditInspired wrote:
Check your email. I just got this Exclusive Offer for NFCU Cardholders.

Make a balance transfer to your existing NFCU credit card ending in XXXX and enjoy a 0% intro APR on the balance transferred for 12 months.

It gets better. The balance transfer fee is 0% and they did a comparison of other banks' transfer fees: USAA 3%, Citibank 3%, and BoA 3%.

If you received the exclusive offer, it expires April 30, 2017.

Why does this have to be offered when all my CCs already have 0% interest?

Since it's not costing you amything, you can always consolidate your balances to one card. This way you only have 1 payment to make each month.

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Sat, 25 Mar 2017 08:05:07 GMT

@Anonymous wrote:
Did not receive anything like that but could definately use it my card is only two months old, maybe that's why... but I need to go to the branch tomorrow anyways and ask them if such an lffer may be available to me. Thank you for sharing!

+1 It never hurts to ask.

Re: Exclusive Offer for Cardholders -- NFCU

UncleB — Sat, 25 Mar 2017 09:19:35 GMT

Last year after the holidays they offered a 2.99% BT for 12 months, and I took them up on it. A few months later they offered 0% to many people, but I didn't get the offer.

This year in January they offered 2.99% BT (same as last year0, and once again I took them up on it... and once again I didn't get the 0% offer.

I think I see a trend here...

Next year I'll hold off on the initial offer to see if maybe I might get the sweet 0% offer as well.

(Thankfully, USAA is now also offering a no-fee 0%/12 month BT, so I wasn't left out in the cold... competition is a great thing.)

Re: Exclusive Offer for Cardholders -- NFCU

CreditInspired — Sat, 25 Mar 2017 13:26:45 GMT

@beautifulblaquepearl wrote:
@CreditInspired wrote:
Check your email. I just got this Exclusive Offer for NFCU Cardholders.

Make a balance transfer to your existing NFCU credit card ending in XXXX and enjoy a 0% intro APR on the balance transferred for 12 months.

It gets better. The balance transfer fee is 0% and they did a comparison of other banks' transfer fees: USAA 3%, Citibank 3%, and BoA 3%.

If you received the exclusive offer, it expires April 30, 2017.

Why does this have to be offered when all my CCs already have 0% interest?
Since it's not costing you amything, you can always consolidate your balances to one card. This way you only have 1 payment to make each month.

That's a great idea but my balances on my other cards are so low that I PIF each month. But since the promotion doesn't expire until April 30th, and I have been wanting a new bed, maybe, I'll put that on my Macy's and then transfer that balance to my NFCU. Thanks beautifulblaquepearl.

Re: Exclusive Offer for Cardholders -- NFCU

kevinjjc — Sat, 25 Mar 2017 14:26:10 GMT

I got the same email.

Re: Exclusive Offer for Cardholders -- NFCU

pizza1 — Sat, 25 Mar 2017 15:32:38 GMT

@CreditMagic7 wrote:
I got one just today from NFCU for 2.99% APR for 18 months.

Still waiting to see a zero APR offer. Nothing just yet. Bahhh

Thats what I got CM7....and I run about $2k thru one of CC's with them.

Re: Exclusive Offer for Cardholders -- NFCU

pizza1 — Sat, 25 Mar 2017 15:35:03 GMT

@UncleB wrote:
Last year after the holidays they offered a 2.99% BT for 12 months, and I took them up on it. A few months later they offered 0% to many people, but I didn't get the offer.

This year in January they offered 2.99% BT (same as last year0, and once again I took them up on it... and once again I didn't get the 0% offer.

I think I see a trend here...

Next year I'll hold off on the initial offer to see if maybe I might get the sweet 0% offer as well.

(Thankfully, USAA is now also offering a no-fee 0%/12 month BT, so I wasn't left out in the cold... competition is a great thing.)

Ive never taken them up on any BT offers, and I still havent received the 0% offer... I just got the 2.99%/18mo offer, $0 fee

Re: Exclusive Offer for Cardholders -- NFCU

Anonymous — Sat, 25 Mar 2017 16:29:41 GMT

Went to the branch today to submit documents for my CLOC and asked about any 0% offers, but was told that my account is too new, but that they send out offers regularly to existing customers (apparently every 3-4 months). And I got to walk out with a $5,000 CLOC sooo still successfull