topic Re: CSP and Freedom - Balance Transfer in Credit Cards

CSP and Freedom - Balance Transfer

Anonymous — Tue, 25 Apr 2017 20:27:39 GMT

Hello everyone,

I have a scenario you may have seen before. I'd like to apply for both the CSP and Freedom and would like to purchase some appliances totalling about $2500. I'm trying to get to the $4000 spend to get the reward from CSP. Would I be able to purchase the appliances on the CSP then within 30 days do a balance transfer to the Freedom? As I understand it, the Freedom has a no interest bal transfer for 15 months.

Re: CSP and Freedom - Balance Transfer

Creditplz — Tue, 25 Apr 2017 20:38:44 GMT

You can't BT from a freedom to a CSP cause it's issued by chase it's in the terms& conditions.

"We will not process any balance transfer requests that are from any other account or loan that we (Chase Bank USA, N.A.) or any of our affiliates issued."

Re: CSP and Freedom - Balance Transfer

Anonymous — Tue, 25 Apr 2017 20:46:29 GMT

I just read that too.

Thanks

Re: CSP and Freedom - Balance Transfer

Anonymous — Tue, 25 Apr 2017 20:52:37 GMT

HAVIC it is generally accepted practice with credit lenders to not permit payments (or BTs) within their own card portfolio. As soon as I say this some Myficoer will do it. In my case I have never had a card that terms and conditions permitted it.