topic Re: Chase Amazon Prime CLI question in Credit Cards

Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 15:50:57 GMT

Does Chase automatically apply CLI or does the user have to manually request it? If it's automated, when should i expect one? Have had my cc for 2 months so I know it's too soon to expect or request one. Just curious as I have never had a Chase cc before. Thanks.

If I posted this in the wrong place, let me know. Thanks

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 16:13:26 GMT

@Anonymous wrote:
Does Chase automatically apply CLI or does the user have to manually request it? If it's automated, when should i expect one? Have had my cc for 2 months so I know it's too soon to expect or request one. Just curious as I have never had a Chase cc before. Thanks.

If I posted this in the wrong place, let me know. Thanks

Chase infrequently gives auto CLIs on their accounts so I wouldn't expect one ever and if you get one be very happy. Otherwise you have to request them via an HP.

Re: Chase Amazon Prime CLI question

SecretAzure — Tue, 25 Apr 2017 16:25:56 GMT

@Anonymous wrote:
@Anonymous wrote:
Does Chase automatically apply CLI or does the user have to manually request it? If it's automated, when should i expect one? Have had my cc for 2 months so I know it's too soon to expect or request one. Just curious as I have never had a Chase cc before. Thanks.

If I posted this in the wrong place, let me know. Thanks
Chase infrequently gives auto CLIs on their accounts so I wouldn't expect one ever and if you get one be very happy. Otherwise you have to request them via an HP.

I thought there was some consenus around people getting an auto-CLI if they put a decent amount of spend in the first few months and pay larger than minimum. Beyond that, I don't know but it happened to me from 6K to 7.5K on Freedom in the first 3 months or so...and I've seen others with similar stories.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 17:28:38 GMT

@SecretAzure wrote:
@Anonymous wrote:
@Anonymous wrote:
Does Chase automatically apply CLI or does the user have to manually request it? If it's automated, when should i expect one? Have had my cc for 2 months so I know it's too soon to expect or request one. Just curious as I have never had a Chase cc before. Thanks.

If I posted this in the wrong place, let me know. Thanks
Chase infrequently gives auto CLIs on their accounts so I wouldn't expect one ever and if you get one be very happy. Otherwise you have to request them via an HP.
I thought there was some consenus around people getting an auto-CLI if they put a decent amount of spend in the first few months and pay larger than minimum. Beyond that, I don't know but it happened to me from 6K to 7.5K on Freedom in the first 3 months or so...and I've seen others with similar stories.

That certainly can help but because some people post about getting Chase auto CLIs, don't assume that it happens the majority of times or that it should be something expected. Plenty of people, like myself, use their Chase cards heavily and pay them off and never get auto CLIs.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 17:55:10 GMT

I was recently given an auto CLI from Chase. Same day other posters were talking about Chase closing their accounts too. I think it's sort of random who they choose to auto, but I use it a fair amount and obviously that helps (Sapphire). I've had the account for 6-7 months. Also, I got an unusually huge limit (comparative to others on here) on the Prime card. I shop almost exclusively on Amazon. I wonder if they look at or have access to that data when when applying?

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 17:58:43 GMT

@Anonymous wrote:
I was recently given an auto CLI from Chase. Same day other posters were talking about Chase closing their accounts too. I think it's sort of random who they choose to auto, but I use it a fair amount and obviously that helps (Sapphire). I've had the account for 6-7 months. Also, I got an unusually huge limit (comparative to others on here) on the Prime card. I shop almost exclusively on Amazon. I wonder if they look at or have access to that data when when applying?

What was your SL on the Amazon card?

I wouldn't think they would look at that when you apply, but since it is a co-branded card it would be reasonable to believe that they could access that information if they wanted to.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 18:21:19 GMT

I received two auto-CLI [$500/$2000] in the 1st year. I have used the card sparringly. Go figure. In that time I've received four additional CLI on other cards. Two were auto/2 were requested.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 18:21:57 GMT

I used my Chase Amazon card HEAVILY for years and never got a CLI. When I would request one, they want to do an HP.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 20:42:38 GMT

I had the Amazon Prime Visa for about 4 months and put about $4,000 of spending through it without an auto CLI. I requested a CLI via secured messages and they gave it to me, but they requested a HP. However, I was at a $500 SL and asked for a $2000 CLI and they granted it, so that was nice.

From my experience, you need to request the CLI with a HP to get anywhere.

Re: Chase Amazon Prime CLI question

Creditplz — Tue, 25 Apr 2017 21:02:58 GMT

I requested a CLI (told the rep to leave it blank) from 17k to 25k, 3 weeks after approval, so if you've been PIF and your credits good I don't see why not..

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 25 Apr 2017 22:20:30 GMT

Thanks for the replies! Think I'll wait some time. Not super important that i get a CLI. Was just wondering about when/if i should try. Much appreciated!

Re: Chase Amazon Prime CLI question

ways2go — Tue, 02 May 2017 11:36:07 GMT

I've had the Chase IHG card since 2013. My SL was 3500 and it's still 3500.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 13 Jun 2017 00:43:35 GMT

I have pretty good credit (726-760s) and they wont give me a CLI with their 4k limit. I like the card and enjoy spending on it but $4k is pittens. I'm going to downgrade it for Amazon only duty and that's basically it for the 5% back.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 13 Jun 2017 00:54:51 GMT

I think I've had the Chase Amazon card (and recently, the upgraded Prime card) for about 10 years, and I don't think I've ever received a CLI.

Re: Chase Amazon Prime CLI question

Gmood1 — Tue, 13 Jun 2017 01:21:44 GMT

The best way to get CLls with Chase is to app for another Chase card. Preferably one with a bonus.
Then you can move limits to the cards you use the most.
From watching the forums, most folks get the biggest bang for their HP's adding another card verses requesting CLIs with Chase.

Re: Chase Amazon Prime CLI question

Anonymous — Tue, 13 Jun 2017 02:05:41 GMT

I agree with the above post. If your profile can absorb adding another account (over just a HP CLI) it makes the most sense to add another Chase card... preferably one that is known to provide a strong SL which can then be moved to whichever product you currently have.