topic Re: Nissan/infinity CC in Credit Cards

New Synchrony Nissan Visa Signature

Anonymous — Thu, 04 May 2017 18:35:07 GMT

I applied and was declined. TU 700 and I have many other synch cards. Who knows why. Just thought it was an interesting card for whoever maybe interested.

http://www.doctorofcredit.com/synchrony-nissan-credit-card-review-5x-gas-nissan-3x-restaurants/

Nissan/infinity CC

Anonymous — Fri, 05 May 2017 15:12:37 GMT

Synchrony card comes in visa signature or regular visa

5x gas points to new vehicle uncapped
3x dining uncapped

https://credit.syf.com/nissan/

Re: Nissan/infinity CC

AverageJoesCredit — Fri, 05 May 2017 18:53:41 GMT

Never heard of this. Wonder if you stopped paying it or instead of getting a blue envelope, if Synchrony would just take your ride

Re: Nissan/infinity CC

Anonymous — Fri, 05 May 2017 21:22:57 GMT

Weird....I didn't think the automotive cards were very popular anymore-at least not enough for Nissan to join in. Figures they would use a generic bank like Synchrony.

Re: New Synchrony Nissan Visa Signature

CreditUnionFan — Sun, 07 May 2017 23:24:30 GMT

I believe you can also redeem for service at a Nissan (or Infiniti) dealer. That would change the multiplier from 1x to effectively .95, since you normally would earn 5% at the Nissan dealer, but means you can redeem without buying a new Nissan ehicle.

Re: New Synchrony Nissan Visa Signature

Anonymous — Mon, 08 May 2017 01:23:32 GMT

@Anonymous wrote:
I applied and was declined. TU 700 and I have many other synch cards. Who knows why. Just thought it was an interesting card for whoever maybe interested.

http://www.doctorofcredit.com/synchrony-nissan-credit-card-review-5x-gas-nissan-3x-restaurants/

And since I hate Nissan, here's another card that I have absolutely no interest in!! Thanks for bringing this worthless card to my attention!

And Synch... Whoda thunk it?!?

Re: New Synchrony Nissan Visa Signature

Anonymous — Mon, 08 May 2017 02:39:52 GMT

I applied for this card Nissan Visa but I didn't get instant approval. I got the 7-10 days message or 3-4 by email response so I don't know what this mean. I do have couple account with synchrony like Walmart, amazon and chevron. Hoping to get this Nissan Visa card. Anyone have any idea about synchrony application approved or declined process.

Re: New Synchrony Nissan Visa Signature

Anonymous — Sat, 13 May 2017 20:14:45 GMT

Blueberry did you ever get approved for this?

Re: New Synchrony Nissan Visa Signature

Anonymous — Sat, 13 May 2017 23:08:08 GMT

Well Gardener.... I guess we should ask you before we post things if you approve of the prouduct or not. Lol. I'm guessing not everyone hates Nissan/Infinity. Oh wait-I don't.

(Well tbh not a fan of Nissan cuz of CVTs but Infinity's new Q60S Sport is pretty smoking hot!!!)

Re: New Synchrony Nissan Visa Signature

Anonymous — Sat, 13 May 2017 23:17:20 GMT

@Anonymous wrote:
Well Gardener.... I guess we should ask you before we post things if you approve of the prouduct or not. Lol. I'm guessing not everyone hates Nissan/Infinity. Oh wait-I don't.

(Well tbh not a fan of Nissan cuz of CVTs but Infinity's new Q60S Sport is pretty smoking hot!!!)

What, you don't hate them or you don't *not* hate them... Wait... Isn't that saying the same thing? Now I'm confused...

I like Nissans of old... 95 and earlier. I'm a Toyota person, through and through. Anyways, I was being sarcastic...

Edit: The Infinity QX80 is a lovely behemoth... I like that one

Re: New Synchrony Nissan Visa Signature

Appleman — Sun, 14 May 2017 00:58:55 GMT

Applied and approved. Have $75K in Synchrony cards before application.

Approved after calling in at Synchrony's request to verify information. Initial CL $8K which I will not try to increase.

Re: New Synchrony Nissan Visa Signature

Anonymous — Sun, 14 May 2017 01:15:38 GMT

Apple man can I asked what your credit score is? And did you get a verification call or a letter in the mail?

Re: New Synchrony Nissan Visa Signature

Anonymous — Thu, 01 Jun 2017 13:49:34 GMT

I don't have a Nissan or an Infiniti but an Infiniti is my dream car. So, applied day before yesterday and was instantly approved. They have slapped it on my CR already (wont get the card for 7-10 days)!! What's interesting is that I received an alert for the new account but still no alert for the credit pull. I think because I already have 3 Synchrony accounts, they soft pulled me for the Nissan application. I need a beat-down for being enticed out of the garden. I couldn't resist;14% interest is not fantastic but it isn't bad either! I have no idea which credit score they looked at. All mine are in the low 700's except FICO 9 is mid 700's. UPDATE: I just received an alert from my complimentary Smart Credit monitoring ( I think they use Trans Union) for the inquiry. No alert from myFICO for the inquiry.

Re: New Synchrony Nissan Visa Signature

CreditUnionFan — Thu, 01 Jun 2017 13:29:30 GMT

Nice limit on the card!

Because you haven't gotten an alert may be because either Synchrony pulled only one of the three major bureaus, or because the notification service is slow in noticing. I have noticed that some services send alerts days after other services have.

Re: New Synchrony Nissan Visa Signature

Benzman — Thu, 01 Jun 2017 13:42:35 GMT

soloman wrote: I couldn't resist;14% interest is not fantastic.

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%
for Account Type 1 or
23.99%
for Account Type 2
when you open your account.

Re: New Synchrony Nissan Visa Signature

Anonymous — Thu, 01 Jun 2017 13:45:36 GMT

@Benzman wrote:
soloman wrote: I couldn't resist;14% interest is not fantastic.

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%
for Account Type 1 or
23.99%
for Account Type 2
when you open your account.

I have deleted the approval page but I could have sworn it said 14%. Now you got me wondering if I saw the rate incorrectly! I'll update when I find out.

Re: New Synchrony Nissan Visa Signature

Anonymous — Mon, 05 Jun 2017 08:45:39 GMT

@Anonymous wrote:
@Benzman wrote:
soloman wrote: I couldn't resist;14% interest is not fantastic.

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%
for Account Type 1 or
23.99%
for Account Type 2
when you open your account.
I have deleted the approval page but I could have sworn it said 14%. Now you got me wondering if I saw the rate incorrectly! I'll update when I find out.

You are correct!! It's 14.99%. I'll just avoid carrying a balance as much as possible and earn the points. Looking on the bright side, 14.99 is lower than the offers I just received from Citi, Chase, and Discover!

Re: New Synchrony Nissan Visa Signature

elim — Mon, 05 Jun 2017 09:17:58 GMT

@Anonymous wrote:
@Anonymous wrote:
@Benzman wrote:
soloman wrote: I couldn't resist;14% interest is not fantastic.

Soloman, was that a special rate offered? I was going to apply but in their terms and conditions it says

17.99%
for Account Type 1 or
23.99%
for Account Type 2
when you open your account.
I have deleted the approval page but I could have sworn it said 14%. Now you got me wondering if I saw the rate incorrectly! I'll update when I find out.
You are correct!! It's 14.99%. I'll just avoid carrying a balance as much as possible and earn the points. Looking on the bright side, 14.99 is lower than the offers I just received from Citi, Chase, and Discover!

14.99% is a pretty good rate for any Synch card. Doesn't matter anyway on a gas/dining card. Congrats all who were approved.

Re: New Synchrony Nissan Visa Signature

Appleman — Mon, 05 Jun 2017 14:19:02 GMT

FICO 08s all 775 or better. Fico Mortgage all 740 or better.

I believe I received an email asking me to call in. They just wanted to verify that it was me who had applied.

Re: New Synchrony Nissan Visa Signature

Mellon — Fri, 09 Jun 2017 11:23:42 GMT

yeah i got the pre-approved email too... I'm contemplating...