topic Chase FU pc from CSP in Credit Cards

Chase FU pc from CSP

Jaylima91 — Sat, 15 Apr 2017 17:29:34 GMT

Hello all,

Just a quick backstory, I pc a 3 year old CSP to a FU back in February/March. I have been wanting to lower the APR on that account for quite some time. Throughout the time I had the CSp, I was unsuccessful in lowering the APR since Chase doesn't lower the APR for CSP. Now that I have the FU I want to lower the APR, BUT, of course, I still don't qualify for a lower apr. Question, does anyone have any insight on what can be done to successfully get Chase to lower the apr on my NEW FU account?

Thanks!

Re: Chase FU pc from CSP

Peteyglad — Sat, 15 Apr 2017 17:48:07 GMT

I have never been successful in getting Chase to lower an APR no matter what the product. The reps always told me they don't take customer requests to lower APR.

Re: Chase FU pc from CSP

370Z — Sun, 16 Apr 2017 20:30:42 GMT

Chase does not lower APR upon request. While rare, some people have gotten an auto-reduction. A family member got a reduction to the lowest advertised APR on a very old Freedom (possibly over 10 y.o. at the time).