topic Re: AMEX 3X CLI increase approved - now what? in Credit Cards

AMEX 3X CLI increase approved - now what?

Anonymous — Fri, 12 May 2017 04:31:18 GMT

Hey all!
Fairly new here, though I've lurked and searched and used information here as resources in my credit journey, so thank you all!

I have an AmEx BlueCash Everyday card that I was approved for in December with a $1000 limit (despite around a 724-730 score?) and I did the typical 3X CLI request and was approved.

I've read on AmEx' site that credit limits are offered again 6 months after approval, so my questions are:

-In anyone's experience, how good is AmEx about upping your limit in between your requests? (I ask because I have a Discover It card and they've upped it three times, two of which were without my request in about 6 months of having it).
-For any subsequent CLI requests, what should I aim for? I'm assuming I won't be able to just keep asking them to triple my limit, but I'm curious as to what I can expect 6 months from now when I request another increase (love the boost it gives for utilization % ).

Thank you for any insight or feedback you can provide me!

Re: AMEX 3X CLI increase approved - now what?

austinguy907 — Fri, 12 May 2017 05:21:17 GMT

Auto's aren't likely but they've been seen around here.

Every 181 days you're able to go back and do 3X

Every 90 days if you're declined on a CLI

Things top out at just under 35K if you don't want to submit a 4506-T for POI, If you don't mind submitting it then $50K is an easy ask, <$50K is going to depend on level of spend/income/assets.

Re: AMEX 3X CLI increase approved - now what?

MrsCHX — Fri, 12 May 2017 13:31:35 GMT

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

Being that you're only at $3k now, you can keep requesting 3x for awhile. AMEX will counter if you're not eligible for 3x your limit at any time. That thread linked above is massive but helpful.