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    <title>topic Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936923#M1442803</link>
    <description>&lt;P&gt;I've had that blue card for quite a while now. Probably since July of last year. They gave it to me as a replacement when there was a fraudulent transaction on my account.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've gotten the credit limit on the card up to $50k via SP CLI's on two cards, then combining cards, then taking a HP to request $50k and supplying proof of income and employment, etc. So, I certainly consider it a keeper.&lt;/P&gt;</description>
    <pubDate>Tue, 02 May 2017 00:36:51 GMT</pubDate>
    <dc:creator>Themanwhocan</dc:creator>
    <dc:date>2017-05-02T00:36:51Z</dc:date>
    <item>
      <title>New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936805#M1442798</link>
      <description>&lt;P&gt;Hi all,&lt;/P&gt;&lt;P&gt;Just got home and saw this in my mail today. I like it a LOT compared to the old card, which was really dull looking. I was wondering how&amp;nbsp;they kept a card around without the EMV chip for so long just last week lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/26848i01F661054E4E224F/image-size/original?v=1.0&amp;amp;px=-1" border="0" alt="a.JPG" title="a.JPG" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was on the fence about closing it recently. Maybe it'll hang around for a tad bit longer now. &amp;nbsp;What I really want is&lt;STRONG&gt; to app for the Travelite card!&lt;/STRONG&gt; We'll see if I can resist temptation &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 01 May 2017 22:49:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936805#M1442798</guid>
      <dc:creator>leoment</dc:creator>
      <dc:date>2017-05-01T22:49:04Z</dc:date>
    </item>
    <item>
      <title>Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936807#M1442799</link>
      <description>I cant believe you put Generic User's name and number for everyone to see. Now however will he get to take out Name Brand&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Mon, 01 May 2017 22:53:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936807#M1442799</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2017-05-01T22:53:15Z</dc:date>
    </item>
    <item>
      <title>Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936810#M1442800</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/643106"&gt;@leoment&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hi all,&lt;/P&gt;&lt;P&gt;Just got home and saw this in my mail today. I like it a LOT compared to the old card, which was really dull looking. I was wondering how&amp;nbsp;they kept a card around without the EMV chip for so long just last week lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was on the fence about closing it recently. Maybe it'll hang around for a tad bit longer now. &amp;nbsp;What I really want is&lt;STRONG&gt; to app for the Travelite card!&lt;/STRONG&gt; We'll see if I can resist temptation &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Idk, I kinda like both designs, to be 100% honest -- the cool thing about the original card (IMO) was that it looked like it had the effect of rivulets of interlinked steel&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also j/c leoment, how come you're considering closing out the 7.00% V Amex?&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&amp;nbsp; Low APR + 1.5% cashback rewards, what's not to like lol?&amp;nbsp; (Plus the every-3-month SP CLI option?)&lt;/P&gt;</description>
      <pubDate>Mon, 01 May 2017 22:55:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936810#M1442800</guid>
      <dc:creator>galahad15</dc:creator>
      <dc:date>2017-05-01T22:55:14Z</dc:date>
    </item>
    <item>
      <title>Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936833#M1442801</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; wrote:&lt;BR /&gt;I cant believe you put Generic User's name and number for everyone to see. Now however will he get to take out Name Brand&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I know.. Generic User's gonna be p***ed when he sees this &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 01 May 2017 23:14:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936833#M1442801</guid>
      <dc:creator>leoment</dc:creator>
      <dc:date>2017-05-01T23:14:28Z</dc:date>
    </item>
    <item>
      <title>Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936836#M1442802</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/886701"&gt;@galahad15&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/643106"&gt;@leoment&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hi all,&lt;/P&gt;&lt;P&gt;Just got home and saw this in my mail today. I like it a LOT compared to the old card, which was really dull looking. I was wondering how&amp;nbsp;they kept a card around without the EMV chip for so long just last week lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was on the fence about closing it recently. Maybe it'll hang around for a tad bit longer now. &amp;nbsp;What I really want is&lt;STRONG&gt; to app for the Travelite card!&lt;/STRONG&gt; We'll see if I can resist temptation &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Idk, I kinda like both designs, to be 100% honest -- the cool thing about the original card (IMO) was that it looked like it had the effect of rivulets of interlinked steel&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also j/c leoment, how come you're considering closing out the 7.00% V Amex?&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&amp;nbsp; Low APR + 1.5% cashback rewards, what's not to like lol?&amp;nbsp; (Plus the every-3-month SP CLI option?)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Idk, maybe it's because I have a Citi Dividend that is already grey that it feels too gray in my wallet?? I like the print they used, just not the shade of gray. This is me just being super picky though.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm thinking of closing just because 1. I never carry a balance, and 2. My BOA Travel card nets me effectively 2.6% CB which blows it out of the water. I use it for really minor purchases here and there, but overall it gets very little love. Maybe if I give in and app for the Travelite I'll combine the limits - just need to make my mind up is all &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 01 May 2017 23:18:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936836#M1442802</guid>
      <dc:creator>leoment</dc:creator>
      <dc:date>2017-05-01T23:18:32Z</dc:date>
    </item>
    <item>
      <title>Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936923#M1442803</link>
      <description>&lt;P&gt;I've had that blue card for quite a while now. Probably since July of last year. They gave it to me as a replacement when there was a fraudulent transaction on my account.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've gotten the credit limit on the card up to $50k via SP CLI's on two cards, then combining cards, then taking a HP to request $50k and supplying proof of income and employment, etc. So, I certainly consider it a keeper.&lt;/P&gt;</description>
      <pubDate>Tue, 02 May 2017 00:36:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4936923#M1442803</guid>
      <dc:creator>Themanwhocan</dc:creator>
      <dc:date>2017-05-02T00:36:51Z</dc:date>
    </item>
    <item>
      <title>Re: New design + chip for 6.25% (Now 7.00%) FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4937020#M1442804</link>
      <description>&lt;P&gt;I moved this thread back to credit cards so let's keep the discussion on the features and benefits of the card and not the appearance of the physical card.&lt;/P&gt;</description>
      <pubDate>Tue, 02 May 2017 01:55:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-design-chip-for-6-25-Now-7-00-FNBO-Amex/m-p/4937020#M1442804</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-05-02T01:55:02Z</dc:date>
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