topic Re: Friends Spree Help in Credit Cards

Friends Spree Help

Creditaddict — Fri, 14 Apr 2017 16:35:54 GMT

last baddie is 13 months old according to EX... paid collection and 3 late payments.

EX 679

TU 645

Denied Amex

Denied BofA

Denied Business Barclay but CLI on Personal to $5k

Approved Paypal Credit $2k

Approved Jcrew SC $500

Approved Navy CLI $2900 to $9000

Approved Navy Cloc CLI $500 to $5000

Denied Navy Personal Loan

Denied Penfed

Pending Chase

Pending Burbank City

Denied Avianca
Denied Ollo

Denied Capital One - Since when did they become inq sensitive

Denied Citi

Approved CareCredit $1500

Approved Walmart CLI to $3500 after it was AA just a couple months ago to like $400

Approved 76 CLI to $2000 after it was AA to $200 a couple months ago

NRA Denied

I know it seems like a lot but many were same pulls if a pull at all. I have been surprised by some of his EX denials considering many of the things I was able to get when my EX went above 650... I'm trying to think of any off the beaten path cards that might be useful or banks that don't care about the INQ at all even though I don't feel like he has all that many... he was in garden for 6 months before this spree and he hasn't taken on more than 6 or 7 inq on any given report.

Re: Friends Spree Help

Anonymous — Fri, 14 Apr 2017 17:25:30 GMT

I'm confused. Why go for more now? I would see 7 new cards as quite a lot to work with. Why not just let those mature for a while?

Re: Friends Spree Help

Creditaddict — Fri, 14 Apr 2017 17:33:04 GMT

He needs about 20,000 so since we weren't able to obtain that between one or two cards it's going to have to be divided up into several so I was hoping for a few other ones to help dilute some of the higher utility

Re: Friends Spree Help

Anonymous — Fri, 14 Apr 2017 20:24:41 GMT

Oh, I see now. That makes sense.

Re: Friends Spree Help

Anonymous — Sat, 15 Apr 2017 00:45:53 GMT

Would he be interested in a secured card? Just brainstorming.

Re: Friends Spree Help

Creditaddict — Sat, 15 Apr 2017 00:55:59 GMT

He's a little past secured and a $500 limit won't help util.