topic Re: Capital QS in Credit Cards

Capital QS

ralvarez2678 — Wed, 03 May 2017 20:47:30 GMT

Had my Quicksilver1 upgraded to the Quicksilver!!!

I had called to see if they would waive the annual fee on my card but since they did waive it last year they were unable to but i had an offer to upgrade my card so i took it. I've had this card for over 2 years now and started w/ $500 and up to $8100 CL and trying to get it to $10k.

just thought i'd share.

Re: Capital QS

credit_endurance — Wed, 03 May 2017 21:08:32 GMT

@ralvarez2678 wrote:
Had my Quicksilver1 upgraded to the Quicksilver!!!
I had called to see if they would waive the annual fee on my card but since they did waive it last year they were unable to but i had an offer to upgrade my card so i took it. I've had this card for over 2 years now and started w/ $500 and up to $8100 CL and trying to get it to $10k.
just thought i'd share.

Congrats on the pc upgrade I just did the same but wondering if this will affect my future cli this June.

Re: Capital QS

mysterythemoon — Wed, 03 May 2017 21:32:06 GMT

As a preemptive question, I was just approved for a QS1 with a 5k limit. I know this is looking ahead, but what are the advatanges of upgrading to a regular QS except the AF? And if I call about the AF whenever it's imposed, can I complain enough to get them to waive it?

Re: Capital QS

Anonymous — Wed, 03 May 2017 23:09:59 GMT

Congrats on your successful PC and growth of your card. While you're at it, I'd hop on chat and ask for an APR reduction. If they can give one, it would be for 7 months, but anything little thing they can do will help

Re: Capital QS

ralvarez2678 — Mon, 15 May 2017 17:08:21 GMT

i took your advice and ask for an APR reduction and was lowered for only 7 months but i'll take it. He also said that it wouldn't affect my next CLI date (july) so that was good too.

Re: Capital QS

Aduke1122 — Mon, 15 May 2017 18:52:07 GMT

Hey MysteryMoon , the QS is their Prime card for cardholders with "excellent " credit , the QS1 and Platinum are considered sub prime rebuilder cards or starter cards , besides the Af the rewards are no different but the CLI associated with each card could be diff , if you have a QS they will have much better CLI than the rebuilders

Re: Capital QS

Jerry45 — Mon, 15 May 2017 19:57:43 GMT

@ralvarez2678 wrote:
Had my Quicksilver1 upgraded to the Quicksilver!!!
I had called to see if they would waive the annual fee on my card but since they did waive it last year they were unable to but i had an offer to upgrade my card so i took it. I've had this card for over 2 years now and started w/ $500 and up to $8100 CL and trying to get it to $10k.
just thought i'd share.

Congrats. QS is a nice card

Re: Capital QS

grillandwinemaster — Mon, 15 May 2017 20:11:47 GMT

Congrats OP!!

You have an excellent credit limit on your QS1. You'll probably be able to build an amazing limit now that it's a regular QS!