https://ficoforums.myfico.com/t5/Credit-Cards/Store-Cards/m-p/431549#M143747 <P>Welcome to MyFICO.&nbsp; Everyone is different and has different experiences with GEMB.</P><P>&nbsp;</P><P>I can tell you from my experience, I have scores in the low to mid-600's at the moment, I did not get approved for Chevron or&nbsp;Lowes (both GEMB products). Then again some with lower scores have been approved. So YMMV.</P> Thu, 05 Feb 2009 18:04:11 GMT Anonymous 2009-02-05T18:04:11Z https://ficoforums.myfico.com/t5/Credit-Cards/Store-Cards/m-p/431508#M143741 <P>Hi Everyone!&nbsp;</P><P>&nbsp;</P><P>I'm thinking about applying for the Banana Republic store card, but I'm unsure if I'll be approved.&nbsp; Please let me know what your experiences have been with BR or GEMB in general or if there is an easier card to get.&nbsp; I don't have a BK, but I do have a few collections which have been paid off.&nbsp; My EX FICO is 624 and my FAKO's are in the high 500's. Thanks for your help.</P> Thu, 05 Feb 2009 17:10:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Store-Cards/m-p/431508#M143741 Anonymous 2009-02-05T17:10:34Z https://ficoforums.myfico.com/t5/Credit-Cards/Store-Cards/m-p/431549#M143747 <P>Welcome to MyFICO.&nbsp; Everyone is different and has different experiences with GEMB.</P><P>&nbsp;</P><P>I can tell you from my experience, I have scores in the low to mid-600's at the moment, I did not get approved for Chevron or&nbsp;Lowes (both GEMB products). Then again some with lower scores have been approved. So YMMV.</P> Thu, 05 Feb 2009 18:04:11 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Store-Cards/m-p/431549#M143747 Anonymous 2009-02-05T18:04:11Z